Census tract · Montgomery County
Census Tract 202, Montgomery County, Ohio
Census Tract 202, GEOID 39113020200, in Montgomery County, Ohio, mostly within Kettering (98% of its census blocks). 2,747 residents in the ACS 2020-2024 5-year estimates (±441); the 2020 Census counted 3,000.
Residents, 2020-2024
2,747
±441 (90% margin)
2020 Census count: 3,000
Median household income
$76,354
±$12,951 (90% margin)
Montgomery County: $66,139
Median home value
$152,700
±$25,729 (90% margin)
Montgomery County: $180,900
Median gross rent
$1,033
±$267 (90% margin)
Montgomery County: $1,026
Where is Census Tract 202?
Census Tract 202 is one of 156 census tracts in Montgomery County, Ohio. It covers 0.92 square miles of land, 3,264 residents per square mile in 2020. Its GEOID, 39113020200, names it uniquely (how tract numbers and GEOIDs work).
4 census tracts border Census Tract 202: Tract 201 ($76,339), Tract 203 ($105,600), Tract 204 ($73,382) and Tract 301 ($43,907). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 202?
The 2020-2024 American Community Survey puts Census Tract 202's population at 2,747 (±441) in 1,145 households; the 2020 Census counted 3,000 residents and 1,368 housing units.
| Measure | Tract 202 | Kettering |
|---|---|---|
| Total population | 2,747 ±441 | 57,206 |
| Households | 1,145 ±178 | 25,987 |
| Average household size | 2.25 ±0.20 | 2.18 |
| Housing units | 1,310 ±168 | 27,191 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 202?
The median resident of Census Tract 202 is 46.0 years old; 19.3% are under 18 and 19.6% are 65 or older. The largest group is non-Hispanic white residents at 83.2%, then Hispanic or Latino residents (of any race) at 8.4%.
| Measure | Tract 202 | Kettering |
|---|---|---|
| Median age | 46.0 ±7.0 | 38.5 |
| Under 18 years | 19.3% ±3.7 pts | 20.9% |
| 65 years and over | 19.6% ±3.8 pts | 19.7% |
| Hispanic or Latino (any race) | 8.4% ±5.6 pts | 3.7% |
| White alone, not Hispanic | 83.2% ±6.4 pts | 83.1% |
| Black or African American alone, not Hispanic | 4.9% ±3.8 pts | 6.0% |
| Asian alone, not Hispanic | 0.0% ±1.4 pts | 1.7% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.4 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.4 pts | 0.0% |
| Two or more races, not Hispanic | 2.8% ±2.1 pts | 5.0% |
| Some other race alone, not Hispanic | 0.8% ±1.1 pts | 0.5% |
| Born outside the United States | 3.6% ±2.4 pts | 5.4% |
| Speak a language other than English at home (age 5+) | 9.0% ±5.5 pts | 6.4% |
| Civilian veterans (age 18+) | 8.1% ±5.2 pts | 8.8% |
| With a disability | 11.5% ±4.1 pts | 13.1% |
| No health insurance coverage | 3.0% ±2.7 pts | 5.6% |
| High school graduate or higher (age 25+) | 94.6% ±3.4 pts | 95.3% |
| Bachelor's degree or higher (age 25+) | 45.8% ±9.9 pts | 41.7% |
| Graduate or professional degree (age 25+) | 12.9% ±5.1 pts | 16.8% |
| Lived in the same house a year earlier | 89.9% ±4.1 pts | 86.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 202 earn?
Half of the 1,145 households in Census Tract 202 earn less than $76,354 a year (±$12,951), against $66,139 across Montgomery County: 55th highest of the county's 148 tracts with a reliable estimate. 8.6% of residents live below the poverty line.
| Measure | Tract 202 | Kettering |
|---|---|---|
| Median household income | $76,354 ±$12,951 | $74,681 |
| Mean household income | $149,668 ±$63,453 | $94,283 |
| Per capita income | $61,140 ±$26,976 | $43,234 |
| People below the poverty line | 8.6% ±5.0 pts | 8.3% |
| Children under 18 below the poverty line | 13.8% ±12.1 pts | 8.8% |
| Households receiving SNAP | 10.7% ±6.8 pts | 7.5% |
| Households with a computer | 98.0% ±2.4 pts | 96.4% |
| Households with a broadband subscription | 98.0% ±2.4 pts | 94.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 202?
Owners occupy 83.9% of Census Tract 202's occupied homes and renters 16.1%. The median owner-occupied home is valued at $152,700 by its owner (±$25,729). The median renter pays $1,033 a month including utilities.
| Measure | Tract 202 | Kettering |
|---|---|---|
| Median home value (owner-occupied) | $152,700 ±$25,729 | $208,500 |
| Median gross rent | $1,033 ±$267 | $1,051 |
| Renters paying 35% or more of income on rent | 23.6% ±19.4 pts | 36.8% |
| Median monthly owner costs, with a mortgage | $1,279 ±$197 | $1,467 |
| Owner-occupied homes | 83.9% ±7.2 pts | 64.9% |
| Renter-occupied homes | 16.1% ±7.2 pts | 35.1% |
| Housing units | 1,310 ±168 | 27,191 |
| Single-family detached homes | 76.1% ±6.2 pts | 68.7% |
| Mobile homes | 0.0% ±2.8 pts | 0.4% |
| Built 2020 or later | 0.0% ±2.8 pts | 0.2% |
| Built 2010 to 2019 | 0.0% ±2.8 pts | 0.9% |
| Built 1939 or earlier | 1.6% ±1.7 pts | 5.6% |
| Households with no vehicle | 6.4% ±5.2 pts | 6.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 202 get to work?
79.8% of Census Tract 202's workers drive alone and 8.2% work from home. The average trip to work takes 21.9 minutes.
| Measure | Tract 202 | Kettering |
|---|---|---|
| In the labor force (age 16+) | 60.6% ±8.5 pts | 66.3% |
| Unemployment rate | 3.7% ±2.9 pts | 3.8% |
| Drove alone to work | 79.8% ±8.1 pts | 76.3% |
| Carpooled | 2.9% ±3.1 pts | 8.2% |
| Public transportation | 8.2% ±8.9 pts | 0.9% |
| Walked | 1.0% ±1.6 pts | 1.2% |
| Worked from home | 8.2% ±4.4 pts | 12.6% |
| Mean travel time to work | 21.9 min ±3.8 | 20.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 202 compare with the other tracts in Montgomery County?
Among Montgomery County's tracts with a reliable estimate, Census Tract 202 ranks as shown below (1 = highest).
| Measure | In Montgomery County | In Kettering |
|---|---|---|
| Population | 90th of 155 | 8th of 23 |
| Residents per square mile | 64th of 156 | 14th of 23 |
| Median household income | 55th of 148 | 10th of 23 |
| Per capita income | 7th of 155 | 2nd of 23 |
| Median home value | 86th of 150 | 19th of 23 |
| Median gross rent | 74th of 145 | 12th of 21 |
| Poverty rate | 92nd of 112 | 8th of 14 |
| Bachelor's degree or higher | 32nd of 142 | 8th of 23 |
| Median age | 29th of 154 | 3rd of 23 |
| Owner-occupied share | 26th of 153 | 5th of 23 |
The tracts next to it on Montgomery County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 1501 | 52nd | $77,199±$10,803 · within the margin of this tract |
| Tract 206.01 | 53rd | $76,406±$23,371 · within the margin of this tract |
| Tract 1401 | 54th | $76,364±$12,260 · within the margin of this tract |
| Tract 202 | 55th | $76,354±$12,951 |
| Tract 201 | 56th | $76,339±$11,373 · within the margin of this tract |
| Tract 215.01 | 57th | $76,208±$10,583 · within the margin of this tract |
| Tract 704 | 58th | $75,987±$10,670 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 202?
3 of the 18 figures for Census Tract 202 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections