Census tract · Cole County
Census Tract 103, Cole County, Missouri
Census Tract 103, GEOID 29051010300, in Cole County, Missouri, entirely within Jefferson City. 4,491 residents in the ACS 2020-2024 5-year estimates (±479); the 2020 Census counted 4,815.
Residents, 2020-2024
4,491
±479 (90% margin)
2020 Census count: 4,815
Median household income
$92,112
±$19,982 (90% margin)
Cole County: $74,876
Median home value
$212,500
±$15,842 (90% margin)
Cole County: $229,600
Median gross rent
$879
±$231 (90% margin)
Cole County: $834
Where is Census Tract 103?
Census Tract 103 is one of 18 census tracts in Cole County, Missouri. It covers 3.79 square miles of land, 1,271 residents per square mile in 2020. Its GEOID, 29051010300, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Jefferson City | 100% |
5 census tracts border Census Tract 103: Tract 707.02 in Callaway County ($95,662), Tract 708 in Callaway County ($83,043), Tract 104.02 ($68,368), Tract 201.98 ($119,429) and Tract 207 ($41,346). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 103?
The 2020-2024 American Community Survey puts Census Tract 103's population at 4,491 (±479) in 2,181 households; the 2020 Census counted 4,815 residents and 2,292 housing units.
| Measure | Tract 103 | Jefferson City |
|---|---|---|
| Total population | 4,491 ±479 | 42,488 |
| Households | 2,181 ±223 | 17,529 |
| Average household size | 2.04 ±0.15 | 2.19 |
| Housing units | 2,254 ±226 | 19,354 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 103?
The median resident of Census Tract 103 is 42.0 years old; 16.5% are under 18 and 15.7% are 65 or older. The largest group is non-Hispanic white residents at 65.6%, then non-Hispanic Black residents at 24.5%.
| Measure | Tract 103 | Jefferson City |
|---|---|---|
| Median age | 42.0 ±4.4 | 38.9 |
| Under 18 years | 16.5% ±4.7 pts | 19.9% |
| 65 years and over | 15.7% ±2.8 pts | 17.5% |
| Hispanic or Latino (any race) | 4.1% ±3.8 pts | 4.0% |
| White alone, not Hispanic | 65.6% ±7.3 pts | 71.4% |
| Black or African American alone, not Hispanic | 24.5% ±7.2 pts | 16.0% |
| Asian alone, not Hispanic | 1.4% ±1.4 pts | 2.4% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.8 pts | 0.3% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.8 pts | 0.0% |
| Two or more races, not Hispanic | 4.4% ±3.6 pts | 4.9% |
| Some other race alone, not Hispanic | 0.0% ±0.8 pts | 1.1% |
| Born outside the United States | 1.7% ±1.8 pts | 4.0% |
| Speak a language other than English at home (age 5+) | 2.2% ±2.1 pts | 5.0% |
| Civilian veterans (age 18+) | 5.6% ±2.8 pts | 6.3% |
| With a disability | 15.2% ±6.0 pts | 13.2% |
| No health insurance coverage | 7.4% ±2.9 pts | 8.0% |
| High school graduate or higher (age 25+) | 93.6% ±4.5 pts | 92.8% |
| Bachelor's degree or higher (age 25+) | 38.2% ±9.0 pts | 38.7% |
| Graduate or professional degree (age 25+) | 10.1% ±4.5 pts | 15.2% |
| Lived in the same house a year earlier | 93.5% ±3.5 pts | 86.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 103 earn?
Half of the 2,181 households in Census Tract 103 earn less than $92,112 a year (±$19,982), against $74,876 across Cole County: 3rd highest of the county's 18 tracts with a reliable estimate. 12.2% of residents live below the poverty line.
| Measure | Tract 103 | Jefferson City |
|---|---|---|
| Median household income | $92,112 ±$19,982 | $66,371 |
| Mean household income | $99,780 ±$14,256 | $88,207 |
| Per capita income | $47,567 ±$7,070 | $37,220 |
| People below the poverty line | 12.2% ±7.4 pts | 12.0% |
| Children under 18 below the poverty line | 24.1% ±18.8 pts | 17.0% |
| Households receiving SNAP | 6.1% ±4.5 pts | 7.9% |
| Households with a computer | 98.7% ±1.6 pts | 95.9% |
| Households with a broadband subscription | 91.7% ±5.9 pts | 88.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 103?
Owners occupy 65.2% of Census Tract 103's occupied homes and renters 34.8%. The median owner-occupied home is valued at $212,500 by its owner (±$15,842). The median renter pays $879 a month including utilities, and 33.4% of renters pay 35% or more of their income on rent.
| Measure | Tract 103 | Jefferson City |
|---|---|---|
| Median home value (owner-occupied) | $212,500 ±$15,842 | $218,700 |
| Median gross rent | $879 ±$231 | $802 |
| Renters paying 35% or more of income on rent | 33.4% ±15.2 pts | 33.2% |
| Median monthly owner costs, with a mortgage | $1,385 ±$105 | $1,380 |
| Owner-occupied homes | 65.2% ±8.5 pts | 59.2% |
| Renter-occupied homes | 34.8% ±8.5 pts | 40.8% |
| Housing units | 2,254 ±226 | 19,354 |
| Single-family detached homes | 79.7% ±6.8 pts | 61.1% |
| Mobile homes | 0.0% ±1.5 pts | 1.0% |
| Built 2020 or later | 0.0% ±1.5 pts | 0.3% |
| Built 2010 to 2019 | 5.5% ±4.1 pts | 6.2% |
| Built 1939 or earlier | 4.4% ±3.4 pts | 11.1% |
| Households with no vehicle | 4.5% ±4.6 pts | 7.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 103 get to work?
76.3% of Census Tract 103's workers drive alone. The average trip to work takes 18.7 minutes.
| Measure | Tract 103 | Jefferson City |
|---|---|---|
| In the labor force (age 16+) | 66.7% ±7.6 pts | 61.4% |
| Unemployment rate | 0.7% ±1.3 pts | 3.2% |
| Drove alone to work | 76.3% ±7.5 pts | 74.2% |
| Carpooled | 11.3% ±6.5 pts | 10.3% |
| Public transportation | 1.7% ±1.6 pts | 0.7% |
| Walked | 1.3% ±2.2 pts | 1.8% |
| Worked from home | 3.8% ±3.1 pts | 10.4% |
| Mean travel time to work | 18.7 min ±3.2 | 15.5 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 103 compare with the other tracts in Cole County?
Among Cole County's tracts with a reliable estimate, Census Tract 103 ranks as shown below (1 = highest).
| Measure | In Cole County | In Jefferson City |
|---|---|---|
| Population | 7th of 18 | 4th of 12 |
| Residents per square mile | 6th of 18 | 6th of 12 |
| Median household income | 3rd of 18 | 1st of 12 |
| Per capita income | 1st of 18 | 1st of 12 |
| Median home value | 12th of 18 | 8th of 12 |
| Median gross rent | 9th of 18 | 5th of 12 |
| Poverty rate | 3rd of 13 | 3rd of 8 |
| Bachelor's degree or higher | 11th of 18 | 9th of 12 |
| Median age | 6th of 18 | 4th of 12 |
| Owner-occupied share | 13th of 18 | 7th of 12 |
The tracts next to it on Cole County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 201.98 | 1st | $119,429±$7,860 |
| Tract 202 | 2nd | $110,357±$16,052 · within the margin of this tract |
| Tract 103 | 3rd | $92,112±$19,982 |
| Tract 108.02 | 4th | $90,870±$25,824 · within the margin of this tract |
| Tract 206 | 5th | $87,985±$9,602 · within the margin of this tract |
| Tract 204 | 6th | $83,243±$14,873 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 103?
3 of the 18 figures for Census Tract 103 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections