Census tract · Cass County
Census Tract 103.08, Cass County, North Dakota
Census Tract 103.08, GEOID 38017010308, in Cass County, North Dakota, entirely within Fargo. 4,621 residents in the ACS 2020-2024 5-year estimates (±480); the 2020 Census counted 4,888.
Residents, 2020-2024
4,621
±480 (90% margin)
2020 Census count: 4,888
Median household income
$78,833
±$8,726 (90% margin)
Cass County: $75,555
Median home value
$329,000
±$43,324 (90% margin)
Cass County: $298,000
Median gross rent
$990
±$61 (90% margin)
Cass County: $958
Where is Census Tract 103.08?
Census Tract 103.08 is one of 44 census tracts in Cass County, North Dakota. It covers 1.00 square miles of land, 4,869 residents per square mile in 2020. Its GEOID, 38017010308, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Fargo | 100% |
4 census tracts border Census Tract 103.08: Tract 9.04 ($68,503), Tract 10.03 ($53,846), Tract 103.03 ($79,556) and Tract 407 ($63,413). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 103.08?
The 2020-2024 American Community Survey puts Census Tract 103.08's population at 4,621 (±480) in 2,034 households; the 2020 Census counted 4,888 residents and 2,121 housing units.
| Measure | Tract 103.08 | Fargo |
|---|---|---|
| Total population | 4,621 ±480 | 131,627 |
| Households | 2,034 ±189 | 59,970 |
| Average household size | 2.25 ±0.21 | 2.09 |
| Housing units | 2,034 ±189 | 63,807 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 103.08?
The median resident of Census Tract 103.08 is 37.9 years old; 19.0% are under 18 and 14.2% are 65 or older. The largest group is non-Hispanic white residents at 78.2%, then non-Hispanic Black residents at 10.1%. 12.8% of residents were born outside the United States.
| Measure | Tract 103.08 | Fargo |
|---|---|---|
| Median age | 37.9 ±8.4 | 31.8 |
| Under 18 years | 19.0% ±5.2 pts | 20.0% |
| 65 years and over | 14.2% ±3.2 pts | 13.3% |
| Hispanic or Latino (any race) | 3.3% ±2.7 pts | 3.6% |
| White alone, not Hispanic | 78.2% ±7.6 pts | 78.6% |
| Black or African American alone, not Hispanic | 10.1% ±6.0 pts | 8.6% |
| Asian alone, not Hispanic | 4.4% ±4.4 pts | 4.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.7% ±0.9 pts | 0.9% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.5 pts | 0.0% |
| Two or more races, not Hispanic | 3.3% ±2.8 pts | 3.6% |
| Some other race alone, not Hispanic | 0.0% ±0.5 pts | 0.6% |
| Born outside the United States | 12.8% ±6.4 pts | 9.5% |
| Speak a language other than English at home (age 5+) | 13.4% ±6.7 pts | 10.7% |
| Civilian veterans (age 18+) | 5.3% ±3.2 pts | 5.9% |
| With a disability | 10.7% ±3.0 pts | 11.8% |
| No health insurance coverage | 5.9% ±3.4 pts | 6.0% |
| High school graduate or higher (age 25+) | 92.3% ±3.9 pts | 95.5% |
| Bachelor's degree or higher (age 25+) | 47.0% ±8.4 pts | 42.9% |
| Graduate or professional degree (age 25+) | 16.7% ±6.1 pts | 14.4% |
| Lived in the same house a year earlier | 91.6% ±5.1 pts | 76.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 103.08 earn?
Half of the 2,034 households in Census Tract 103.08 earn less than $78,833 a year (±$8,726), against $75,555 across Cass County: 21st highest of the county's 44 tracts with a reliable estimate. 2.2% of residents live below the poverty line.
| Measure | Tract 103.08 | Fargo |
|---|---|---|
| Median household income | $78,833 ±$8,726 | $66,998 |
| Mean household income | $106,455 ±$19,181 | $92,382 |
| Per capita income | $47,331 ±$7,732 | $42,734 |
| People below the poverty line | 2.2% ±1.3 pts | 12.9% |
| Children under 18 below the poverty line | 0.0% ±2.8 pts | 15.2% |
| Households receiving SNAP | 7.4% ±5.7 pts | 7.3% |
| Households with a computer | 98.1% ±2.1 pts | 96.4% |
| Households with a broadband subscription | 96.7% ±2.6 pts | 88.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 103.08?
Owners occupy 55.1% of Census Tract 103.08's occupied homes and renters 44.9%. The median owner-occupied home is valued at $329,000 by its owner (±$43,324). The median renter pays $990 a month including utilities, and 14.1% of renters pay 35% or more of their income on rent.
| Measure | Tract 103.08 | Fargo |
|---|---|---|
| Median home value (owner-occupied) | $329,000 ±$43,324 | $281,900 |
| Median gross rent | $990 ±$61 | $946 |
| Renters paying 35% or more of income on rent | 14.1% ±8.3 pts | 32.9% |
| Median monthly owner costs, with a mortgage | $1,986 ±$447 | $1,767 |
| Owner-occupied homes | 55.1% ±9.5 pts | 43.7% |
| Renter-occupied homes | 44.9% ±9.5 pts | 56.3% |
| Housing units | 2,034 ±189 | 63,807 |
| Single-family detached homes | 28.2% ±7.3 pts | 34.5% |
| Mobile homes | 0.0% ±1.2 pts | 1.4% |
| Built 2020 or later | 0.0% ±1.2 pts | 1.9% |
| Built 2010 to 2019 | 6.3% ±5.6 pts | 19.8% |
| Built 1939 or earlier | 0.6% ±1.2 pts | 8.3% |
| Households with no vehicle | 2.9% ±2.8 pts | 8.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 103.08 get to work?
72.5% of Census Tract 103.08's workers drive alone and 13.2% work from home. The average trip to work takes 15.6 minutes. The unemployment rate in 2020-2024 averaged 4.1%.
| Measure | Tract 103.08 | Fargo |
|---|---|---|
| In the labor force (age 16+) | 77.3% ±5.3 pts | 74.7% |
| Unemployment rate | 4.1% ±2.3 pts | 3.8% |
| Drove alone to work | 72.5% ±7.8 pts | 76.7% |
| Carpooled | 10.5% ±5.8 pts | 6.9% |
| Public transportation | 0.0% ±0.9 pts | 0.6% |
| Walked | 3.7% ±2.9 pts | 3.7% |
| Worked from home | 13.2% ±6.0 pts | 9.8% |
| Mean travel time to work | 15.6 min ±2.6 | 15.5 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 103.08 compare with the other tracts in Cass County?
Among Cass County's tracts with a reliable estimate, Census Tract 103.08 ranks as shown below (1 = highest).
| Measure | In Cass County | In Fargo |
|---|---|---|
| Population | 18th of 44 | 13th of 30 |
| Residents per square mile | 9th of 44 | 9th of 30 |
| Median household income | 21st of 44 | 9th of 30 |
| Per capita income | 17th of 44 | 9th of 30 |
| Median home value | 15th of 42 | 8th of 28 |
| Median gross rent | 17th of 43 | 9th of 29 |
| Poverty rate | 28th of 28 | 22nd of 22 |
| Bachelor's degree or higher | 15th of 44 | 12th of 30 |
| Median age | 10th of 44 | 6th of 30 |
| Owner-occupied share | 21st of 43 | 10th of 29 |
The tracts next to it on Cass County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 3 | 18th | $83,713±$29,094 · within the margin of this tract |
| Tract 101.09 | 19th | $81,930±$10,150 · within the margin of this tract |
| Tract 103.03 | 20th | $79,556±$16,236 · within the margin of this tract |
| Tract 103.08 | 21st | $78,833±$8,726 |
| Tract 403 | 22nd | $78,750±$25,471 · within the margin of this tract |
| Tract 8.01 | 23rd | $75,068±$17,001 · within the margin of this tract |
| Tract 405.01 | 24th | $74,595±$13,364 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 103.08?
2 of the 18 figures for Census Tract 103.08 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections