Census tract · Schenectady County
Census Tract 218.02, Schenectady County, New York
Census Tract 218.02, GEOID 36093021802, in Schenectady County, New York, mostly within Schenectady (85% of its census blocks). 4,392 residents in the ACS 2020-2024 5-year estimates (±528); the 2020 Census counted 4,649.
Residents, 2020-2024
4,392
±528 (90% margin)
2020 Census count: 4,649
Median household income
$69,025
±$18,859 (90% margin)
Schenectady County: $79,623
Median home value
$163,300
±$11,705 (90% margin)
Schenectady County: $235,700
Median gross rent
$1,199
±$106 (90% margin)
Schenectady County: $1,194
Where is Census Tract 218.02?
Census Tract 218.02 is one of 45 census tracts in Schenectady County, New York. It covers 1.29 square miles of land, 3,593 residents per square mile in 2020. Its GEOID, 36093021802, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Schenectady | 85% |
| Niskayuna | 15% |
| Niskayuna (town) | 15% |
5 census tracts border Census Tract 218.02: Tract 138.03 in Albany County ($75,795), Tract 217 ($54,472), Tract 218.01 ($94,154), Tract 319.02 ($119,688) and Tract 329.01 ($90,602). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 218.02?
The 2020-2024 American Community Survey puts Census Tract 218.02's population at 4,392 (±528) in 2,312 households; the 2020 Census counted 4,649 residents and 2,479 housing units.
| Measure | Tract 218.02 | Schenectady |
|---|---|---|
| Total population | 4,392 ±528 | 68,847 |
| Households | 2,312 ±237 | 29,184 |
| Average household size | 1.83 ±0.16 | 2.22 |
| Housing units | 2,345 ±230 | 31,417 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 218.02?
The median resident of Census Tract 218.02 is 41.5 years old; 12.0% are under 18 and 28.2% are 65 or older. The largest group is non-Hispanic white residents at 64.4%, then non-Hispanic Black residents at 13.1%. 8.4% of residents were born outside the United States.
| Measure | Tract 218.02 | Schenectady |
|---|---|---|
| Median age | 41.5 ±10.5 | 36.1 |
| Under 18 years | 12.0% ±3.7 pts | 19.9% |
| 65 years and over | 28.2% ±5.5 pts | 15.1% |
| Hispanic or Latino (any race) | 2.9% ±2.2 pts | 12.7% |
| White alone, not Hispanic | 64.4% ±10.1 pts | 47.5% |
| Black or African American alone, not Hispanic | 13.1% ±4.7 pts | 18.7% |
| Asian alone, not Hispanic | 10.6% ±8.5 pts | 5.9% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.0 pts | 0.3% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.0 pts | 0.1% |
| Two or more races, not Hispanic | 8.1% ±5.5 pts | 11.6% |
| Some other race alone, not Hispanic | 0.8% ±2.6 pts | 3.3% |
| Born outside the United States | 8.4% ±4.9 pts | 14.6% |
| Speak a language other than English at home (age 5+) | 7.6% ±4.8 pts | 12.7% |
| Civilian veterans (age 18+) | 6.7% ±3.2 pts | 4.7% |
| With a disability | 17.4% ±6.1 pts | 16.4% |
| No health insurance coverage | 5.7% ±2.7 pts | 4.9% |
| High school graduate or higher (age 25+) | 94.3% ±3.6 pts | 85.7% |
| Bachelor's degree or higher (age 25+) | 28.5% ±7.0 pts | 25.4% |
| Graduate or professional degree (age 25+) | 15.9% ±5.4 pts | 10.1% |
| Lived in the same house a year earlier | 88.8% ±5.0 pts | 84.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 218.02 earn?
Half of the 2,312 households in Census Tract 218.02 earn less than $69,025 a year (±$18,859), against $79,623 across Schenectady County: 31st highest of the county's 44 tracts with a reliable estimate. 17.7% of residents live below the poverty line.
| Measure | Tract 218.02 | Schenectady |
|---|---|---|
| Median household income | $69,025 ±$18,859 | $58,399 |
| Mean household income | $101,387 ±$35,051 | $79,372 |
| Per capita income | $54,224 ±$18,967 | $34,175 |
| People below the poverty line | 17.7% ±9.4 pts | 23.8% |
| Children under 18 below the poverty line | 22.2% ±24.9 pts | 35.7% |
| Households receiving SNAP | 12.3% ±7.0 pts | 25.2% |
| Households with a computer | 92.6% ±4.8 pts | 93.7% |
| Households with a broadband subscription | 83.4% ±7.5 pts | 86.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 218.02?
Owners occupy 45.3% of Census Tract 218.02's occupied homes and renters 54.7%. The median owner-occupied home is valued at $163,300 by its owner (±$11,705). The median renter pays $1,199 a month including utilities, and 49.0% of renters pay 35% or more of their income on rent.
| Measure | Tract 218.02 | Schenectady |
|---|---|---|
| Median home value (owner-occupied) | $163,300 ±$11,705 | $168,800 |
| Median gross rent | $1,199 ±$106 | $1,145 |
| Renters paying 35% or more of income on rent | 49.0% ±16.4 pts | 50.6% |
| Median monthly owner costs, with a mortgage | $1,422 ±$183 | $1,596 |
| Owner-occupied homes | 45.3% ±10.3 pts | 45.6% |
| Renter-occupied homes | 54.7% ±10.3 pts | 54.4% |
| Housing units | 2,345 ±230 | 31,417 |
| Single-family detached homes | 47.8% ±11.0 pts | 39.1% |
| Mobile homes | 0.0% ±1.8 pts | 0.4% |
| Built 2020 or later | 0.0% ±1.8 pts | 0.5% |
| Built 2010 to 2019 | 5.6% ±4.4 pts | 5.5% |
| Built 1939 or earlier | 10.3% ±5.7 pts | 48.7% |
| Households with no vehicle | 20.2% ±8.8 pts | 21.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 218.02 get to work?
71.3% of Census Tract 218.02's workers drive alone and 20.5% work from home. The average trip to work takes 19.2 minutes.
| Measure | Tract 218.02 | Schenectady |
|---|---|---|
| In the labor force (age 16+) | 58.1% ±8.4 pts | 60.6% |
| Unemployment rate | 3.1% ±3.3 pts | 8.7% |
| Drove alone to work | 71.3% ±10.5 pts | 67.3% |
| Carpooled | 3.5% ±4.0 pts | 9.7% |
| Public transportation | 0.0% ±2.0 pts | 6.5% |
| Walked | 4.6% ±4.6 pts | 4.7% |
| Worked from home | 20.5% ±9.0 pts | 10.9% |
| Mean travel time to work | 19.2 min ±2.4 | 22.0 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 218.02 compare with the other tracts in Schenectady County?
Among Schenectady County's tracts with a reliable estimate, Census Tract 218.02 ranks as shown below (1 = highest).
| Measure | In Schenectady County | In Schenectady |
|---|---|---|
| Population | 12th of 45 | 4th of 21 |
| Residents per square mile | 23rd of 45 | 19th of 21 |
| Median household income | 31st of 44 | 7th of 20 |
| Per capita income | 10th of 44 | 4th of 20 |
| Median home value | 33rd of 44 | 9th of 20 |
| Median gross rent | 21st of 42 | 7th of 21 |
| Poverty rate | 12th of 33 | 12th of 19 |
| Bachelor's degree or higher | 29th of 43 | 8th of 19 |
| Median age | 19th of 45 | 5th of 21 |
| Owner-occupied share | 34th of 44 | 11th of 20 |
The tracts next to it on Schenectady County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 323 | 28th | $71,906±$20,195 · within the margin of this tract |
| Tract 332 | 29th | $69,258±$13,665 · within the margin of this tract |
| Tract 334 | 30th | $69,176±$9,540 · within the margin of this tract |
| Tract 218.02 | 31st | $69,025±$18,859 |
| Tract 216 | 32nd | $67,813±$25,289 · within the margin of this tract |
| Tract 207 | 33rd | $64,073±$14,192 · within the margin of this tract |
| Tract 335 | 34th | $60,286±$18,177 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 218.02?
2 of the 18 figures for Census Tract 218.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections