Census tract · Lorain County
Census Tract 232, Lorain County, Ohio
Census Tract 232, GEOID 39093023200, in Lorain County, Ohio, entirely within Lorain. 3,078 residents in the ACS 2020-2024 5-year estimates (±596); the 2020 Census counted 2,905.
Residents, 2020-2024
3,078
±596 (90% margin)
2020 Census count: 2,905
Median household income
$40,326
±$20,854 (90% margin)
Lorain County: $73,347
Median home value
$67,000
±$17,255 (90% margin)
Lorain County: $223,200
Median gross rent
$822
±$173 (90% margin)
Lorain County: $966
Where is Census Tract 232?
Census Tract 232 is one of 80 census tracts in Lorain County, Ohio. It covers 0.63 square miles of land, 4,597 residents per square mile in 2020. Its GEOID, 39093023200, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Lorain | 100% |
7 census tracts border Census Tract 232: Tract 231 ($35,022), Tract 233 ($44,281), Tract 235 ($70,823), Tract 239 ($50,464), Tract 240 ($45,686), Tract 241 ($49,867) and Tract 973 ($19,565). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 232?
The 2020-2024 American Community Survey puts Census Tract 232's population at 3,078 (±596) in 1,070 households; the 2020 Census counted 2,905 residents and 1,240 housing units.
| Measure | Tract 232 | Lorain |
|---|---|---|
| Total population | 3,078 ±596 | 65,395 |
| Households | 1,070 ±163 | 27,460 |
| Average household size | 2.84 ±0.38 | 2.36 |
| Housing units | 1,219 ±155 | 30,624 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 232?
The median resident of Census Tract 232 is 40.4 years old; 18.5% are under 18 and 13.8% are 65 or older. The largest group is Hispanic or Latino residents (of any race) at 35.0%, then non-Hispanic white residents at 32.6%.
| Measure | Tract 232 | Lorain |
|---|---|---|
| Median age | 40.4 ±8.8 | 39.8 |
| Under 18 years | 18.5% ±8.7 pts | 23.5% |
| 65 years and over | 13.8% ±8.3 pts | 17.6% |
| Hispanic or Latino (any race) | 35.0% ±11.6 pts | 28.3% |
| White alone, not Hispanic | 32.6% ±12.0 pts | 49.1% |
| Black or African American alone, not Hispanic | 30.6% ±9.8 pts | 16.5% |
| Asian alone, not Hispanic | 0.0% ±1.2 pts | 0.4% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.2 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.2 pts | 0.0% |
| Two or more races, not Hispanic | 1.9% ±1.8 pts | 5.1% |
| Some other race alone, not Hispanic | 0.0% ±1.2 pts | 0.4% |
| Born outside the United States | 2.2% ±2.3 pts | 2.7% |
| Speak a language other than English at home (age 5+) | 18.2% ±9.2 pts | 16.3% |
| Civilian veterans (age 18+) | 4.5% ±3.0 pts | 7.4% |
| With a disability | 13.2% ±5.5 pts | 21.1% |
| No health insurance coverage | 13.2% ±7.0 pts | 8.2% |
| High school graduate or higher (age 25+) | 83.2% ±6.7 pts | 84.9% |
| Bachelor's degree or higher (age 25+) | 5.0% ±2.8 pts | 14.8% |
| Graduate or professional degree (age 25+) | 2.5% ±2.3 pts | 4.5% |
| Lived in the same house a year earlier | 93.9% ±5.4 pts | 90.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 232 earn?
Half of the 1,070 households in Census Tract 232 earn less than $40,326 a year (±$20,854), against $73,347 across Lorain County: 72nd highest of the county's 79 tracts with a reliable estimate. 40.6% of residents live below the poverty line.
| Measure | Tract 232 | Lorain |
|---|---|---|
| Median household income | $40,326 ±$20,854 | $48,685 |
| Mean household income | $59,982 ±$20,992 | $64,081 |
| Per capita income | $22,663 ±$6,193 | $27,589 |
| People below the poverty line | 40.6% ±15.9 pts | 25.2% |
| Children under 18 below the poverty line | 76.7% ±25.2 pts | 38.7% |
| Households receiving SNAP | 36.4% ±14.7 pts | 24.5% |
| Households with a computer | 82.5% ±11.3 pts | 93.0% |
| Households with a broadband subscription | 71.2% ±12.3 pts | 83.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 232?
Owners occupy 47.8% of Census Tract 232's occupied homes and renters 52.2%. The median owner-occupied home is valued at $67,000 by its owner (±$17,255). The median renter pays $822 a month including utilities, and 38.7% of renters pay 35% or more of their income on rent.
| Measure | Tract 232 | Lorain |
|---|---|---|
| Median home value (owner-occupied) | $67,000 ±$17,255 | $139,200 |
| Median gross rent | $822 ±$173 | $887 |
| Renters paying 35% or more of income on rent | 38.7% ±19.1 pts | 45.4% |
| Median monthly owner costs, with a mortgage | $918 ±$101 | $1,218 |
| Owner-occupied homes | 47.8% ±14.5 pts | 57.1% |
| Renter-occupied homes | 52.2% ±14.5 pts | 42.9% |
| Housing units | 1,219 ±155 | 30,624 |
| Single-family detached homes | 74.6% ±10.9 pts | 68.9% |
| Mobile homes | 0.0% ±3.0 pts | 0.6% |
| Built 2020 or later | 0.0% ±3.0 pts | 0.6% |
| Built 2010 to 2019 | 1.1% ±1.8 pts | 4.0% |
| Built 1939 or earlier | 60.3% ±13.8 pts | 20.4% |
| Households with no vehicle | 14.0% ±10.2 pts | 9.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 232 get to work?
83.1% of Census Tract 232's workers drive alone. The average trip to work takes 22.7 minutes.
| Measure | Tract 232 | Lorain |
|---|---|---|
| In the labor force (age 16+) | 59.1% ±10.8 pts | 58.6% |
| Unemployment rate | 11.0% ±8.6 pts | 6.3% |
| Drove alone to work | 83.1% ±10.1 pts | 79.6% |
| Carpooled | 10.9% ±8.2 pts | 10.5% |
| Public transportation | 0.0% ±2.8 pts | 0.2% |
| Walked | 2.5% ±4.1 pts | 0.6% |
| Worked from home | 2.5% ±2.6 pts | 6.7% |
| Mean travel time to work | 22.7 min ±3.1 | 24.9 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 232 compare with the other tracts in Lorain County?
Among Lorain County's tracts with a reliable estimate, Census Tract 232 ranks as shown below (1 = highest).
| Measure | In Lorain County | In Lorain |
|---|---|---|
| Population | 53rd of 79 | 9th of 21 |
| Residents per square mile | 9th of 79 | 6th of 21 |
| Median household income | 72nd of 79 | 17th of 21 |
| Per capita income | 71st of 79 | 16th of 21 |
| Median home value | 79th of 79 | 21st of 21 |
| Median gross rent | 65th of 73 | 15th of 21 |
| Poverty rate | 4th of 56 | 2nd of 19 |
| Bachelor's degree or higher | 74th of 76 | 18th of 20 |
| Median age | 53rd of 79 | 12th of 21 |
| Owner-occupied share | 68th of 79 | 14th of 21 |
The tracts next to it on Lorain County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 233 | 69th | $44,281±$6,634 · within the margin of this tract |
| Tract 228 | 70th | $44,077±$12,566 · within the margin of this tract |
| Tract 705 | 71st | $41,700±$7,373 · within the margin of this tract |
| Tract 232 | 72nd | $40,326±$20,854 |
| Tract 714 | 73rd | $39,500±$11,675 · within the margin of this tract |
| Tract 231 | 74th | $35,022±$6,472 · within the margin of this tract |
| Tract 975 | 75th | $34,487±$9,854 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 232?
2 of the 18 figures for Census Tract 232 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections