Census tract · Hancock County
Census Tract 303.02, Hancock County, Mississippi
Census Tract 303.02, GEOID 28045030302, in Hancock County, Mississippi, mostly within Bay St. Louis (98% of its census blocks). 2,147 residents in the ACS 2020-2024 5-year estimates (±488); the 2020 Census counted 2,182.
Residents, 2020-2024
2,147
±488 (90% margin)
2020 Census count: 2,182
Median household income
$96,377
±$13,093 (90% margin)
Hancock County: $67,708
Median home value
$260,700
±$35,838 (90% margin)
Hancock County: $224,200
Median gross rent
$1,388
±$192 (90% margin)
Hancock County: $977
Where is Census Tract 303.02?
Census Tract 303.02 is one of 18 census tracts in Hancock County, Mississippi. It covers 4.31 square miles of land, 507 residents per square mile in 2020. Its GEOID, 28045030302, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Bay St. Louis | 98% |
| Waveland | 2% |
5 census tracts border Census Tract 303.02: Tract 301.01 ($82,841), Tract 302.02 ($84,531), Tract 303.01, Tract 303.04 ($46,875) and Tract 304 ($43,823). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 303.02?
The 2020-2024 American Community Survey puts Census Tract 303.02's population at 2,147 (±488) in 1,083 households; the 2020 Census counted 2,182 residents and 1,436 housing units.
| Measure | Tract 303.02 | Bay St. Louis |
|---|---|---|
| Total population | 2,147 ±488 | 10,188 |
| Households | 1,083 ±227 | 5,088 |
| Average household size | 1.98 ±0.19 | 1.97 |
| Housing units | 1,584 ±211 | 6,418 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 303.02?
The median resident of Census Tract 303.02 is 58.1 years old. The largest group is non-Hispanic white residents at 88.9%, then Hispanic or Latino residents (of any race) at 5.4%.
| Measure | Tract 303.02 | Bay St. Louis |
|---|---|---|
| Median age | 58.1 ±6.3 | 53.3 |
| Under 18 years | 3.0% ±3.4 pts | 13.9% |
| 65 years and over | 26.2% ±9.6 pts | 28.2% |
| Hispanic or Latino (any race) | 5.4% ±6.2 pts | 4.6% |
| White alone, not Hispanic | 88.9% ±8.8 pts | 75.6% |
| Black or African American alone, not Hispanic | 4.2% ±6.1 pts | 13.7% |
| Asian alone, not Hispanic | 0.0% ±2.1 pts | 1.3% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±2.1 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±2.1 pts | 0.0% |
| Two or more races, not Hispanic | 1.4% ±1.5 pts | 2.3% |
| Some other race alone, not Hispanic | 0.0% ±2.1 pts | 2.5% |
| Born outside the United States | 3.4% ±4.5 pts | 2.7% |
| Speak a language other than English at home (age 5+) | 5.1% ±6.5 pts | 5.5% |
| Civilian veterans (age 18+) | 8.9% ±4.5 pts | 10.1% |
| With a disability | 12.1% ±6.0 pts | 17.5% |
| No health insurance coverage | 5.5% ±4.3 pts | 7.8% |
| High school graduate or higher (age 25+) | 94.3% ±4.0 pts | 90.6% |
| Bachelor's degree or higher (age 25+) | 25.5% ±10.5 pts | 38.3% |
| Graduate or professional degree (age 25+) | 6.6% ±4.1 pts | 15.8% |
| Lived in the same house a year earlier | 89.5% ±7.7 pts | 89.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 303.02 earn?
Half of the 1,083 households in Census Tract 303.02 earn less than $96,377 a year (±$13,093), against $67,708 across Hancock County: 2nd highest of the county's 16 tracts with a reliable estimate.
| Measure | Tract 303.02 | Bay St. Louis |
|---|---|---|
| Median household income | $96,377 ±$13,093 | $67,442 |
| Mean household income | $165,568 ±$64,331 | $122,314 |
| Per capita income | $74,903 ±$27,961 | $55,519 |
| People below the poverty line | 4.5% ±4.4 pts | 14.5% |
| Children under 18 below the poverty line | 0.0% ±43.6 pts | 30.0% |
| Households receiving SNAP | 3.4% ±4.0 pts | 10.4% |
| Households with a computer | 98.6% ±2.4 pts | 95.6% |
| Households with a broadband subscription | 97.0% ±3.0 pts | 91.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 303.02?
Owners occupy 83.2% of Census Tract 303.02's occupied homes and renters 16.8%. The median owner-occupied home is valued at $260,700 by its owner (±$35,838). The median renter pays $1,388 a month including utilities.
| Measure | Tract 303.02 | Bay St. Louis |
|---|---|---|
| Median home value (owner-occupied) | $260,700 ±$35,838 | $260,200 |
| Median gross rent | $1,388 ±$192 | $1,179 |
| Renters paying 35% or more of income on rent | 35.2% ±32.7 pts | 39.3% |
| Median monthly owner costs, with a mortgage | $1,596 ±$107 | $1,692 |
| Owner-occupied homes | 83.2% ±10.0 pts | 76.7% |
| Renter-occupied homes | 16.8% ±10.0 pts | 23.3% |
| Housing units | 1,584 ±211 | 6,418 |
| Single-family detached homes | 86.3% ±7.1 pts | 81.5% |
| Mobile homes | 1.8% ±2.1 pts | 3.0% |
| Built 2020 or later | 3.2% ±2.5 pts | 2.2% |
| Built 2010 to 2019 | 23.1% ±12.3 pts | 15.7% |
| Built 1939 or earlier | 0.0% ±2.8 pts | 7.3% |
| Households with no vehicle | 2.6% ±3.5 pts | 6.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 303.02 get to work?
89.2% of Census Tract 303.02's workers drive alone and 8.7% work from home. The average trip to work takes 31.7 minutes.
| Measure | Tract 303.02 | Bay St. Louis |
|---|---|---|
| In the labor force (age 16+) | 66.9% ±10.0 pts | 57.6% |
| Unemployment rate | 2.3% ±2.2 pts | 7.8% |
| Drove alone to work | 89.2% ±6.4 pts | 74.6% |
| Carpooled | 2.1% ±2.4 pts | 5.4% |
| Public transportation | 0.0% ±3.6 pts | 0.0% |
| Walked | 0.0% ±3.6 pts | 1.9% |
| Worked from home | 8.7% ±5.4 pts | 15.6% |
| Mean travel time to work | 31.7 min ±9.3 | 27.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 303.02 compare with the other tracts in Hancock County?
Among Hancock County's tracts with a reliable estimate, Census Tract 303.02 ranks as shown below (1 = highest).
| Measure | In Hancock County | In Bay St. Louis |
|---|---|---|
| Population | 11th of 17 | 3rd of 4 |
| Residents per square mile | 9th of 17 | 3rd of 4 |
| Median household income | 2nd of 16 | 1st of 3 |
| Per capita income | 1st of 17 | 1st of 4 |
| Median home value | 5th of 17 | 3rd of 4 |
| Median gross rent | 3rd of 16 | 1st of 4 |
| Bachelor's degree or higher | 8th of 15 | 4th of 4 |
| Median age | 2nd of 17 | 1st of 4 |
| Owner-occupied share | 9th of 17 | 2nd of 4 |
The tracts next to it on Hancock County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 305.02 | 1st | $107,443±$18,835 · within the margin of this tract |
| Tract 303.02 | 2nd | $96,377±$13,093 |
| Tract 305.03 | 3rd | $95,032±$17,699 · within the margin of this tract |
| Tract 302.01 | 4th | $87,717±$26,759 · within the margin of this tract |
| Tract 302.02 | 5th | $84,531±$16,714 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 303.02?
4 of the 18 figures for Census Tract 303.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections