Census tract · Grand Forks County
Census Tract 108.04, Grand Forks County, North Dakota
Census Tract 108.04, GEOID 38035010804, in Grand Forks County, North Dakota, mostly within Grand Forks (88% of its census blocks). 4,530 residents in the ACS 2020-2024 5-year estimates (±406); the 2020 Census counted 4,824.
Residents, 2020-2024
4,530
±406 (90% margin)
2020 Census count: 4,824
Median household income
$56,140
±$3,678 (90% margin)
Grand Forks County: $68,075
Median home value
$300,900
±$81,414 (90% margin)
Grand Forks County: $252,700
Median gross rent
$1,076
±$103 (90% margin)
Grand Forks County: $992
Where is Census Tract 108.04?
Census Tract 108.04 is one of 22 census tracts in Grand Forks County, North Dakota. It covers 2.00 square miles of land, 2,408 residents per square mile in 2020. Its GEOID, 38035010804, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Grand Forks | 88% |
| Grand Forks Township | 12% |
4 census tracts border Census Tract 108.04: Tract 108.01 ($58,661), Tract 108.05 ($48,682), Tract 117.01 ($116,667) and Tract 117.02 ($94,799). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 108.04?
The 2020-2024 American Community Survey puts Census Tract 108.04's population at 4,530 (±406) in 2,455 households; the 2020 Census counted 4,824 residents and 2,507 housing units.
| Measure | Tract 108.04 | Grand Forks |
|---|---|---|
| Total population | 4,530 ±406 | 59,042 |
| Households | 2,455 ±275 | 26,171 |
| Average household size | 1.75 ±0.14 | 2.09 |
| Housing units | 2,547 ±261 | 28,129 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 108.04?
The median resident of Census Tract 108.04 is 29.9 years old; 14.5% are under 18 and 23.6% are 65 or older. The largest group is non-Hispanic white residents at 86.3%, then Hispanic or Latino residents (of any race) at 5.9%.
| Measure | Tract 108.04 | Grand Forks |
|---|---|---|
| Median age | 29.9 ±2.3 | 29.6 |
| Under 18 years | 14.5% ±3.3 pts | 19.3% |
| 65 years and over | 23.6% ±4.9 pts | 14.1% |
| Hispanic or Latino (any race) | 5.9% ±4.4 pts | 5.6% |
| White alone, not Hispanic | 86.3% ±6.1 pts | 79.7% |
| Black or African American alone, not Hispanic | 1.5% ±1.2 pts | 4.3% |
| Asian alone, not Hispanic | 0.8% ±1.1 pts | 3.3% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.5 pts | 1.9% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.5 pts | 0.0% |
| Two or more races, not Hispanic | 5.6% ±4.1 pts | 4.9% |
| Some other race alone, not Hispanic | 0.0% ±0.5 pts | 0.3% |
| Born outside the United States | 2.8% ±2.2 pts | 7.7% |
| Speak a language other than English at home (age 5+) | 4.0% ±2.4 pts | 9.1% |
| Civilian veterans (age 18+) | 4.2% ±2.7 pts | 6.3% |
| With a disability | 10.0% ±3.7 pts | 9.9% |
| No health insurance coverage | 5.4% ±3.8 pts | 5.0% |
| High school graduate or higher (age 25+) | 97.7% ±1.6 pts | 95.7% |
| Bachelor's degree or higher (age 25+) | 40.3% ±7.6 pts | 40.0% |
| Graduate or professional degree (age 25+) | 13.5% ±4.7 pts | 14.5% |
| Lived in the same house a year earlier | 71.8% ±7.0 pts | 74.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 108.04 earn?
Half of the 2,455 households in Census Tract 108.04 earn less than $56,140 a year (±$3,678), against $68,075 across Grand Forks County: 15th highest of the county's 22 tracts with a reliable estimate. 14.5% of residents live below the poverty line.
| Measure | Tract 108.04 | Grand Forks |
|---|---|---|
| Median household income | $56,140 ±$3,678 | $63,627 |
| Mean household income | $71,349 ±$10,323 | $88,541 |
| Per capita income | $39,835 ±$5,517 | $39,857 |
| People below the poverty line | 14.5% ±6.3 pts | 15.5% |
| Children under 18 below the poverty line | 4.4% ±7.1 pts | 11.4% |
| Households receiving SNAP | 5.2% ±3.8 pts | 6.6% |
| Households with a computer | 95.2% ±3.7 pts | 95.6% |
| Households with a broadband subscription | 86.8% ±6.4 pts | 87.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 108.04?
Owners occupy 27.7% of Census Tract 108.04's occupied homes and renters 72.3%. The median owner-occupied home is valued at $300,900 by its owner (±$81,414). The median renter pays $1,076 a month including utilities, and 39.6% of renters pay 35% or more of their income on rent.
| Measure | Tract 108.04 | Grand Forks |
|---|---|---|
| Median home value (owner-occupied) | $300,900 ±$81,414 | $249,900 |
| Median gross rent | $1,076 ±$103 | $980 |
| Renters paying 35% or more of income on rent | 39.6% ±11.1 pts | 37.1% |
| Median monthly owner costs, with a mortgage | $1,469 ±$291 | $1,705 |
| Owner-occupied homes | 27.7% ±7.0 pts | 46.4% |
| Renter-occupied homes | 72.3% ±7.0 pts | 53.6% |
| Housing units | 2,547 ±261 | 28,129 |
| Single-family detached homes | 19.4% ±7.0 pts | 37.1% |
| Mobile homes | 0.0% ±1.0 pts | 2.3% |
| Built 2020 or later | 0.0% ±1.0 pts | 2.6% |
| Built 2010 to 2019 | 8.8% ±5.7 pts | 16.2% |
| Built 1939 or earlier | 0.0% ±1.0 pts | 8.9% |
| Households with no vehicle | 11.5% ±5.7 pts | 8.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 108.04 get to work?
78.6% of Census Tract 108.04's workers drive alone and 8.6% work from home. The average trip to work takes 13.6 minutes.
| Measure | Tract 108.04 | Grand Forks |
|---|---|---|
| In the labor force (age 16+) | 71.9% ±4.9 pts | 71.0% |
| Unemployment rate | 3.5% ±3.1 pts | 2.4% |
| Drove alone to work | 78.6% ±7.1 pts | 78.6% |
| Carpooled | 11.6% ±6.5 pts | 8.3% |
| Public transportation | 0.0% ±0.9 pts | 1.3% |
| Walked | 0.0% ±0.9 pts | 3.3% |
| Worked from home | 8.6% ±4.6 pts | 6.5% |
| Mean travel time to work | 13.6 min ±2.2 | 14.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 108.04 compare with the other tracts in Grand Forks County?
Among Grand Forks County's tracts with a reliable estimate, Census Tract 108.04 ranks as shown below (1 = highest).
| Measure | In Grand Forks County | In Grand Forks |
|---|---|---|
| Population | 6th of 22 | 5th of 17 |
| Residents per square mile | 14th of 22 | 14th of 17 |
| Median household income | 15th of 22 | 10th of 17 |
| Per capita income | 10th of 22 | 7th of 17 |
| Median home value | 5th of 19 | 4th of 15 |
| Median gross rent | 9th of 20 | 7th of 16 |
| Poverty rate | 12th of 19 | 12th of 14 |
| Bachelor's degree or higher | 6th of 21 | 5th of 16 |
| Median age | 16th of 22 | 12th of 17 |
| Owner-occupied share | 18th of 19 | 14th of 15 |
The tracts next to it on Grand Forks County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 102 | 12th | $64,258±$6,518 |
| Tract 104 | 13th | $61,196±$6,571 · within the margin of this tract |
| Tract 108.01 | 14th | $58,661±$3,903 · within the margin of this tract |
| Tract 108.04 | 15th | $56,140±$3,678 |
| Tract 101 | 16th | $49,438±$21,064 · within the margin of this tract |
| Tract 108.05 | 17th | $48,682±$15,016 · within the margin of this tract |
| Tract 112.01 | 18th | $48,622±$12,717 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 108.04?
3 of the 18 figures for Census Tract 108.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections