Census tract · Pinellas County
Census Tract 281.02, Pinellas County, Florida
Census Tract 281.02, GEOID 12103028102, in Pinellas County, Florida, mostly within Bear Creek (61% of its census blocks). 3,903 residents in the ACS 2020-2024 5-year estimates (±613); the 2020 Census counted 3,591.
Residents, 2020-2024
3,903
±613 (90% margin)
2020 Census count: 3,591
Median household income
$91,806
±$27,665 (90% margin)
Pinellas County: $72,646
Median home value
$622,200
±$92,049 (90% margin)
Pinellas County: $355,100
Median gross rent
$1,699
±$108 (90% margin)
Pinellas County: $1,642
Where is Census Tract 281.02?
Census Tract 281.02 is one of 275 census tracts in Pinellas County, Florida. It covers 0.90 square miles of land, 3,999 residents per square mile in 2020. Its GEOID, 12103028102, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Bear Creek | 61% |
| Gulfport | 30% |
| South Pasadena | 2% |
10 census tracts border Census Tract 281.02: Tract 201.05 ($91,985), Tract 201.07 ($82,150), Tract 201.08 ($79,861), Tract 223.01 ($73,333), Tract 280.02 ($132,450), Tract 280.05 ($103,350), Tract 281.03 ($54,527), Tract 282 ($80,000), Tract 284.03 ($56,910) and Tract 285 ($71,085). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 281.02?
The 2020-2024 American Community Survey puts Census Tract 281.02's population at 3,903 (±613) in 1,827 households; the 2020 Census counted 3,591 residents and 2,118 housing units.
| Measure | Tract 281.02 | Bear Creek |
|---|---|---|
| Total population | 3,903±613 | 2,179 |
| Households | 1,827±231 | 1,036 |
| Average household size | 2.14±0.16 | 2.10 |
| Housing units | 2,245±217 | 1,390 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 281.02?
The median resident of Census Tract 281.02 is 56.9 years old; 11.8% are under 18 and 34.3% are 65 or older. The largest group is non-Hispanic white residents at 92.9%, then non-Hispanic residents of two or more races at 3.4%. 6.7% of residents were born outside the United States.
| Measure | Tract 281.02 | Bear Creek |
|---|---|---|
| Median age | 56.9±3.6 | 51.3 |
| Under 18 years | 11.8%±4.3 pts | 7.8% |
| 65 years and over | 34.3%±5.9 pts | 23.1% |
| Hispanic or Latino (any race) | 1.6%±1.3 pts | 2.7% |
| White alone, not Hispanic | 92.9%±4.2 pts | 91.0% |
| Black or African American alone, not Hispanic | 1.2%±1.2 pts | 1.1% |
| Asian alone, not Hispanic | 0.7%±0.8 pts | 0.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±1.3 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±1.3 pts | 0.0% |
| Two or more races, not Hispanic | 3.4%±2.9 pts | 5.3% |
| Some other race alone, not Hispanic | 0.1%±0.2 pts | 0.0% |
| Born outside the United States | 6.7%±2.7 pts | 5.5% |
| Speak a language other than English at home (age 5+) | 5.7%±2.7 pts | 4.0% |
| Civilian veterans (age 18+) | 9.4%±3.0 pts | 12.2% |
| With a disability | 18.9%±6.1 pts | 12.7% |
| No health insurance coverage | 6.8%±3.9 pts | 10.0% |
| High school graduate or higher (age 25+) | 97.3%±2.2 pts | 95.3% |
| Bachelor's degree or higher (age 25+) | 56.2%±7.8 pts | 52.1% |
| Graduate or professional degree (age 25+) | 25.0%±5.5 pts | 18.8% |
| Lived in the same house a year earlier | 83.5%±8.0 pts | 76.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 281.02 earn?
Half of the 1,827 households in Census Tract 281.02 earn less than $91,806 a year (±$27,665), against $72,646 across Pinellas County: 67th highest of the county's 269 tracts with a reliable estimate. 13.7% of residents live below the poverty line.
| Measure | Tract 281.02 | Bear Creek |
|---|---|---|
| Median household income | $91,806±$27,665 | $66,923 |
| Mean household income | $122,543±$18,195 | $96,437 |
| Per capita income | $58,855±$9,464 | $47,451 |
| People below the poverty line | 13.7%±6.4 pts | 16.2% |
| Children under 18 below the poverty line | 0.0%±10.7 pts | 0.0% |
| Households receiving SNAP | 7.7%±3.7 pts | 4.6% |
| Households with a computer | 98.2%±1.7 pts | 99.3% |
| Households with a broadband subscription | 93.4%±3.9 pts | 94.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 281.02?
Owners occupy 73.6% of Census Tract 281.02's occupied homes and renters 26.4%. The median owner-occupied home is valued at $622,200 by its owner (±$92,049). The median renter pays $1,699 a month including utilities, and 89.7% of renters pay 35% or more of their income on rent.
| Measure | Tract 281.02 | Bear Creek |
|---|---|---|
| Median home value (owner-occupied) | $622,200±$92,049 | $373,100 |
| Median gross rent | $1,699±$108 | $1,788 |
| Renters paying 35% or more of income on rent | 89.7%±10.1 pts | 71.8% |
| Median monthly owner costs, with a mortgage | $2,975±$524 | $2,371 |
| Owner-occupied homes | 73.6%±8.7 pts | 64.6% |
| Renter-occupied homes | 26.4%±8.7 pts | 35.4% |
| Housing units | 2,245±217 | 1,390 |
| Single-family detached homes | 53.2%±7.2 pts | 50.6% |
| Mobile homes | 11.4%±4.2 pts | 19.3% |
| Built 2020 or later | 0.4%±0.7 pts | 0.6% |
| Built 2010 to 2019 | 2.9%±2.7 pts | 2.7% |
| Built 1939 or earlier | 0.0%±2.3 pts | 0.0% |
| Households with no vehicle | 5.6%±3.6 pts | 3.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 281.02 get to work?
74.1% of Census Tract 281.02's workers drive alone and 17.5% work from home. The average trip to work takes 26.1 minutes.
| Measure | Tract 281.02 | Bear Creek |
|---|---|---|
| In the labor force (age 16+) | 43.5%±7.0 pts | 43.6% |
| Unemployment rate | 1.9%±1.9 pts | 1.1% |
| Drove alone to work | 74.1%±7.7 pts | 80.5% |
| Carpooled | 3.4%±2.6 pts | 4.3% |
| Public transportation | 0.0%±3.7 pts | 0.0% |
| Walked | 4.7%±6.1 pts | 0.6% |
| Worked from home | 17.5%±6.4 pts | 14.0% |
| Mean travel time to work | 26.1 min±4.5 | 26.4 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 281.02 compare with the other tracts in Pinellas County?
Among Pinellas County's tracts with a reliable estimate, Census Tract 281.02 ranks as shown below (1 = highest).
| Measure | In Pinellas County |
|---|---|
| Population | 104th of 273 |
| Residents per square mile | 176th of 273 |
| Median household income | 67th of 269 |
| Per capita income | 62nd of 273 |
| Median home value | 31st of 264 |
| Median gross rent | 111th of 254 |
| Poverty rate | 81st of 209 |
| Bachelor's degree or higher | 32nd of 272 |
| Median age | 70th of 273 |
| Owner-occupied share | 128th of 273 |
The tracts next to it on Pinellas County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 269.08 | 64th | $92,188±$15,145 · within the margin of this tract |
| Tract 201.05 | 65th | $91,985±$27,599 · within the margin of this tract |
| Tract 224.02 | 66th | $91,875±$31,396 · within the margin of this tract |
| Tract 281.02 | 67th | $91,806±$27,665 |
| Tract 234 | 68th | $91,250±$28,566 · within the margin of this tract |
| Tract 223.02 | 69th | $90,659±$15,173 · within the margin of this tract |
| Tract 252.05 | 70th | $90,083±$20,533 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 281.02?
3 of the 18 figures for Census Tract 281.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections