Census tract · Montgomery County
Census Tract 217, Montgomery County, Ohio
Census Tract 217, GEOID 39113021700, in Montgomery County, Ohio, entirely within Kettering. 2,291 residents in the ACS 2020-2024 5-year estimates (±374); the 2020 Census counted 2,534.
Residents, 2020-2024
2,291
±374 (90% margin)
2020 Census count: 2,534
Median household income
$57,782
±$8,752 (90% margin)
Montgomery County: $66,139
Median home value
$232,900
±$15,770 (90% margin)
Montgomery County: $180,900
Median gross rent
$1,005
±$110 (90% margin)
Montgomery County: $1,026
Where is Census Tract 217?
Census Tract 217 is one of 156 census tracts in Montgomery County, Ohio. It covers 0.76 square miles of land, 3,352 residents per square mile in 2020. Its GEOID, 39113021700, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Kettering | 100% |
5 census tracts border Census Tract 217: Tract 206.02 ($99,583), Tract 216.01 ($73,750), Tract 218 ($54,899), Tract 219 ($85,417) and Tract 402.01 ($101,429). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 217?
The 2020-2024 American Community Survey puts Census Tract 217's population at 2,291 (±374) in 1,207 households; the 2020 Census counted 2,534 residents and 1,242 housing units.
| Measure | Tract 217 | Kettering |
|---|---|---|
| Total population | 2,291±374 | 57,206 |
| Households | 1,207±140 | 25,987 |
| Average household size | 1.90±0.26 | 2.18 |
| Housing units | 1,252±120 | 27,191 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 217?
The median resident of Census Tract 217 is 42.9 years old; 17.0% are under 18 and 25.4% are 65 or older. The largest group is non-Hispanic white residents at 85.1%, then non-Hispanic Black residents at 9.7%.
| Measure | Tract 217 | Kettering |
|---|---|---|
| Median age | 42.9±10.8 | 38.5 |
| Under 18 years | 17.0%±5.8 pts | 20.9% |
| 65 years and over | 25.4%±7.3 pts | 19.7% |
| Hispanic or Latino (any race) | 0.0%±1.6 pts | 3.7% |
| White alone, not Hispanic | 85.1%±7.0 pts | 83.1% |
| Black or African American alone, not Hispanic | 9.7%±7.6 pts | 6.0% |
| Asian alone, not Hispanic | 0.3%±0.6 pts | 1.7% |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±1.6 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±1.6 pts | 0.0% |
| Two or more races, not Hispanic | 4.9%±4.7 pts | 5.0% |
| Some other race alone, not Hispanic | 0.0%±1.6 pts | 0.5% |
| Born outside the United States | 2.5%±2.6 pts | 5.4% |
| Speak a language other than English at home (age 5+) | 2.6%±3.0 pts | 6.4% |
| Civilian veterans (age 18+) | 11.5%±4.3 pts | 8.8% |
| With a disability | 14.4%±5.0 pts | 13.1% |
| No health insurance coverage | 7.5%±5.2 pts | 5.6% |
| High school graduate or higher (age 25+) | 96.5%±3.3 pts | 95.3% |
| Bachelor's degree or higher (age 25+) | 35.5%±8.5 pts | 41.7% |
| Graduate or professional degree (age 25+) | 12.9%±6.2 pts | 16.8% |
| Lived in the same house a year earlier | 86.2%±8.6 pts | 86.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 217 earn?
Half of the 1,207 households in Census Tract 217 earn less than $57,782 a year (±$8,752), against $66,139 across Montgomery County: 88th highest of the county's 148 tracts with a reliable estimate. 6.6% of residents live below the poverty line.
| Measure | Tract 217 | Kettering |
|---|---|---|
| Median household income | $57,782±$8,752 | $74,681 |
| Mean household income | $66,018±$6,983 | $94,283 |
| Per capita income | $34,916±$4,009 | $43,234 |
| People below the poverty line | 6.6%±3.8 pts | 8.3% |
| Children under 18 below the poverty line | 0.0%±9.2 pts | 8.8% |
| Households receiving SNAP | 6.3%±4.8 pts | 7.5% |
| Households with a computer | 94.8%±3.0 pts | 96.4% |
| Households with a broadband subscription | 89.7%±4.9 pts | 94.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 217?
Owners occupy 37.9% of Census Tract 217's occupied homes and renters 62.1%. The median owner-occupied home is valued at $232,900 by its owner (±$15,770). The median renter pays $1,005 a month including utilities, and 39.8% of renters pay 35% or more of their income on rent.
| Measure | Tract 217 | Kettering |
|---|---|---|
| Median home value (owner-occupied) | $232,900±$15,770 | $208,500 |
| Median gross rent | $1,005±$110 | $1,051 |
| Renters paying 35% or more of income on rent | 39.8%±13.1 pts | 36.8% |
| Median monthly owner costs, with a mortgage | $1,539±$390 | $1,467 |
| Owner-occupied homes | 37.9%±10.8 pts | 64.9% |
| Renter-occupied homes | 62.1%±10.8 pts | 35.1% |
| Housing units | 1,252±120 | 27,191 |
| Single-family detached homes | 35.4%±9.6 pts | 68.7% |
| Mobile homes | 2.3%±3.5 pts | 0.4% |
| Built 2020 or later | 0.0%±2.9 pts | 0.2% |
| Built 2010 to 2019 | 0.0%±2.9 pts | 0.9% |
| Built 1939 or earlier | 2.6%±3.5 pts | 5.6% |
| Households with no vehicle | 7.3%±4.7 pts | 6.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 217 get to work?
61.0% of Census Tract 217's workers drive alone. The average trip to work takes 20.7 minutes.
| Measure | Tract 217 | Kettering |
|---|---|---|
| In the labor force (age 16+) | 66.6%±9.9 pts | 66.3% |
| Unemployment rate | 4.0%±3.5 pts | 3.8% |
| Drove alone to work | 61.0%±9.6 pts | 76.3% |
| Carpooled | 28.0%±11.1 pts | 8.2% |
| Public transportation | 1.0%±1.8 pts | 0.9% |
| Walked | 1.5%±2.5 pts | 1.2% |
| Worked from home | 8.4%±5.9 pts | 12.6% |
| Mean travel time to work | 20.7 min±5.9 | 20.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 217 compare with the other tracts in Montgomery County?
Among Montgomery County's tracts with a reliable estimate, Census Tract 217 ranks as shown below (1 = highest).
| Measure | In Montgomery County | In Kettering |
|---|---|---|
| Population | 111th of 155 | 14th of 23 |
| Residents per square mile | 60th of 156 | 13th of 23 |
| Median household income | 88th of 148 | 21st of 23 |
| Per capita income | 81st of 155 | 17th of 23 |
| Median home value | 36th of 150 | 9th of 23 |
| Median gross rent | 79th of 145 | 13th of 21 |
| Poverty rate | 98th of 112 | 10th of 14 |
| Bachelor's degree or higher | 53rd of 142 | 14th of 23 |
| Median age | 48th of 154 | 4th of 23 |
| Owner-occupied share | 129th of 153 | 20th of 23 |
The tracts next to it on Montgomery County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 910 | 85th | $58,641±$8,067 · within the margin of this tract |
| Tract 903.02 | 86th | $58,264±$14,792 · within the margin of this tract |
| Tract 1001.01 | 87th | $58,214±$18,313 · within the margin of this tract |
| Tract 217 | 88th | $57,782±$8,752 |
| Tract 6 | 89th | $57,500±$17,322 · within the margin of this tract |
| Tract 29 | 90th | $57,404±$10,725 · within the margin of this tract |
| Tract 1102.02 | 91st | $57,071±$23,845 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 217?
4 of the 18 figures for Census Tract 217 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections