Census tract · Polk County
Census Tract 109, Polk County, Florida
Census Tract 109, GEOID 12105010900, in Polk County, Florida, mostly within Lakeland (81% of its census blocks). 4,425 residents in the ACS 2020-2024 5-year estimates (±1,075); the 2020 Census counted 4,734.
Residents, 2020-2024
4,425
±1,075 (90% margin)
2020 Census count: 4,734
Median household income
$38,906
±$14,318 (90% margin)
Polk County: $65,978
Median home value
$44,500
±$29,836 (90% margin)
Polk County: $266,500
Median gross rent
$1,293
±$163 (90% margin)
Polk County: $1,363
Where is Census Tract 109?
Census Tract 109 is one of 174 census tracts in Polk County, Florida. It covers 1.00 square miles of land, 4,725 residents per square mile in 2020. Its GEOID, 12105010900, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Lakeland | 81% |
3 census tracts border Census Tract 109: Tract 108 ($51,726), Tract 110 ($34,602) and Tract 120.03 ($55,347). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 109?
The 2020-2024 American Community Survey puts Census Tract 109's population at 4,425 (±1,075) in 1,793 households; the 2020 Census counted 4,734 residents and 2,137 housing units.
| Measure | Tract 109 | Lakeland |
|---|---|---|
| Total population | 4,425 ±1,075 | 119,961 |
| Households | 1,793 ±255 | 47,816 |
| Average household size | 2.47 ±0.38 | 2.33 |
| Housing units | 2,211 ±262 | 54,896 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 109?
The median resident of Census Tract 109 is 40.3 years old; 19.0% are under 18 and 22.9% are 65 or older. The largest group is non-Hispanic white residents at 43.4%, then Hispanic or Latino residents (of any race) at 28.8%. 18.5% of residents were born outside the United States.
| Measure | Tract 109 | Lakeland |
|---|---|---|
| Median age | 40.3 ±5.7 | 38.9 |
| Under 18 years | 19.0% ±5.9 pts | 19.0% |
| 65 years and over | 22.9% ±6.9 pts | 21.5% |
| Hispanic or Latino (any race) | 28.8% ±11.7 pts | 20.5% |
| White alone, not Hispanic | 43.4% ±11.8 pts | 54.9% |
| Black or African American alone, not Hispanic | 24.4% ±17.0 pts | 17.9% |
| Asian alone, not Hispanic | 0.0% ±1.2 pts | 2.5% |
| American Indian and Alaska Native alone, not Hispanic | 0.9% ±1.2 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.2 pts | 0.0% |
| Two or more races, not Hispanic | 2.5% ±2.1 pts | 3.2% |
| Some other race alone, not Hispanic | 0.0% ±1.2 pts | 0.9% |
| Born outside the United States | 18.5% ±10.4 pts | 10.8% |
| Speak a language other than English at home (age 5+) | 24.7% ±11.0 pts | 20.8% |
| Civilian veterans (age 18+) | 5.2% ±2.8 pts | 8.1% |
| With a disability | 19.5% ±4.0 pts | 15.4% |
| No health insurance coverage | 15.0% ±6.8 pts | 10.6% |
| High school graduate or higher (age 25+) | 86.4% ±5.4 pts | 91.5% |
| Bachelor's degree or higher (age 25+) | 13.3% ±5.7 pts | 29.4% |
| Graduate or professional degree (age 25+) | 4.5% ±3.6 pts | 11.0% |
| Lived in the same house a year earlier | 88.2% ±4.9 pts | 80.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 109 earn?
Half of the 1,793 households in Census Tract 109 earn less than $38,906 a year (±$14,318), against $65,978 across Polk County: 160th highest of the county's 171 tracts with a reliable estimate. 17.8% of residents live below the poverty line.
| Measure | Tract 109 | Lakeland |
|---|---|---|
| Median household income | $38,906 ±$14,318 | $64,185 |
| Mean household income | $49,825 ±$6,073 | $86,244 |
| Per capita income | $21,025 ±$2,934 | $35,902 |
| People below the poverty line | 17.8% ±6.7 pts | 13.2% |
| Children under 18 below the poverty line | 19.6% ±16.9 pts | 17.8% |
| Households receiving SNAP | 29.8% ±9.2 pts | 14.1% |
| Households with a computer | 96.8% ±3.0 pts | 95.5% |
| Households with a broadband subscription | 86.6% ±9.2 pts | 89.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 109?
Owners occupy 59.2% of Census Tract 109's occupied homes and renters 40.8%. The median renter pays $1,293 a month including utilities, and 37.9% of renters pay 35% or more of their income on rent.
| Measure | Tract 109 | Lakeland |
|---|---|---|
| Median home value (owner-occupied) | $44,500 ±$29,836 | $249,400 |
| Median gross rent | $1,293 ±$163 | $1,395 |
| Renters paying 35% or more of income on rent | 37.9% ±20.0 pts | 41.7% |
| Median monthly owner costs, with a mortgage | $1,355 ±$400 | $1,721 |
| Owner-occupied homes | 59.2% ±11.6 pts | 56.4% |
| Renter-occupied homes | 40.8% ±11.6 pts | 43.6% |
| Housing units | 2,211 ±262 | 54,896 |
| Single-family detached homes | 31.9% ±8.9 pts | 49.3% |
| Mobile homes | 54.0% ±8.8 pts | 15.0% |
| Built 2020 or later | 0.0% ±2.3 pts | 2.9% |
| Built 2010 to 2019 | 7.8% ±4.5 pts | 9.5% |
| Built 1939 or earlier | 3.8% ±4.7 pts | 5.6% |
| Households with no vehicle | 6.4% ±4.5 pts | 7.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 109 get to work?
60.9% of Census Tract 109's workers drive alone. The average trip to work takes 23.6 minutes.
| Measure | Tract 109 | Lakeland |
|---|---|---|
| In the labor force (age 16+) | 50.0% ±7.7 pts | 57.0% |
| Unemployment rate | 2.4% ±2.4 pts | 4.5% |
| Drove alone to work | 60.9% ±10.9 pts | 70.4% |
| Carpooled | 15.8% ±8.5 pts | 8.0% |
| Public transportation | 9.1% ±13.3 pts | 0.8% |
| Walked | 1.7% ±2.0 pts | 3.1% |
| Worked from home | 10.9% ±7.6 pts | 14.4% |
| Mean travel time to work | 23.6 min ±5.7 | 23.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 109 compare with the other tracts in Polk County?
Among Polk County's tracts with a reliable estimate, Census Tract 109 ranks as shown below (1 = highest).
| Measure | In Polk County | In Lakeland |
|---|---|---|
| Population | 72nd of 173 | 15th of 39 |
| Residents per square mile | 3rd of 174 | 3rd of 39 |
| Median household income | 160th of 171 | 35th of 38 |
| Per capita income | 154th of 173 | 36th of 39 |
| Median gross rent | 84th of 163 | 24th of 38 |
| Poverty rate | 58th of 128 | 11th of 30 |
| Bachelor's degree or higher | 130th of 164 | 32nd of 37 |
| Median age | 77th of 173 | 20th of 39 |
| Owner-occupied share | 129th of 172 | 23rd of 39 |
The tracts next to it on Polk County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 153.01 | 157th | $40,996±$9,817 · within the margin of this tract |
| Tract 142.03 | 158th | $40,474±$10,729 · within the margin of this tract |
| Tract 115.01 | 159th | $40,384±$9,183 · within the margin of this tract |
| Tract 109 | 160th | $38,906±$14,318 |
| Tract 117.04 | 161st | $37,702±$8,441 · within the margin of this tract |
| Tract 155 | 162nd | $36,315±$11,086 · within the margin of this tract |
| Tract 160.03 | 163rd | $36,250±$5,352 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 109?
4 of the 18 figures for Census Tract 109 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections