Census tract · Monterey County
Census Tract 123.02, Monterey County, California
Census Tract 123.02, GEOID 06053012302, in Monterey County, California, entirely within Pacific Grove. 2,109 residents in the ACS 2020-2024 5-year estimates (±275); the 2020 Census counted 1,854.
Residents, 2020-2024
2,109
±275 (90% margin)
2020 Census count: 1,854
Median household income
$115,644
±$23,603 (90% margin)
Monterey County: $97,230
Median home value
$1,125,000
±$85,432 (90% margin)
Monterey County: $781,000
Median gross rent
$2,622
±$158 (90% margin)
Monterey County: $2,055
Where is Census Tract 123.02?
Census Tract 123.02 is one of 104 census tracts in Monterey County, California. It covers 0.22 square miles of land, 8,505 residents per square mile in 2020. Its GEOID, 06053012302, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Pacific Grove | 100% |
4 census tracts border Census Tract 123.02: Tract 122 ($121,667), Tract 124.01 ($96,429), Tract 124.02 ($92,896) and Tract 125.04 ($77,292). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 123.02?
The 2020-2024 American Community Survey puts Census Tract 123.02's population at 2,109 (±275) in 1,068 households; the 2020 Census counted 1,854 residents and 1,108 housing units.
| Measure | Tract 123.02 | Pacific Grove |
|---|---|---|
| Total population | 2,109 ±275 | 14,951 |
| Households | 1,068 ±131 | 6,992 |
| Average household size | 1.97 ±0.15 | 2.08 |
| Housing units | 1,144 ±128 | 8,286 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 123.02?
The median resident of Census Tract 123.02 is 50.4 years old; 14.6% are under 18 and 26.2% are 65 or older. The largest group is non-Hispanic white residents at 76.5%, then Hispanic or Latino residents (of any race) at 10.4%.
| Measure | Tract 123.02 | Pacific Grove |
|---|---|---|
| Median age | 50.4 ±7.8 | 51.2 |
| Under 18 years | 14.6% ±3.2 pts | 15.6% |
| 65 years and over | 26.2% ±5.6 pts | 30.6% |
| Hispanic or Latino (any race) | 10.4% ±4.6 pts | 13.0% |
| White alone, not Hispanic | 76.5% ±6.8 pts | 70.8% |
| Black or African American alone, not Hispanic | 0.7% ±0.5 pts | 1.1% |
| Asian alone, not Hispanic | 5.5% ±2.9 pts | 7.8% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±2.0 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.2% ±0.4 pts | 0.2% |
| Two or more races, not Hispanic | 5.3% ±3.3 pts | 6.4% |
| Some other race alone, not Hispanic | 1.4% ±2.0 pts | 0.6% |
| Born outside the United States | 10.2% ±7.6 pts | 13.8% |
| Speak a language other than English at home (age 5+) | 9.9% ±4.3 pts | 18.6% |
| Civilian veterans (age 18+) | 6.7% ±3.6 pts | 7.6% |
| With a disability | 6.3% ±2.4 pts | 14.2% |
| No health insurance coverage | 4.4% ±4.0 pts | 3.1% |
| High school graduate or higher (age 25+) | 98.5% ±1.0 pts | 95.1% |
| Bachelor's degree or higher (age 25+) | 68.5% ±6.5 pts | 59.6% |
| Graduate or professional degree (age 25+) | 37.7% ±10.2 pts | 31.6% |
| Lived in the same house a year earlier | 85.0% ±9.9 pts | 82.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 123.02 earn?
Half of the 1,068 households in Census Tract 123.02 earn less than $115,644 a year (±$23,603), against $97,230 across Monterey County: 27th highest of the county's 99 tracts with a reliable estimate. 8.7% of residents live below the poverty line.
| Measure | Tract 123.02 | Pacific Grove |
|---|---|---|
| Median household income | $115,644 ±$23,603 | $106,065 |
| Mean household income | $151,927 ±$23,930 | $143,571 |
| Per capita income | $77,964 ±$11,679 | $67,896 |
| People below the poverty line | 8.7% ±4.3 pts | 7.6% |
| Children under 18 below the poverty line | 6.8% ±8.2 pts | 7.5% |
| Households receiving SNAP | 1.0% ±1.2 pts | 3.2% |
| Households with a computer | 98.1% ±1.4 pts | 96.6% |
| Households with a broadband subscription | 96.6% ±3.2 pts | 94.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 123.02?
Owners occupy 47.7% of Census Tract 123.02's occupied homes and renters 52.3%. The median owner-occupied home is valued at $1,125,000 by its owner (±$85,432). The median renter pays $2,622 a month including utilities, and 33.1% of renters pay 35% or more of their income on rent.
| Measure | Tract 123.02 | Pacific Grove |
|---|---|---|
| Median home value (owner-occupied) | $1,125,000 ±$85,432 | $1,190,400 |
| Median gross rent | $2,622 ±$158 | $2,455 |
| Renters paying 35% or more of income on rent | 33.1% ±12.4 pts | 45.6% |
| Median monthly owner costs, with a mortgage | $3,355 ±$788 | $3,558 |
| Owner-occupied homes | 47.7% ±9.6 pts | 50.4% |
| Renter-occupied homes | 52.3% ±9.6 pts | 49.6% |
| Housing units | 1,144 ±128 | 8,286 |
| Single-family detached homes | 64.0% ±8.2 pts | 61.8% |
| Mobile homes | 0.0% ±3.6 pts | 1.6% |
| Built 2020 or later | 0.5% ±0.9 pts | 0.1% |
| Built 2010 to 2019 | 1.2% ±1.3 pts | 0.9% |
| Built 1939 or earlier | 50.7% ±9.5 pts | 27.1% |
| Households with no vehicle | 6.5% ±5.5 pts | 4.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 123.02 get to work?
58.9% of Census Tract 123.02's workers drive alone and 18.1% work from home. The average trip to work takes 24.1 minutes.
| Measure | Tract 123.02 | Pacific Grove |
|---|---|---|
| In the labor force (age 16+) | 64.4% ±6.7 pts | 56.6% |
| Unemployment rate | 1.3% ±1.4 pts | 5.5% |
| Drove alone to work | 58.9% ±8.2 pts | 64.1% |
| Carpooled | 1.5% ±1.5 pts | 4.2% |
| Public transportation | 1.5% ±1.5 pts | 0.4% |
| Walked | 7.2% ±4.3 pts | 4.5% |
| Worked from home | 18.1% ±5.8 pts | 21.8% |
| Mean travel time to work | 24.1 min ±5.7 | 22.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 123.02 compare with the other tracts in Monterey County?
Among Monterey County's tracts with a reliable estimate, Census Tract 123.02 ranks as shown below (1 = highest).
| Measure | In Monterey County | In Pacific Grove |
|---|---|---|
| Population | 91st of 102 | 5th of 6 |
| Residents per square mile | 31st of 103 | 2nd of 6 |
| Median household income | 27th of 99 | 3rd of 6 |
| Per capita income | 18th of 102 | 2nd of 6 |
| Median home value | 20th of 94 | 5th of 6 |
| Median gross rent | 16th of 96 | 3rd of 6 |
| Poverty rate | 54th of 71 | 3rd of 6 |
| Bachelor's degree or higher | 8th of 98 | 1st of 6 |
| Median age | 18th of 102 | 4th of 6 |
| Owner-occupied share | 59th of 96 | 4th of 6 |
The tracts next to it on Monterey County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 106.04 | 24th | $120,000±$31,343 · within the margin of this tract |
| Tract 131 | 25th | $119,821±$46,007 · within the margin of this tract |
| Tract 106.05 | 26th | $116,333±$52,661 · within the margin of this tract |
| Tract 123.02 | 27th | $115,644±$23,603 |
| Tract 126.01 | 28th | $115,625±$33,371 · within the margin of this tract |
| Tract 141.02 | 29th | $115,606±$40,451 · within the margin of this tract |
| Tract 141.09 | 30th | $113,728±$23,058 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 123.02?
1 of the 18 figures for Census Tract 123.02 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections