Census tract · Westchester County
Census Tract 97.03, Westchester County, New York
Census Tract 97.03, GEOID 36119009703, in Westchester County, New York, entirely within White Plains. 4,137 residents in the ACS 2020-2024 5-year estimates (±451); the 2020 Census counted 4,290.
Residents, 2020-2024
4,137
±451 (90% margin)
2020 Census count: 4,290
Median household income
$235,417
±$33,700 (90% margin)
Westchester County: $118,976
Median home value
$983,400
±$51,328 (90% margin)
Westchester County: $663,200
Median gross rent
$3,500 or more
The survey's top or bottom value; no margin is published
Westchester County: $1,951
Where is Census Tract 97.03?
Census Tract 97.03 is one of 241 census tracts in Westchester County, New York. It covers 2.14 square miles of land, 2,009 residents per square mile in 2020. Its GEOID, 36119009703, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| White Plains | 100% |
4 census tracts border Census Tract 97.03: Tract 85 ($250,000 or more), Tract 86.02 ($250,000 or more), Tract 97.01 ($207,955) and Tract 97.02 ($123,929). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 97.03?
The 2020-2024 American Community Survey puts Census Tract 97.03's population at 4,137 (±451) in 1,495 households; the 2020 Census counted 4,290 residents and 1,606 housing units.
| Measure | Tract 97.03 | White Plains |
|---|---|---|
| Total population | 4,137±451 | 60,666 |
| Households | 1,495±174 | 25,578 |
| Average household size | 2.76±0.15 | 2.31 |
| Housing units | 1,587±153 | 27,561 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 97.03?
The median resident of Census Tract 97.03 is 53.6 years old; 18.1% are under 18 and 31.3% are 65 or older. The largest group is non-Hispanic white residents at 75.7%, then Hispanic or Latino residents (of any race) at 9.9%. 15.4% of residents were born outside the United States.
| Measure | Tract 97.03 | White Plains |
|---|---|---|
| Median age | 53.6±3.3 | 41.5 |
| Under 18 years | 18.1%±2.6 pts | 18.6% |
| 65 years and over | 31.3%±4.3 pts | 20.5% |
| Hispanic or Latino (any race) | 9.9%±5.2 pts | 32.1% |
| White alone, not Hispanic | 75.7%±7.5 pts | 42.5% |
| Black or African American alone, not Hispanic | 1.1%±1.7 pts | 12.4% |
| Asian alone, not Hispanic | 7.8%±3.5 pts | 8.6% |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±1.0 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±1.0 pts | 0.0% |
| Two or more races, not Hispanic | 5.1%±3.5 pts | 3.0% |
| Some other race alone, not Hispanic | 0.4%±0.6 pts | 1.5% |
| Born outside the United States | 15.4%±4.0 pts | 30.7% |
| Speak a language other than English at home (age 5+) | 18.0%±5.2 pts | 40.5% |
| Civilian veterans (age 18+) | 5.4%±2.8 pts | 2.9% |
| With a disability | 12.9%±3.4 pts | 11.8% |
| No health insurance coverage | 1.2%±1.2 pts | 5.9% |
| High school graduate or higher (age 25+) | 99.4%±0.5 pts | 89.2% |
| Bachelor's degree or higher (age 25+) | 80.5%±5.3 pts | 53.9% |
| Graduate or professional degree (age 25+) | 47.6%±5.6 pts | 29.0% |
| Lived in the same house a year earlier | 95.7%±2.4 pts | 90.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 97.03 earn?
Half of the 1,495 households in Census Tract 97.03 earn less than $235,417 a year (±$33,700), against $118,976 across Westchester County: 31st highest of the county's 228 tracts with a reliable estimate.
| Measure | Tract 97.03 | White Plains |
|---|---|---|
| Median household income | $235,417±$33,700 | $110,763 |
| Mean household income | $303,801±$54,483 | $161,410 |
| Per capita income | $119,804±$24,464 | $69,191 |
| People below the poverty line | 1.9%±1.8 pts | 11.2% |
| Children under 18 below the poverty line | 1.2%±1.8 pts | 18.0% |
| Households receiving SNAP | 0.0%±2.8 pts | 6.8% |
| Households with a computer | 97.5%±2.4 pts | 96.1% |
| Households with a broadband subscription | 97.5%±2.4 pts | 94.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 97.03?
Owners occupy 97.0% of Census Tract 97.03's occupied homes and renters 3.0%. The median owner-occupied home is valued at $983,400 by its owner (±$51,328). The median renter pays $3,500 or more a month including utilities.
| Measure | Tract 97.03 | White Plains |
|---|---|---|
| Median home value (owner-occupied) | $983,400±$51,328 | $620,800 |
| Median gross rent | $3,500 or more | $2,269 |
| Renters paying 35% or more of income on rent | 35.6%±45.1 pts | 41.6% |
| Median monthly owner costs, with a mortgage | $4,000 or more | $3,525 |
| Owner-occupied homes | 97.0%±2.7 pts | 51.0% |
| Renter-occupied homes | 3.0%±2.7 pts | 49.0% |
| Housing units | 1,587±153 | 27,561 |
| Single-family detached homes | 79.8%±7.0 pts | 27.8% |
| Mobile homes | 0.0%±2.6 pts | 0.1% |
| Built 2020 or later | 0.0%±2.6 pts | 1.3% |
| Built 2010 to 2019 | 3.2%±3.2 pts | 5.7% |
| Built 1939 or earlier | 9.7%±3.8 pts | 29.8% |
| Households with no vehicle | 1.3%±2.0 pts | 17.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 97.03 get to work?
49.5% of Census Tract 97.03's workers drive alone and 27.7% work from home. The average trip to work takes 31.6 minutes.
| Measure | Tract 97.03 | White Plains |
|---|---|---|
| In the labor force (age 16+) | 60.9%±4.9 pts | 66.2% |
| Unemployment rate | 8.6%±6.4 pts | 5.9% |
| Drove alone to work | 49.5%±7.6 pts | 49.4% |
| Carpooled | 6.3%±4.9 pts | 6.6% |
| Public transportation | 12.4%±3.9 pts | 12.5% |
| Walked | 1.2%±1.7 pts | 6.6% |
| Worked from home | 27.7%±6.4 pts | 22.1% |
| Mean travel time to work | 31.6 min±4.1 | 27.4 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 97.03 compare with the other tracts in Westchester County?
Among Westchester County's tracts with a reliable estimate, Census Tract 97.03 ranks as shown below (1 = highest).
| Measure | In Westchester County | In White Plains |
|---|---|---|
| Population | 123rd of 240 | 7th of 15 |
| Residents per square mile | 189th of 241 | 14th of 15 |
| Median household income | 31st of 228 | 1st of 15 |
| Per capita income | 25th of 238 | 1st of 15 |
| Median home value | 28th of 221 | 1st of 14 |
| Median gross rent | 1st of 221 | 1st of 14 |
| Bachelor's degree or higher | 25th of 234 | 1st of 15 |
| Median age | 14th of 240 | 1st of 15 |
| Owner-occupied share | 9th of 225 | 1st of 15 |
The tracts next to it on Westchester County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 106 | 28th | $243,000±$45,858 · within the margin of this tract |
| Tract 102 | 29th | $242,885±$17,548 · within the margin of this tract |
| Tract 131.03 | 30th | $241,250±$22,487 · within the margin of this tract |
| Tract 97.03 | 31st | $235,417±$33,700 |
| Tract 121.01 | 32nd | $227,727±$46,148 · within the margin of this tract |
| Tract 123.03 | 33rd | $227,578±$27,258 · within the margin of this tract |
| Tract 70 | 34th | $227,308±$77,757 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 97.03?
2 of the 18 figures for Census Tract 97.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections