Census tract · Hamilton County
Census Tract 98, Hamilton County, Ohio
Census Tract 98, GEOID 39061009800, in Hamilton County, Ohio, entirely within Cincinnati. 1,965 residents in the ACS 2020-2024 5-year estimates (±337); the 2020 Census counted 2,285.
Residents, 2020-2024
1,965
±337 (90% margin)
2020 Census count: 2,285
Median household income
$31,131
±$14,479 (90% margin)
Hamilton County: $72,470
Median home value
$64,500
±$19,581 (90% margin)
Hamilton County: $241,900
Median gross rent
$922
±$97 (90% margin)
Hamilton County: $1,075
Where is Census Tract 98?
Census Tract 98 is one of 226 census tracts in Hamilton County, Ohio. It covers 0.38 square miles of land, 6,061 residents per square mile in 2020. Its GEOID, 39061009800, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Cincinnati | 100% |
7 census tracts border Census Tract 98: Tract 92 ($35,813), Tract 97 ($59,185), Tract 99.01 ($68,786), Tract 99.02 ($56,635), Tract 100.03 ($57,054), Tract 100.04 ($36,670) and Tract 100.05 ($58,182). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 98?
The 2020-2024 American Community Survey puts Census Tract 98's population at 1,965 (±337) in 799 households; the 2020 Census counted 2,285 residents and 993 housing units.
| Measure | Tract 98 | Cincinnati |
|---|---|---|
| Total population | 1,965±337 | 311,224 |
| Households | 799±164 | 144,297 |
| Average household size | 2.37±0.40 | 2.06 |
| Housing units | 994±157 | 160,409 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 98?
The median resident of Census Tract 98 is 29.1 years old; 31.1% are under 18 and 8.7% are 65 or older. The largest group is non-Hispanic Black residents at 55.4%, then non-Hispanic white residents at 30.0%.
| Measure | Tract 98 | Cincinnati |
|---|---|---|
| Median age | 29.1±5.4 | 33.2 |
| Under 18 years | 31.1%±9.6 pts | 20.7% |
| 65 years and over | 8.7%±3.5 pts | 13.5% |
| Hispanic or Latino (any race) | 0.0%±1.9 pts | 6.1% |
| White alone, not Hispanic | 30.0%±9.5 pts | 48.2% |
| Black or African American alone, not Hispanic | 55.4%±10.4 pts | 36.3% |
| Asian alone, not Hispanic | 0.6%±0.9 pts | 2.6% |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±1.9 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±1.9 pts | 0.0% |
| Two or more races, not Hispanic | 9.2%±8.5 pts | 5.9% |
| Some other race alone, not Hispanic | 4.8%±4.8 pts | 0.8% |
| Born outside the United States | 1.0%±1.2 pts | 7.0% |
| Speak a language other than English at home (age 5+) | 3.3%±3.7 pts | 9.4% |
| Civilian veterans (age 18+) | 2.2%±2.0 pts | 4.7% |
| With a disability | 21.8%±5.9 pts | 14.3% |
| No health insurance coverage | 15.9%±9.3 pts | 7.8% |
| High school graduate or higher (age 25+) | 82.0%±7.6 pts | 90.0% |
| Bachelor's degree or higher (age 25+) | 9.7%±5.2 pts | 41.8% |
| Graduate or professional degree (age 25+) | 2.5%±2.6 pts | 18.1% |
| Lived in the same house a year earlier | 87.9%±7.7 pts | 80.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 98 earn?
Half of the 799 households in Census Tract 98 earn less than $31,131 a year (±$14,479), against $72,470 across Hamilton County: 203rd highest of the county's 216 tracts with a reliable estimate. 34.7% of residents live below the poverty line.
| Measure | Tract 98 | Cincinnati |
|---|---|---|
| Median household income | $31,131±$14,479 | $52,909 |
| Mean household income | $38,929±$6,921 | $85,817 |
| Per capita income | $19,537±$7,855 | $40,324 |
| People below the poverty line | 34.7%±16.4 pts | 25.5% |
| Children under 18 below the poverty line | 53.3%±27.5 pts | 36.2% |
| Households receiving SNAP | 36.3%±16.5 pts | 18.7% |
| Households with a computer | 92.7%±4.0 pts | 94.0% |
| Households with a broadband subscription | 77.0%±11.0 pts | 89.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 98?
Owners occupy 13.0% of Census Tract 98's occupied homes and renters 87.0%. The median owner-occupied home is valued at $64,500 by its owner (±$19,581). The median renter pays $922 a month including utilities, and 52.9% of renters pay 35% or more of their income on rent.
| Measure | Tract 98 | Cincinnati |
|---|---|---|
| Median home value (owner-occupied) | $64,500±$19,581 | $230,900 |
| Median gross rent | $922±$97 | $1,001 |
| Renters paying 35% or more of income on rent | 52.9%±13.7 pts | 41.4% |
| Median monthly owner costs, with a mortgage | $1,088±$184 | $1,640 |
| Owner-occupied homes | 13.0%±6.0 pts | 39.8% |
| Renter-occupied homes | 87.0%±6.0 pts | 60.2% |
| Housing units | 994±157 | 160,409 |
| Single-family detached homes | 41.4%±10.8 pts | 38.3% |
| Mobile homes | 0.0%±3.7 pts | 0.3% |
| Built 2020 or later | 0.0%±3.7 pts | 1.2% |
| Built 2010 to 2019 | 0.0%±3.7 pts | 4.8% |
| Built 1939 or earlier | 13.9%±5.6 pts | 40.9% |
| Households with no vehicle | 24.5%±11.3 pts | 17.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 98 get to work?
61.8% of Census Tract 98's workers drive alone and 16.3% work from home. The average trip to work takes 25.4 minutes.
| Measure | Tract 98 | Cincinnati |
|---|---|---|
| In the labor force (age 16+) | 57.8%±11.3 pts | 66.1% |
| Unemployment rate | 11.0%±9.5 pts | 6.8% |
| Drove alone to work | 61.8%±14.6 pts | 64.6% |
| Carpooled | 6.1%±8.4 pts | 7.0% |
| Public transportation | 6.8%±6.9 pts | 5.3% |
| Walked | 4.8%±7.0 pts | 5.4% |
| Worked from home | 16.3%±9.8 pts | 15.0% |
| Mean travel time to work | 25.4 min±3.5 | 22.4 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 98 compare with the other tracts in Hamilton County?
Among Hamilton County's tracts with a reliable estimate, Census Tract 98 ranks as shown below (1 = highest).
| Measure | In Hamilton County | In Cincinnati |
|---|---|---|
| Population | 190th of 226 | 78th of 110 |
| Residents per square mile | 47th of 226 | 39th of 110 |
| Median household income | 203rd of 216 | 88th of 100 |
| Per capita income | 208th of 225 | 93rd of 109 |
| Median home value | 204th of 205 | 90th of 90 |
| Median gross rent | 159th of 208 | 69th of 108 |
| Poverty rate | 33rd of 148 | 32nd of 93 |
| Bachelor's degree or higher | 213th of 215 | 101st of 102 |
| Median age | 205th of 226 | 91st of 110 |
| Owner-occupied share | 215th of 223 | 99th of 107 |
The tracts next to it on Hamilton County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 84 | 200th | $33,092±$17,774 · within the margin of this tract |
| Tract 271 | 201st | $32,749±$13,752 · within the margin of this tract |
| Tract 93 | 202nd | $31,557±$12,257 · within the margin of this tract |
| Tract 98 | 203rd | $31,131±$14,479 |
| Tract 88 | 204th | $31,085±$11,971 · within the margin of this tract |
| Tract 100.02 | 205th | $29,895±$7,376 · within the margin of this tract |
| Tract 66 | 206th | $29,272±$12,161 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 98?
2 of the 18 figures for Census Tract 98 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections