Census tract · San Luis Obispo County
Census Tract 105.05, San Luis Obispo County, California
Census Tract 105.05, GEOID 06079010505, in San Luis Obispo County, California, mostly within Morro Bay (95% of its census blocks). 3,492 residents in the ACS 2020-2024 5-year estimates (±468); the 2020 Census counted 3,280.
Residents, 2020-2024
3,492
±468 (90% margin)
2020 Census count: 3,280
Median household income
$96,020
±$3,366 (90% margin)
San Luis Obispo County: $97,446
Median home value
$822,600
±$48,937 (90% margin)
San Luis Obispo County: $824,700
Median gross rent
$1,770
±$145 (90% margin)
San Luis Obispo County: $1,992
Where is Census Tract 105.05?
Census Tract 105.05 is one of 70 census tracts in San Luis Obispo County, California. It covers 1.21 square miles of land, 2,717 residents per square mile in 2020. Its GEOID, 06079010505, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Morro Bay | 95% |
3 census tracts border Census Tract 105.05: Tract 105.06 ($142,500), Tract 106.03 ($88,534) and Tract 130 ($82,423). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 105.05?
The 2020-2024 American Community Survey puts Census Tract 105.05's population at 3,492 (±468) in 1,636 households; the 2020 Census counted 3,280 residents and 2,092 housing units.
| Measure | Tract 105.05 | Morro Bay |
|---|---|---|
| Total population | 3,492 ±468 | 10,692 |
| Households | 1,636 ±203 | 5,110 |
| Average household size | 2.13 ±0.26 | 2.06 |
| Housing units | 1,965 ±210 | 6,531 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 105.05?
The median resident of Census Tract 105.05 is 52.6 years old; 9.7% are under 18 and 28.9% are 65 or older. The largest group is non-Hispanic white residents at 75.1%, then Hispanic or Latino residents (of any race) at 14.5%. 8.7% of residents were born outside the United States.
| Measure | Tract 105.05 | Morro Bay |
|---|---|---|
| Median age | 52.6 ±5.3 | 54.3 |
| Under 18 years | 9.7% ±2.8 pts | 12.0% |
| 65 years and over | 28.9% ±6.6 pts | 32.6% |
| Hispanic or Latino (any race) | 14.5% ±5.6 pts | 13.5% |
| White alone, not Hispanic | 75.1% ±6.3 pts | 77.7% |
| Black or African American alone, not Hispanic | 0.2% ±0.3 pts | 0.4% |
| Asian alone, not Hispanic | 5.0% ±2.9 pts | 2.8% |
| American Indian and Alaska Native alone, not Hispanic | 1.1% ±1.1 pts | 0.5% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.2 pts | 0.0% |
| Two or more races, not Hispanic | 3.6% ±2.0 pts | 3.2% |
| Some other race alone, not Hispanic | 0.5% ±0.9 pts | 2.0% |
| Born outside the United States | 8.7% ±4.1 pts | 6.1% |
| Speak a language other than English at home (age 5+) | 9.7% ±4.1 pts | 9.7% |
| Civilian veterans (age 18+) | 9.5% ±4.0 pts | 10.6% |
| With a disability | 17.8% ±5.0 pts | 16.0% |
| No health insurance coverage | 0.8% ±0.9 pts | 2.3% |
| High school graduate or higher (age 25+) | 95.8% ±2.5 pts | 96.4% |
| Bachelor's degree or higher (age 25+) | 36.8% ±6.9 pts | 48.5% |
| Graduate or professional degree (age 25+) | 12.1% ±4.6 pts | 23.1% |
| Lived in the same house a year earlier | 91.8% ±5.5 pts | 88.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 105.05 earn?
Half of the 1,636 households in Census Tract 105.05 earn less than $96,020 a year (±$3,366), against $97,446 across San Luis Obispo County: 36th highest of the county's 67 tracts with a reliable estimate. 12.1% of residents live below the poverty line.
| Measure | Tract 105.05 | Morro Bay |
|---|---|---|
| Median household income | $96,020 ±$3,366 | $95,843 |
| Mean household income | $110,965 ±$12,702 | $134,909 |
| Per capita income | $51,558 ±$8,060 | $64,740 |
| People below the poverty line | 12.1% ±5.9 pts | 8.4% |
| Children under 18 below the poverty line | 20.2% ±24.4 pts | 13.1% |
| Households receiving SNAP | 7.4% ±5.3 pts | 6.9% |
| Households with a computer | 96.4% ±4.9 pts | 98.3% |
| Households with a broadband subscription | 91.0% ±6.2 pts | 94.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 105.05?
Owners occupy 65.0% of Census Tract 105.05's occupied homes and renters 35.0%. The median owner-occupied home is valued at $822,600 by its owner (±$48,937). The median renter pays $1,770 a month including utilities, and 24.5% of renters pay 35% or more of their income on rent.
| Measure | Tract 105.05 | Morro Bay |
|---|---|---|
| Median home value (owner-occupied) | $822,600 ±$48,937 | $918,200 |
| Median gross rent | $1,770 ±$145 | $1,858 |
| Renters paying 35% or more of income on rent | 24.5% ±13.5 pts | 37.9% |
| Median monthly owner costs, with a mortgage | $2,991 ±$649 | $3,015 |
| Owner-occupied homes | 65.0% ±9.1 pts | 65.4% |
| Renter-occupied homes | 35.0% ±9.1 pts | 34.6% |
| Housing units | 1,965 ±210 | 6,531 |
| Single-family detached homes | 65.0% ±8.9 pts | 72.3% |
| Mobile homes | 12.6% ±5.9 pts | 7.7% |
| Built 2020 or later | 1.9% ±2.1 pts | 1.5% |
| Built 2010 to 2019 | 14.7% ±7.1 pts | 10.9% |
| Built 1939 or earlier | 1.7% ±1.5 pts | 3.1% |
| Households with no vehicle | 2.0% ±2.6 pts | 2.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 105.05 get to work?
78.8% of Census Tract 105.05's workers drive alone and 9.2% work from home. The average trip to work takes 20.7 minutes.
| Measure | Tract 105.05 | Morro Bay |
|---|---|---|
| In the labor force (age 16+) | 55.1% ±8.6 pts | 54.1% |
| Unemployment rate | 5.2% ±3.9 pts | 8.0% |
| Drove alone to work | 78.8% ±11.9 pts | 68.8% |
| Carpooled | 12.0% ±8.1 pts | 6.9% |
| Public transportation | 0.0% ±2.6 pts | 0.4% |
| Walked | 0.0% ±2.6 pts | 1.3% |
| Worked from home | 9.2% ±5.3 pts | 21.7% |
| Mean travel time to work | 20.7 min ±2.8 | 19.7 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 105.05 compare with the other tracts in San Luis Obispo County?
Among San Luis Obispo County's tracts with a reliable estimate, Census Tract 105.05 ranks as shown below (1 = highest).
| Measure | In San Luis Obispo County | In Morro Bay |
|---|---|---|
| Population | 42nd of 69 | 2nd of 4 |
| Residents per square mile | 20th of 69 | 1st of 4 |
| Median household income | 36th of 67 | 2nd of 4 |
| Per capita income | 34th of 68 | 4th of 4 |
| Median home value | 37th of 66 | 4th of 4 |
| Median gross rent | 47th of 62 | 4th of 4 |
| Poverty rate | 22nd of 47 | 1st of 2 |
| Bachelor's degree or higher | 39th of 66 | 3rd of 4 |
| Median age | 17th of 69 | 2nd of 4 |
| Owner-occupied share | 37th of 66 | 2nd of 4 |
The tracts next to it on San Luis Obispo County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 102.04 | 33rd | $97,054±$23,403 · within the margin of this tract |
| Tract 103.01 | 34th | $96,588±$34,937 · within the margin of this tract |
| Tract 100.17 | 35th | $96,354±$20,555 · within the margin of this tract |
| Tract 105.05 | 36th | $96,020±$3,366 |
| Tract 102.02 | 37th | $95,810±$21,432 · within the margin of this tract |
| Tract 120.01 | 38th | $94,643±$39,804 · within the margin of this tract |
| Tract 121.02 | 39th | $93,864±$28,276 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 105.05?
1 of the 18 figures for Census Tract 105.05 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections