Census tract · Champaign County
Census Tract 115.04, Champaign County, Ohio
Census Tract 115.04, GEOID 39021011504, in Champaign County, Ohio, mostly within Union Township, Champaign County (53% of its census blocks). 4,858 residents in the ACS 2020-2024 5-year estimates (±465); the 2020 Census counted 5,117.
Residents, 2020-2024
4,858
±465 (90% margin)
2020 Census count: 5,117
Median household income
$76,316
±$20,872 (90% margin)
Champaign County: $75,556
Median home value
$255,400
±$22,500 (90% margin)
Champaign County: $204,000
Median gross rent
$959
±$664 (90% margin)
Champaign County: $905
Where is Census Tract 115.04?
Census Tract 115.04 is one of 10 census tracts in Champaign County, Ohio. It covers 72.93 square miles of land, 70 residents per square mile in 2020. Its GEOID, 39021011504, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Union Township, Champaign County | 53% |
| Urbana Township | 42% |
| Urbana | 7% |
| Mad River Township, Champaign County | 5% |
| Mutual | 4% |
11 census tracts border Census Tract 115.04: Tract 101 ($93,061), Tract 104 ($63,403), Tract 105 ($60,987), Tract 106 ($91,769), Tract 110.01 ($85,929), Tract 115.01 ($101,016), Tract 115.05 ($73,144), Tract 115.06 ($64,149), Tract 23.01 in Clark County ($77,583), Tract 26.02 in Clark County ($94,934) and Tract 26.05 in Clark County ($113,293). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 115.04?
The 2020-2024 American Community Survey puts Census Tract 115.04's population at 4,858 (±465) in 1,938 households; the 2020 Census counted 5,117 residents and 2,192 housing units.
| Measure | Tract 115.04 | Union Township, Champaign County |
|---|---|---|
| Total population | 4,858 ±465 | 1,949 |
| Households | 1,938 ±233 | 703 |
| Average household size | 2.46 ±0.22 | 2.77 |
| Housing units | 2,126 ±222 | 842 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 115.04?
The median resident of Census Tract 115.04 is 47.7 years old; 19.4% are under 18 and 22.4% are 65 or older. The largest group is non-Hispanic white residents at 90.9%, then non-Hispanic residents of two or more races at 5.4%.
| Measure | Tract 115.04 | Union Township, Champaign County |
|---|---|---|
| Median age | 47.7 ±2.3 | 47.4 |
| Under 18 years | 19.4% ±2.6 pts | 21.0% |
| 65 years and over | 22.4% ±3.4 pts | 20.1% |
| Hispanic or Latino (any race) | 2.0% ±1.8 pts | 1.1% |
| White alone, not Hispanic | 90.9% ±4.2 pts | 93.1% |
| Black or African American alone, not Hispanic | 0.7% ±1.2 pts | 0.0% |
| Asian alone, not Hispanic | 0.5% ±0.8 pts | 0.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.8 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.8 pts | 0.0% |
| Two or more races, not Hispanic | 5.4% ±3.6 pts | 5.7% |
| Some other race alone, not Hispanic | 0.5% ±0.9 pts | 0.0% |
| Born outside the United States | 1.8% ±1.5 pts | 0.0% |
| Speak a language other than English at home (age 5+) | 1.9% ±1.7 pts | 0.0% |
| Civilian veterans (age 18+) | 8.6% ±3.5 pts | 13.2% |
| With a disability | 15.5% ±4.7 pts | 24.6% |
| No health insurance coverage | 5.5% ±3.3 pts | 5.9% |
| High school graduate or higher (age 25+) | 92.6% ±3.6 pts | 88.6% |
| Bachelor's degree or higher (age 25+) | 28.2% ±6.0 pts | 20.8% |
| Graduate or professional degree (age 25+) | 8.8% ±3.7 pts | 9.1% |
| Lived in the same house a year earlier | 91.5% ±5.8 pts | 82.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 115.04 earn?
Half of the 1,938 households in Census Tract 115.04 earn less than $76,316 a year (±$20,872), against $75,556 across Champaign County: 5th highest of the county's 10 tracts with a reliable estimate. 8.3% of residents live below the poverty line.
| Measure | Tract 115.04 | Union Township, Champaign County |
|---|---|---|
| Median household income | $76,316 ±$20,872 | $56,331 |
| Mean household income | $89,973 ±$11,421 | $81,332 |
| Per capita income | $36,743 ±$4,263 | $29,024 |
| People below the poverty line | 8.3% ±4.4 pts | 14.9% |
| Children under 18 below the poverty line | 1.7% ±3.5 pts | 3.9% |
| Households receiving SNAP | 0.9% ±1.3 pts | 0.4% |
| Households with a computer | 95.0% ±3.9 pts | 93.7% |
| Households with a broadband subscription | 87.0% ±6.7 pts | 80.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 115.04?
Owners occupy 92.4% of Census Tract 115.04's occupied homes and renters 7.6%. The median owner-occupied home is valued at $255,400 by its owner (±$22,500).
| Measure | Tract 115.04 | Union Township, Champaign County |
|---|---|---|
| Median home value (owner-occupied) | $255,400 ±$22,500 | $316,500 |
| Median gross rent | $959 ±$664 | $1,607 |
| Renters paying 35% or more of income on rent | 91.5% ±10.7 pts | 9.1% |
| Median monthly owner costs, with a mortgage | $1,666 ±$286 | $1,789 |
| Owner-occupied homes | 92.4% ±4.2 pts | 96.6% |
| Renter-occupied homes | 7.6% ±4.2 pts | 3.4% |
| Housing units | 2,126 ±222 | 842 |
| Single-family detached homes | 85.2% ±6.2 pts | 89.4% |
| Mobile homes | 10.5% ±5.5 pts | 10.6% |
| Built 2020 or later | 1.7% ±2.8 pts | 4.4% |
| Built 2010 to 2019 | 3.4% ±3.0 pts | 5.7% |
| Built 1939 or earlier | 9.7% ±5.5 pts | 11.0% |
| Households with no vehicle | 3.9% ±3.5 pts | 1.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 115.04 get to work?
76.7% of Census Tract 115.04's workers drive alone and 9.5% work from home. The average trip to work takes 30.7 minutes.
| Measure | Tract 115.04 | Union Township, Champaign County |
|---|---|---|
| In the labor force (age 16+) | 57.9% ±6.1 pts | 56.8% |
| Unemployment rate | 4.7% ±4.1 pts | 12.2% |
| Drove alone to work | 76.7% ±9.0 pts | 61.9% |
| Carpooled | 11.4% ±6.9 pts | 18.0% |
| Public transportation | 0.0% ±1.7 pts | 0.0% |
| Walked | 0.1% ±0.2 pts | 0.2% |
| Worked from home | 9.5% ±4.7 pts | 19.8% |
| Mean travel time to work | 30.7 min ±5.2 | 21.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 115.04 compare with the other tracts in Champaign County?
Among Champaign County's tracts with a reliable estimate, Census Tract 115.04 ranks as shown below (1 = highest).
| Measure | In Champaign County |
|---|---|
| Population | 2nd of 10 |
| Residents per square mile | 6th of 10 |
| Median household income | 5th of 10 |
| Per capita income | 5th of 10 |
| Median home value | 1st of 10 |
| Poverty rate | 3rd of 7 |
| Bachelor's degree or higher | 3rd of 10 |
| Median age | 2nd of 10 |
| Owner-occupied share | 2nd of 10 |
The tracts next to it on Champaign County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 101 | 2nd | $93,061±$8,690 · within the margin of this tract |
| Tract 106 | 3rd | $91,769±$14,557 · within the margin of this tract |
| Tract 110.01 | 4th | $85,929±$3,196 · within the margin of this tract |
| Tract 115.04 | 5th | $76,316±$20,872 |
| Tract 102 | 6th | $74,881±$10,682 · within the margin of this tract |
| Tract 115.05 | 7th | $73,144±$9,615 · within the margin of this tract |
| Tract 115.06 | 8th | $64,149±$4,703 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 115.04?
4 of the 18 figures for Census Tract 115.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections