Census tract · Eaton County
Census Tract 203.06, Eaton County, Michigan
Census Tract 203.06, GEOID 26045020306, in Eaton County, Michigan, entirely within Waverly and Delta Charter Township. 3,850 residents in the ACS 2020-2024 5-year estimates (±386); the 2020 Census counted 3,587.
Residents, 2020-2024
3,850
±386 (90% margin)
2020 Census count: 3,587
Median household income
$85,780
±$6,249 (90% margin)
Eaton County: $79,597
Median home value
$269,500
±$17,096 (90% margin)
Eaton County: $216,900
Median gross rent
$1,348
±$40 (90% margin)
Eaton County: $1,092
Where is Census Tract 203.06?
Census Tract 203.06 is one of 29 census tracts in Eaton County, Michigan. It covers 0.99 square miles of land, 3,631 residents per square mile in 2020. Its GEOID, 26045020306, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Waverly | 100% |
| Delta Charter Township | 100% |
3 census tracts border Census Tract 203.06: Tract 203.02 ($111,486), Tract 203.03 ($71,842) and Tract 203.05 ($59,766). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 203.06?
The 2020-2024 American Community Survey puts Census Tract 203.06's population at 3,850 (±386) in 1,985 households; the 2020 Census counted 3,587 residents and 1,941 housing units.
| Measure | Tract 203.06 | Waverly |
|---|---|---|
| Total population | 3,850 ±386 | 23,575 |
| Households | 1,985 ±220 | 11,368 |
| Average household size | 1.89 ±0.16 | 2.05 |
| Housing units | 2,027 ±208 | 11,742 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 203.06?
The median resident of Census Tract 203.06 is 36.7 years old; 11.6% are under 18 and 18.9% are 65 or older. The largest group is non-Hispanic white residents at 53.4%, then non-Hispanic Black residents at 15.8%. 22.6% of residents were born outside the United States.
| Measure | Tract 203.06 | Waverly |
|---|---|---|
| Median age | 36.7 ±1.5 | 41.7 |
| Under 18 years | 11.6% ±3.7 pts | 17.3% |
| 65 years and over | 18.9% ±4.3 pts | 22.9% |
| Hispanic or Latino (any race) | 5.7% ±3.8 pts | 9.1% |
| White alone, not Hispanic | 53.4% ±10.5 pts | 63.2% |
| Black or African American alone, not Hispanic | 15.8% ±6.0 pts | 15.0% |
| Asian alone, not Hispanic | 14.9% ±6.4 pts | 6.4% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.8 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.8 pts | 0.1% |
| Two or more races, not Hispanic | 10.2% ±6.4 pts | 5.3% |
| Some other race alone, not Hispanic | 0.0% ±0.8 pts | 0.8% |
| Born outside the United States | 22.6% ±8.2 pts | 9.6% |
| Speak a language other than English at home (age 5+) | 24.6% ±8.0 pts | 13.3% |
| Civilian veterans (age 18+) | 8.9% ±4.2 pts | 6.7% |
| With a disability | 17.6% ±5.5 pts | 17.8% |
| No health insurance coverage | 1.9% ±1.6 pts | 3.3% |
| High school graduate or higher (age 25+) | 92.6% ±3.7 pts | 93.5% |
| Bachelor's degree or higher (age 25+) | 56.7% ±6.7 pts | 44.1% |
| Graduate or professional degree (age 25+) | 15.1% ±4.7 pts | 14.7% |
| Lived in the same house a year earlier | 75.2% ±7.4 pts | 86.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 203.06 earn?
Half of the 1,985 households in Census Tract 203.06 earn less than $85,780 a year (±$6,249), against $79,597 across Eaton County: 10th highest of the county's 29 tracts with a reliable estimate. 5.5% of residents live below the poverty line.
| Measure | Tract 203.06 | Waverly |
|---|---|---|
| Median household income | $85,780 ±$6,249 | $75,700 |
| Mean household income | $103,262 ±$24,608 | $96,074 |
| Per capita income | $54,669 ±$13,490 | $47,266 |
| People below the poverty line | 5.5% ±2.7 pts | 10.1% |
| Children under 18 below the poverty line | 0.0% ±6.5 pts | 11.8% |
| Households receiving SNAP | 4.6% ±4.3 pts | 9.6% |
| Households with a computer | 97.2% ±3.3 pts | 95.7% |
| Households with a broadband subscription | 96.9% ±2.1 pts | 91.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 203.06?
Owners occupy 25.2% of Census Tract 203.06's occupied homes and renters 74.8%. The median owner-occupied home is valued at $269,500 by its owner (±$17,096). The median renter pays $1,348 a month including utilities, and 27.4% of renters pay 35% or more of their income on rent.
| Measure | Tract 203.06 | Waverly |
|---|---|---|
| Median home value (owner-occupied) | $269,500 ±$17,096 | $234,600 |
| Median gross rent | $1,348 ±$40 | $1,170 |
| Renters paying 35% or more of income on rent | 27.4% ±9.2 pts | 32.7% |
| Median monthly owner costs, with a mortgage | $1,720 ±$168 | $1,545 |
| Owner-occupied homes | 25.2% ±6.1 pts | 55.7% |
| Renter-occupied homes | 74.8% ±6.1 pts | 44.3% |
| Housing units | 2,027 ±208 | 11,742 |
| Single-family detached homes | 19.8% ±6.0 pts | 48.8% |
| Mobile homes | 0.0% ±1.5 pts | 1.1% |
| Built 2020 or later | 0.6% ±1.0 pts | 0.2% |
| Built 2010 to 2019 | 7.3% ±3.2 pts | 2.8% |
| Built 1939 or earlier | 0.0% ±1.5 pts | 2.6% |
| Households with no vehicle | 2.6% ±2.4 pts | 6.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 203.06 get to work?
54.9% of Census Tract 203.06's workers drive alone and 31.0% work from home. The average trip to work takes 21.0 minutes. The unemployment rate in 2020-2024 averaged 11.8%.
| Measure | Tract 203.06 | Waverly |
|---|---|---|
| In the labor force (age 16+) | 60.7% ±5.9 pts | 64.1% |
| Unemployment rate | 11.8% ±5.8 pts | 5.9% |
| Drove alone to work | 54.9% ±9.7 pts | 67.3% |
| Carpooled | 6.9% ±5.3 pts | 8.9% |
| Public transportation | 1.6% ±2.5 pts | 1.4% |
| Walked | 2.7% ±3.7 pts | 1.3% |
| Worked from home | 31.0% ±8.2 pts | 19.1% |
| Mean travel time to work | 21.0 min ±3.8 | 18.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 203.06 compare with the other tracts in Eaton County?
Among Eaton County's tracts with a reliable estimate, Census Tract 203.06 ranks as shown below (1 = highest).
| Measure | In Eaton County | In Waverly |
|---|---|---|
| Population | 13th of 29 | 2nd of 8 |
| Residents per square mile | 2nd of 29 | 2nd of 8 |
| Median household income | 10th of 29 | 3rd of 8 |
| Per capita income | 3rd of 29 | 2nd of 8 |
| Median home value | 3rd of 29 | 2nd of 8 |
| Median gross rent | 2nd of 26 | 1st of 6 |
| Poverty rate | 20th of 25 | 6th of 6 |
| Bachelor's degree or higher | 2nd of 29 | 2nd of 8 |
| Median age | 25th of 29 | 8th of 8 |
| Owner-occupied share | 29th of 29 | 8th of 8 |
The tracts next to it on Eaton County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 205 | 7th | $88,698±$9,514 · within the margin of this tract |
| Tract 212.02 | 8th | $88,438±$15,432 · within the margin of this tract |
| Tract 202.01 | 9th | $85,981±$6,542 · within the margin of this tract |
| Tract 203.06 | 10th | $85,780±$6,249 |
| Tract 206.02 | 11th | $84,831±$7,964 · within the margin of this tract |
| Tract 210.01 | 12th | $84,799±$15,982 · within the margin of this tract |
| Tract 208 | 13th | $84,351±$3,997 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 203.06?
1 of the 18 figures for Census Tract 203.06 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections