Census tract · Lake County
Census Tract 123, Lake County, Indiana
Census Tract 123, GEOID 18089012300, in Lake County, Indiana, entirely within Gary. 2,771 residents in the ACS 2020-2024 5-year estimates (±705); the 2020 Census counted 2,279.
Residents, 2020-2024
2,771
±705 (90% margin)
2020 Census count: 2,279
Median household income
$41,185
±$10,072 (90% margin)
Lake County: $71,493
Median home value
$82,900
±$26,807 (90% margin)
Lake County: $230,600
Median gross rent
$1,185
±$72 (90% margin)
Lake County: $1,131
Where is Census Tract 123?
Census Tract 123 is one of 132 census tracts in Lake County, Indiana. It covers 2.00 square miles of land, 1,140 residents per square mile in 2020. Its GEOID, 18089012300, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Gary | 100% |
| Calumet Township | 98% |
| Hobart Township | 2% |
7 census tracts border Census Tract 123: Tract 114 ($23,214), Tract 115 ($47,740), Tract 121 ($30,407), Tract 124 ($30,341), Tract 126 ($37,266), Tract 416 ($53,492) and Tract 421 ($70,776). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 123?
The 2020-2024 American Community Survey puts Census Tract 123's population at 2,771 (±705) in 941 households; the 2020 Census counted 2,279 residents and 1,326 housing units.
| Measure | Tract 123 | Gary |
|---|---|---|
| Total population | 2,771 ±705 | 68,113 |
| Households | 941 ±200 | 27,227 |
| Average household size | 2.94 ±0.51 | 2.48 |
| Housing units | 1,501 ±190 | 37,816 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 123?
The median resident of Census Tract 123 is 34.6 years old; 29.8% are under 18 and 12.4% are 65 or older. The largest group is non-Hispanic Black residents at 51.9%, then Hispanic or Latino residents (of any race) at 28.1%.
| Measure | Tract 123 | Gary |
|---|---|---|
| Median age | 34.6 ±6.5 | 36.5 |
| Under 18 years | 29.8% ±9.6 pts | 28.5% |
| 65 years and over | 12.4% ±4.2 pts | 18.9% |
| Hispanic or Latino (any race) | 28.1% ±12.3 pts | 10.4% |
| White alone, not Hispanic | 17.4% ±9.6 pts | 9.4% |
| Black or African American alone, not Hispanic | 51.9% ±12.7 pts | 75.7% |
| Asian alone, not Hispanic | 0.0% ±1.3 pts | 0.4% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.3 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.3 pts | 0.0% |
| Two or more races, not Hispanic | 2.7% ±3.1 pts | 3.3% |
| Some other race alone, not Hispanic | 0.0% ±1.3 pts | 0.7% |
| Born outside the United States | 4.7% ±4.4 pts | 2.4% |
| Speak a language other than English at home (age 5+) | 9.2% ±7.1 pts | 6.1% |
| Civilian veterans (age 18+) | 6.7% ±3.9 pts | 7.2% |
| With a disability | 18.0% ±5.2 pts | 19.4% |
| No health insurance coverage | 8.0% ±4.6 pts | 8.1% |
| High school graduate or higher (age 25+) | 83.2% ±6.5 pts | 86.4% |
| Bachelor's degree or higher (age 25+) | 10.0% ±6.7 pts | 14.8% |
| Graduate or professional degree (age 25+) | 3.9% ±5.9 pts | 5.0% |
| Lived in the same house a year earlier | 71.8% ±14.1 pts | 86.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 123 earn?
Half of the 941 households in Census Tract 123 earn less than $41,185 a year (±$10,072), against $71,493 across Lake County: 102nd highest of the county's 128 tracts with a reliable estimate. 34.5% of residents live below the poverty line.
| Measure | Tract 123 | Gary |
|---|---|---|
| Median household income | $41,185 ±$10,072 | $38,731 |
| Mean household income | $69,257 ±$26,854 | $56,358 |
| Per capita income | $24,436 ±$9,557 | $23,453 |
| People below the poverty line | 34.5% ±16.3 pts | 33.1% |
| Children under 18 below the poverty line | 55.8% ±31.3 pts | 53.1% |
| Households receiving SNAP | 38.9% ±13.0 pts | 30.2% |
| Households with a computer | 82.8% ±9.0 pts | 91.1% |
| Households with a broadband subscription | 74.7% ±12.8 pts | 82.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 123?
Owners occupy 43.3% of Census Tract 123's occupied homes and renters 56.7%. The median owner-occupied home is valued at $82,900 by its owner (±$26,807). The median renter pays $1,185 a month including utilities, and 48.5% of renters pay 35% or more of their income on rent.
| Measure | Tract 123 | Gary |
|---|---|---|
| Median home value (owner-occupied) | $82,900 ±$26,807 | $94,700 |
| Median gross rent | $1,185 ±$72 | $1,012 |
| Renters paying 35% or more of income on rent | 48.5% ±23.6 pts | 51.8% |
| Median monthly owner costs, with a mortgage | $1,362 ±$126 | $1,175 |
| Owner-occupied homes | 43.3% ±12.6 pts | 49.1% |
| Renter-occupied homes | 56.7% ±12.6 pts | 50.9% |
| Housing units | 1,501 ±190 | 37,816 |
| Single-family detached homes | 93.7% ±4.5 pts | 71.9% |
| Mobile homes | 0.0% ±2.5 pts | 2.5% |
| Built 2020 or later | 0.0% ±2.5 pts | 0.3% |
| Built 2010 to 2019 | 0.0% ±2.5 pts | 2.2% |
| Built 1939 or earlier | 21.1% ±7.6 pts | 17.3% |
| Households with no vehicle | 10.4% ±6.3 pts | 13.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 123 get to work?
72.0% of Census Tract 123's workers drive alone. The average trip to work takes 21.2 minutes. The unemployment rate in 2020-2024 averaged 11.4%.
| Measure | Tract 123 | Gary |
|---|---|---|
| In the labor force (age 16+) | 66.7% ±10.8 pts | 50.2% |
| Unemployment rate | 11.4% ±7.3 pts | 11.0% |
| Drove alone to work | 72.0% ±9.0 pts | 74.7% |
| Carpooled | 12.4% ±10.3 pts | 13.0% |
| Public transportation | 0.0% ±3.2 pts | 1.9% |
| Walked | 1.9% ±2.5 pts | 1.0% |
| Worked from home | 6.7% ±6.7 pts | 6.6% |
| Mean travel time to work | 21.2 min ±2.6 | 25.9 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 123 compare with the other tracts in Lake County?
Among Lake County's tracts with a reliable estimate, Census Tract 123 ranks as shown below (1 = highest).
| Measure | In Lake County | In Gary |
|---|---|---|
| Population | 93rd of 131 | 10th of 33 |
| Residents per square mile | 105th of 131 | 25th of 33 |
| Median household income | 102nd of 128 | 12th of 32 |
| Per capita income | 97th of 130 | 10th of 32 |
| Median home value | 111th of 122 | 15th of 25 |
| Median gross rent | 47th of 116 | 6th of 31 |
| Poverty rate | 25th of 90 | 19th of 30 |
| Median age | 99th of 130 | 18th of 32 |
| Owner-occupied share | 106th of 128 | 17th of 32 |
The tracts next to it on Lake County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 102.03 | 99th | $42,155±$10,838 · within the margin of this tract |
| Tract 102.06 | 100th | $42,144±$12,264 · within the margin of this tract |
| Tract 424.04 | 101st | $41,662±$1,727 · within the margin of this tract |
| Tract 123 | 102nd | $41,185±$10,072 |
| Tract 415 | 103rd | $40,923±$11,036 · within the margin of this tract |
| Tract 208 | 104th | $40,914±$6,899 · within the margin of this tract |
| Tract 105 | 105th | $40,639±$14,839 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 123?
3 of the 18 figures for Census Tract 123 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections