Census tract · Okaloosa County
Census Tract 203.04, Okaloosa County, Florida
Census Tract 203.04, GEOID 12091020304, in Okaloosa County, Florida, outside any city, town or census-designated place. 5,502 residents in the ACS 2020-2024 5-year estimates (±1,188); the 2020 Census counted 4,667.
Residents, 2020-2024
5,502
±1,188 (90% margin)
2020 Census count: 4,667
Median household income
$102,361
±$28,498 (90% margin)
Okaloosa County: $81,998
Median home value
$318,600
±$36,528 (90% margin)
Okaloosa County: $351,200
Median gross rent
not published
Okaloosa County: $1,612
Where is Census Tract 203.04?
Census Tract 203.04 is one of 49 census tracts in Okaloosa County, Florida. It covers 13.82 square miles of land, 338 residents per square mile in 2020. Its GEOID, 12091020304, names it uniquely (how tract numbers and GEOIDs work).
4 census tracts border Census Tract 203.04: Tract 201.02 ($84,806), Tract 202 ($77,000), Tract 203.03 ($107,137) and Tract 203.05 ($84,279). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 203.04?
The 2020-2024 American Community Survey puts Census Tract 203.04's population at 5,502 (±1,188) in 1,700 households; the 2020 Census counted 4,667 residents and 1,659 housing units.
| Measure | Tract 203.04 | Okaloosa County |
|---|---|---|
| Total population | 5,502 ±1,188 | 216,599 |
| Households | 1,700 ±252 | 85,411 |
| Average household size | 3.24 ±0.37 | 2.48 |
| Housing units | 1,736 ±245 | 103,864 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 203.04?
The median resident of Census Tract 203.04 is 37.9 years old; 31.0% are under 18 and 10.7% are 65 or older. The largest group is non-Hispanic white residents at 83.4%, then Hispanic or Latino residents (of any race) at 6.9%. 5.4% of residents were born outside the United States.
| Measure | Tract 203.04 | Okaloosa County |
|---|---|---|
| Median age | 37.9 ±3.3 | 37.4 |
| Under 18 years | 31.0% ±4.8 pts | 22.6% |
| 65 years and over | 10.7% ±4.1 pts | 16.6% |
| Hispanic or Latino (any race) | 6.9% ±3.9 pts | 11.3% |
| White alone, not Hispanic | 83.4% ±6.5 pts | 69.3% |
| Black or African American alone, not Hispanic | 4.7% ±4.5 pts | 9.1% |
| Asian alone, not Hispanic | 1.5% ±1.1 pts | 3.2% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.9 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.9 pts | 0.1% |
| Two or more races, not Hispanic | 3.4% ±2.3 pts | 6.3% |
| Some other race alone, not Hispanic | 0.0% ±0.9 pts | 0.5% |
| Born outside the United States | 5.4% ±3.0 pts | 9.2% |
| Speak a language other than English at home (age 5+) | 9.2% ±5.1 pts | 12.5% |
| Civilian veterans (age 18+) | 25.3% ±5.2 pts | 20.4% |
| With a disability | 12.0% ±4.3 pts | 15.5% |
| No health insurance coverage | 6.1% ±3.5 pts | 11.8% |
| High school graduate or higher (age 25+) | 92.8% ±4.2 pts | 93.3% |
| Bachelor's degree or higher (age 25+) | 40.0% ±8.4 pts | 34.8% |
| Graduate or professional degree (age 25+) | 18.7% ±8.9 pts | 13.8% |
| Lived in the same house a year earlier | 89.2% ±6.7 pts | 81.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 203.04 earn?
Half of the 1,700 households in Census Tract 203.04 earn less than $102,361 a year (±$28,498), against $81,998 across Okaloosa County: 11th highest of the county's 47 tracts with a reliable estimate. 13.3% of residents live below the poverty line.
| Measure | Tract 203.04 | Okaloosa County |
|---|---|---|
| Median household income | $102,361 ±$28,498 | $81,998 |
| Mean household income | $122,797 ±$32,815 | $109,985 |
| Per capita income | $38,961 ±$10,643 | $44,070 |
| People below the poverty line | 13.3% ±8.7 pts | 9.3% |
| Children under 18 below the poverty line | 15.0% ±16.6 pts | 12.9% |
| Households receiving SNAP | 22.3% ±12.1 pts | 7.9% |
| Households with a computer | 99.2% ±2.0 pts | 97.4% |
| Households with a broadband subscription | 97.8% ±2.6 pts | 93.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 203.04?
Owners occupy 94.9% of Census Tract 203.04's occupied homes and renters 5.1%. The median owner-occupied home is valued at $318,600 by its owner (±$36,528).
| Measure | Tract 203.04 | Okaloosa County |
|---|---|---|
| Median home value (owner-occupied) | $318,600 ±$36,528 | $351,200 |
| Renters paying 35% or more of income on rent | 0.0% ±63.7 pts | 42.2% |
| Median monthly owner costs, with a mortgage | $1,924 ±$171 | $1,937 |
| Owner-occupied homes | 94.9% ±4.8 pts | 68.4% |
| Renter-occupied homes | 5.1% ±4.8 pts | 31.6% |
| Housing units | 1,736 ±245 | 103,864 |
| Single-family detached homes | 92.3% ±4.3 pts | 64.4% |
| Mobile homes | 6.8% ±3.9 pts | 4.5% |
| Built 2020 or later | 10.6% ±4.6 pts | 3.1% |
| Built 2010 to 2019 | 32.3% ±8.1 pts | 12.0% |
| Built 1939 or earlier | 0.0% ±3.0 pts | 0.7% |
| Households with no vehicle | 4.2% ±3.6 pts | 3.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 203.04 get to work?
89.0% of Census Tract 203.04's workers drive alone and 4.6% work from home. The average trip to work takes 30.1 minutes. The unemployment rate in 2020-2024 averaged 9.0%.
| Measure | Tract 203.04 | Okaloosa County |
|---|---|---|
| In the labor force (age 16+) | 65.9% ±6.5 pts | 64.9% |
| Unemployment rate | 9.0% ±4.2 pts | 3.8% |
| Drove alone to work | 89.0% ±4.5 pts | 76.7% |
| Carpooled | 4.7% ±2.9 pts | 10.3% |
| Public transportation | 0.0% ±2.2 pts | 0.2% |
| Walked | 0.3% ±0.6 pts | 1.5% |
| Worked from home | 4.6% ±2.7 pts | 9.7% |
| Mean travel time to work | 30.1 min ±4.0 | 26.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 203.04 compare with the other tracts in Okaloosa County?
Among Okaloosa County's tracts with a reliable estimate, Census Tract 203.04 ranks as shown below (1 = highest).
| Measure | In Okaloosa County |
|---|---|
| Population | 15th of 47 |
| Residents per square mile | 40th of 47 |
| Median household income | 11th of 47 |
| Per capita income | 27th of 47 |
| Median home value | 28th of 46 |
| Poverty rate | 8th of 30 |
| Bachelor's degree or higher | 18th of 47 |
| Median age | 28th of 47 |
| Owner-occupied share | 1st of 46 |
The tracts next to it on Okaloosa County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 233.03 | 8th | $106,477±$23,895 · within the margin of this tract |
| Tract 211.02 | 9th | $106,258±$12,251 · within the margin of this tract |
| Tract 216 | 10th | $105,278±$28,038 · within the margin of this tract |
| Tract 203.04 | 11th | $102,361±$28,498 |
| Tract 215.01 | 12th | $101,550±$11,422 · within the margin of this tract |
| Tract 208 | 13th | $99,655±$13,726 · within the margin of this tract |
| Tract 233.04 | 14th | $97,845±$10,775 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 203.04?
2 of the 17 figures for Census Tract 203.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections