Census tract · Chemung County
Census Tract 109, Chemung County, New York
Census Tract 109, GEOID 36015010900, in Chemung County, New York, entirely within Elmira (town). 4,820 residents in the ACS 2020-2024 5-year estimates (±385); the 2020 Census counted 5,015.
Residents, 2020-2024
4,820
±385 (90% margin)
2020 Census count: 5,015
Median household income
$111,083
±$18,775 (90% margin)
Chemung County: $63,716
Median home value
$199,000
±$15,864 (90% margin)
Chemung County: $141,100
Median gross rent
$1,202
±$118 (90% margin)
Chemung County: $1,059
Where is Census Tract 109?
Census Tract 109 is one of 25 census tracts in Chemung County, New York. It covers 4.49 square miles of land, 1,117 residents per square mile in 2020. Its GEOID, 36015010900, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Elmira (town) | 100% |
| West Elmira | 95% |
5 census tracts border Census Tract 109: Tract 4 ($57,917), Tract 5 ($54,345), Tract 103.02 ($80,156), Tract 106 ($66,835) and Tract 111.02 ($70,091). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 109?
The 2020-2024 American Community Survey puts Census Tract 109's population at 4,820 (±385) in 2,059 households; the 2020 Census counted 5,015 residents and 2,354 housing units.
| Measure | Tract 109 | Elmira (town) |
|---|---|---|
| Total population | 4,820 ±385 | 6,662 |
| Households | 2,059 ±186 | 2,776 |
| Average household size | 2.33 ±0.17 | 2.39 |
| Housing units | 2,202 ±188 | 3,023 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 109?
The median resident of Census Tract 109 is 45.5 years old; 20.7% are under 18 and 23.2% are 65 or older. The largest group is non-Hispanic white residents at 92.1%, then non-Hispanic Asian residents at 2.3%.
| Measure | Tract 109 | Elmira (town) |
|---|---|---|
| Median age | 45.5 ±3.1 | 43.9 |
| Under 18 years | 20.7% ±4.0 pts | 22.1% |
| 65 years and over | 23.2% ±3.5 pts | 21.2% |
| Hispanic or Latino (any race) | 1.5% ±1.4 pts | 1.8% |
| White alone, not Hispanic | 92.1% ±3.1 pts | 91.0% |
| Black or African American alone, not Hispanic | 1.8% ±2.0 pts | 1.3% |
| Asian alone, not Hispanic | 2.3% ±2.1 pts | 2.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Two or more races, not Hispanic | 2.3% ±1.6 pts | 3.8% |
| Some other race alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Born outside the United States | 2.6% ±1.8 pts | 2.6% |
| Speak a language other than English at home (age 5+) | 4.7% ±3.2 pts | 4.2% |
| Civilian veterans (age 18+) | 7.7% ±3.2 pts | 7.3% |
| With a disability | 11.7% ±3.9 pts | 12.4% |
| No health insurance coverage | 2.4% ±1.7 pts | 2.7% |
| High school graduate or higher (age 25+) | 97.7% ±2.4 pts | 97.0% |
| Bachelor's degree or higher (age 25+) | 50.9% ±7.5 pts | 43.5% |
| Graduate or professional degree (age 25+) | 21.0% ±6.2 pts | 16.4% |
| Lived in the same house a year earlier | 97.4% ±1.4 pts | 95.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 109 earn?
Half of the 2,059 households in Census Tract 109 earn less than $111,083 a year (±$18,775), against $63,716 across Chemung County: 1st highest of the county's 24 tracts with a reliable estimate.
| Measure | Tract 109 | Elmira (town) |
|---|---|---|
| Median household income | $111,083 ±$18,775 | $105,351 |
| Mean household income | $128,439 ±$13,179 | $119,503 |
| Per capita income | $53,644 ±$5,197 | $49,381 |
| People below the poverty line | 5.2% ±4.8 pts | 5.9% |
| Children under 18 below the poverty line | 0.6% ±1.0 pts | 2.9% |
| Households receiving SNAP | 2.9% ±3.0 pts | 5.6% |
| Households with a computer | 98.7% ±1.4 pts | 98.0% |
| Households with a broadband subscription | 98.6% ±1.5 pts | 95.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 109?
Owners occupy 87.8% of Census Tract 109's occupied homes and renters 12.2%. The median owner-occupied home is valued at $199,000 by its owner (±$15,864). The median renter pays $1,202 a month including utilities.
| Measure | Tract 109 | Elmira (town) |
|---|---|---|
| Median home value (owner-occupied) | $199,000 ±$15,864 | $187,900 |
| Median gross rent | $1,202 ±$118 | $1,154 |
| Renters paying 35% or more of income on rent | 22.1% ±16.5 pts | 19.1% |
| Median monthly owner costs, with a mortgage | $1,753 ±$251 | $1,605 |
| Owner-occupied homes | 87.8% ±5.0 pts | 82.8% |
| Renter-occupied homes | 12.2% ±5.0 pts | 17.2% |
| Housing units | 2,202 ±188 | 3,023 |
| Single-family detached homes | 90.5% ±5.0 pts | 86.0% |
| Mobile homes | 0.0% ±1.9 pts | 0.9% |
| Built 2020 or later | 0.0% ±1.9 pts | 0.0% |
| Built 2010 to 2019 | 0.8% ±1.3 pts | 0.6% |
| Built 1939 or earlier | 33.3% ±7.2 pts | 33.4% |
| Households with no vehicle | 1.8% ±1.4 pts | 2.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 109 get to work?
82.8% of Census Tract 109's workers drive alone and 13.0% work from home. The average trip to work takes 20.9 minutes.
| Measure | Tract 109 | Elmira (town) |
|---|---|---|
| In the labor force (age 16+) | 69.0% ±5.0 pts | 67.2% |
| Unemployment rate | 3.7% ±2.9 pts | 3.1% |
| Drove alone to work | 82.8% ±6.5 pts | 84.9% |
| Carpooled | 3.5% ±3.5 pts | 3.8% |
| Public transportation | 0.0% ±1.6 pts | 0.0% |
| Walked | 0.8% ±0.9 pts | 0.6% |
| Worked from home | 13.0% ±5.7 pts | 10.3% |
| Mean travel time to work | 20.9 min ±5.9 | 20.5 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 109 compare with the other tracts in Chemung County?
Among Chemung County's tracts with a reliable estimate, Census Tract 109 ranks as shown below (1 = highest).
| Measure | In Chemung County |
|---|---|
| Population | 2nd of 25 |
| Residents per square mile | 15th of 25 |
| Median household income | 1st of 24 |
| Per capita income | 4th of 24 |
| Median home value | 4th of 23 |
| Median gross rent | 7th of 24 |
| Bachelor's degree or higher | 2nd of 23 |
| Median age | 10th of 25 |
| Owner-occupied share | 1st of 23 |
The tracts next to it on Chemung County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 109 | 1st | $111,083±$18,775 |
| Tract 103.01 | 2nd | $92,730±$11,372 · within the margin of this tract |
| Tract 107.02 | 3rd | $91,555±$15,009 · within the margin of this tract |
| Tract 107.01 | 4th | $87,656±$34,338 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 109?
4 of the 18 figures for Census Tract 109 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections