Census tract · Westchester County
Census Tract 146.04, Westchester County, New York
Census Tract 146.04, GEOID 36119014604, in Westchester County, New York, entirely within Cortlandt (town). 4,367 residents in the ACS 2020-2024 5-year estimates (±712); the 2020 Census counted 4,363.
Residents, 2020-2024
4,367
±712 (90% margin)
2020 Census count: 4,363
Median household income
$122,171
±$32,509 (90% margin)
Westchester County: $118,976
Median home value
$429,600
±$37,103 (90% margin)
Westchester County: $663,200
Median gross rent
$1,961
±$518 (90% margin)
Westchester County: $1,951
Where is Census Tract 146.04?
Census Tract 146.04 is one of 241 census tracts in Westchester County, New York. It covers 2.10 square miles of land, 2,076 residents per square mile in 2020. Its GEOID, 36119014604, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Cortlandt (town) | 100% |
| Verplanck | 54% |
| Montrose | 46% |
5 census tracts border Census Tract 146.04: Tract 101.01 in Rockland County ($153,293), Tract 102 in Rockland County ($101,863), Tract 140 ($128,218), Tract 146.05 ($72,500) and Tract 9840 ($35,781). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 146.04?
The 2020-2024 American Community Survey puts Census Tract 146.04's population at 4,367 (±712) in 1,479 households; the 2020 Census counted 4,363 residents and 1,760 housing units.
| Measure | Tract 146.04 | Cortlandt (town) |
|---|---|---|
| Total population | 4,367±712 | 41,794 |
| Households | 1,479±165 | 14,729 |
| Average household size | 2.95±0.32 | 2.74 |
| Housing units | 1,625±176 | 16,010 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 146.04?
The median resident of Census Tract 146.04 is 37.5 years old; 18.3% are under 18 and 15.1% are 65 or older. The largest group is non-Hispanic white residents at 65.7%, then Hispanic or Latino residents (of any race) at 28.6%. 9.8% of residents were born outside the United States.
| Measure | Tract 146.04 | Cortlandt (town) |
|---|---|---|
| Median age | 37.5±3.9 | 44.6 |
| Under 18 years | 18.3%±4.5 pts | 20.6% |
| 65 years and over | 15.1%±3.8 pts | 19.5% |
| Hispanic or Latino (any race) | 28.6%±7.5 pts | 20.8% |
| White alone, not Hispanic | 65.7%±7.0 pts | 65.5% |
| Black or African American alone, not Hispanic | 3.3%±3.5 pts | 6.7% |
| Asian alone, not Hispanic | 0.2%±0.3 pts | 3.1% |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±1.0 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±1.0 pts | 0.0% |
| Two or more races, not Hispanic | 2.2%±1.9 pts | 3.5% |
| Some other race alone, not Hispanic | 0.0%±1.0 pts | 0.4% |
| Born outside the United States | 9.8%±3.8 pts | 14.5% |
| Speak a language other than English at home (age 5+) | 20.3%±6.4 pts | 22.6% |
| Civilian veterans (age 18+) | 3.2%±2.0 pts | 4.0% |
| With a disability | 9.2%±3.3 pts | 10.7% |
| No health insurance coverage | 3.6%±3.1 pts | 3.5% |
| High school graduate or higher (age 25+) | 93.5%±2.7 pts | 94.4% |
| Bachelor's degree or higher (age 25+) | 48.6%±6.9 pts | 53.7% |
| Graduate or professional degree (age 25+) | 22.1%±6.9 pts | 26.6% |
| Lived in the same house a year earlier | 89.7%±4.7 pts | 93.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 146.04 earn?
Half of the 1,479 households in Census Tract 146.04 earn less than $122,171 a year (±$32,509), against $118,976 across Westchester County: 111th highest of the county's 228 tracts with a reliable estimate.
| Measure | Tract 146.04 | Cortlandt (town) |
|---|---|---|
| Median household income | $122,171±$32,509 | $140,030 |
| Mean household income | $156,487±$27,520 | $188,301 |
| Per capita income | $51,796±$10,775 | $67,615 |
| People below the poverty line | 7.2%±5.8 pts | 5.7% |
| Children under 18 below the poverty line | 3.5%±6.0 pts | 4.5% |
| Households receiving SNAP | 3.1%±3.6 pts | 4.0% |
| Households with a computer | 95.5%±5.2 pts | 96.4% |
| Households with a broadband subscription | 96.1%±4.9 pts | 95.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 146.04?
Owners occupy 77.5% of Census Tract 146.04's occupied homes and renters 22.5%. The median owner-occupied home is valued at $429,600 by its owner (±$37,103). The median renter pays $1,961 a month including utilities, and 34.5% of renters pay 35% or more of their income on rent.
| Measure | Tract 146.04 | Cortlandt (town) |
|---|---|---|
| Median home value (owner-occupied) | $429,600±$37,103 | $579,500 |
| Median gross rent | $1,961±$518 | $2,030 |
| Renters paying 35% or more of income on rent | 34.5%±20.7 pts | 37.9% |
| Median monthly owner costs, with a mortgage | $2,831±$175 | $3,465 |
| Owner-occupied homes | 77.5%±8.3 pts | 78.6% |
| Renter-occupied homes | 22.5%±8.3 pts | 21.4% |
| Housing units | 1,625±176 | 16,010 |
| Single-family detached homes | 62.6%±9.0 pts | 69.9% |
| Mobile homes | 3.1%±3.4 pts | 0.5% |
| Built 2020 or later | 0.0%±2.6 pts | 1.0% |
| Built 2010 to 2019 | 1.2%±1.5 pts | 1.3% |
| Built 1939 or earlier | 25.3%±9.8 pts | 17.9% |
| Households with no vehicle | 1.4%±1.6 pts | 3.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 146.04 get to work?
62.2% of Census Tract 146.04's workers drive alone and 16.1% work from home. The average trip to work takes 32.4 minutes.
| Measure | Tract 146.04 | Cortlandt (town) |
|---|---|---|
| In the labor force (age 16+) | 77.6%±5.9 pts | 65.6% |
| Unemployment rate | 13.8%±10.2 pts | 7.9% |
| Drove alone to work | 62.2%±8.6 pts | 57.6% |
| Carpooled | 12.0%±7.1 pts | 7.0% |
| Public transportation | 9.7%±4.5 pts | 12.0% |
| Walked | 0.0%±0.1 pts | 1.1% |
| Worked from home | 16.1%±6.1 pts | 21.6% |
| Mean travel time to work | 32.4 min±3.4 | 37.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 146.04 compare with the other tracts in Westchester County?
Among Westchester County's tracts with a reliable estimate, Census Tract 146.04 ranks as shown below (1 = highest).
| Measure | In Westchester County |
|---|---|
| Population | 104th of 240 |
| Residents per square mile | 188th of 241 |
| Median household income | 111th of 228 |
| Per capita income | 149th of 238 |
| Median home value | 176th of 221 |
| Median gross rent | 130th of 221 |
| Bachelor's degree or higher | 126th of 234 |
| Median age | 195th of 240 |
| Owner-occupied share | 82nd of 225 |
The tracts next to it on Westchester County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 74.01 | 108th | $123,977±$32,392 · within the margin of this tract |
| Tract 97.02 | 109th | $123,929±$44,079 · within the margin of this tract |
| Tract 130 | 110th | $123,284±$51,837 · within the margin of this tract |
| Tract 146.04 | 111th | $122,171±$32,509 |
| Tract 15.04 | 112th | $121,774±$7,746 · within the margin of this tract |
| Tract 19 | 113th | $121,607±$60,489 · within the margin of this tract |
| Tract 82 | 114th | $121,250±$8,045 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 146.04?
3 of the 18 figures for Census Tract 146.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections