Census tract · Bergen County
Census Tract 304.02, Bergen County, New Jersey
Census Tract 304.02, GEOID 34003030402, in Bergen County, New Jersey, entirely within Lodi. 4,431 residents in the ACS 2020-2024 5-year estimates (±571); the 2020 Census counted 4,287.
Residents, 2020-2024
4,431
±571 (90% margin)
2020 Census count: 4,287
Median household income
$127,372
±$19,011 (90% margin)
Bergen County: $124,884
Median home value
$463,400
±$35,673 (90% margin)
Bergen County: $623,000
Median gross rent
$1,634
±$171 (90% margin)
Bergen County: $1,914
Where is Census Tract 304.02?
Census Tract 304.02 is one of 203 census tracts in Bergen County, New Jersey. It covers 0.27 square miles of land, 15,703 residents per square mile in 2020. Its GEOID, 34003030402, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Lodi | 100% |
5 census tracts border Census Tract 304.02: Tract 251 ($95,234), Tract 252 ($134,402), Tract 301 ($85,436), Tract 303 ($90,156) and Tract 304.01 ($92,036). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 304.02?
The 2020-2024 American Community Survey puts Census Tract 304.02's population at 4,431 (±571) in 1,558 households; the 2020 Census counted 4,287 residents and 1,686 housing units.
| Measure | Tract 304.02 | Lodi |
|---|---|---|
| Total population | 4,431±571 | 26,082 |
| Households | 1,558±206 | 9,687 |
| Average household size | 2.84±0.27 | 2.68 |
| Housing units | 1,677±228 | 10,108 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 304.02?
The median resident of Census Tract 304.02 is 39.8 years old; 25.7% are under 18 and 11.1% are 65 or older. The largest group is non-Hispanic white residents at 57.7%, then Hispanic or Latino residents (of any race) at 29.0%. 30.5% of residents were born outside the United States.
| Measure | Tract 304.02 | Lodi |
|---|---|---|
| Median age | 39.8±6.0 | 41.1 |
| Under 18 years | 25.7%±5.9 pts | 18.7% |
| 65 years and over | 11.1%±4.4 pts | 13.6% |
| Hispanic or Latino (any race) | 29.0%±10.9 pts | 39.0% |
| White alone, not Hispanic | 57.7%±12.1 pts | 42.7% |
| Black or African American alone, not Hispanic | 1.6%±1.5 pts | 7.3% |
| Asian alone, not Hispanic | 11.5%±8.5 pts | 6.7% |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±1.0 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.2%±0.3 pts | 0.2% |
| Two or more races, not Hispanic | 0.0%±1.0 pts | 2.7% |
| Some other race alone, not Hispanic | 0.0%±1.0 pts | 1.4% |
| Born outside the United States | 30.5%±9.6 pts | 39.5% |
| Speak a language other than English at home (age 5+) | 52.9%±10.6 pts | 55.0% |
| Civilian veterans (age 18+) | 0.4%±0.6 pts | 4.0% |
| With a disability | 11.6%±5.0 pts | 10.9% |
| No health insurance coverage | 6.4%±4.8 pts | 9.7% |
| High school graduate or higher (age 25+) | 89.1%±6.6 pts | 86.5% |
| Bachelor's degree or higher (age 25+) | 24.9%±6.3 pts | 29.6% |
| Graduate or professional degree (age 25+) | 10.3%±5.1 pts | 10.8% |
| Lived in the same house a year earlier | 96.9%±2.1 pts | 90.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 304.02 earn?
Half of the 1,558 households in Census Tract 304.02 earn less than $127,372 a year (±$19,011), against $124,884 across Bergen County: 98th highest of the county's 200 tracts with a reliable estimate.
| Measure | Tract 304.02 | Lodi |
|---|---|---|
| Median household income | $127,372±$19,011 | $89,305 |
| Mean household income | $153,961±$64,128 | $125,514 |
| Per capita income | $54,058±$23,056 | $46,990 |
| People below the poverty line | 10.6%±7.2 pts | 15.4% |
| Children under 18 below the poverty line | 13.8%±12.9 pts | 20.1% |
| Households receiving SNAP | 11.4%±5.8 pts | 14.7% |
| Households with a computer | 95.1%±6.5 pts | 94.7% |
| Households with a broadband subscription | 95.1%±6.5 pts | 93.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 304.02?
Owners occupy 40.1% of Census Tract 304.02's occupied homes and renters 59.9%. The median owner-occupied home is valued at $463,400 by its owner (±$35,673). The median renter pays $1,634 a month including utilities, and 39.5% of renters pay 35% or more of their income on rent.
| Measure | Tract 304.02 | Lodi |
|---|---|---|
| Median home value (owner-occupied) | $463,400±$35,673 | $475,000 |
| Median gross rent | $1,634±$171 | $1,714 |
| Renters paying 35% or more of income on rent | 39.5%±17.0 pts | 43.5% |
| Median monthly owner costs, with a mortgage | $3,144±$167 | $3,052 |
| Owner-occupied homes | 40.1%±11.7 pts | 42.4% |
| Renter-occupied homes | 59.9%±11.7 pts | 57.6% |
| Housing units | 1,677±228 | 10,108 |
| Single-family detached homes | 29.0%±10.7 pts | 22.7% |
| Mobile homes | 0.0%±2.6 pts | 2.4% |
| Built 2020 or later | 0.0%±2.6 pts | 0.1% |
| Built 2010 to 2019 | 0.0%±2.6 pts | 2.3% |
| Built 1939 or earlier | 34.2%±10.8 pts | 16.7% |
| Households with no vehicle | 11.9%±7.6 pts | 11.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 304.02 get to work?
65.6% of Census Tract 304.02's workers drive alone and 6.0% work from home. The average trip to work takes 22.8 minutes. The unemployment rate in 2020-2024 averaged 11.9%.
| Measure | Tract 304.02 | Lodi |
|---|---|---|
| In the labor force (age 16+) | 73.9%±7.3 pts | 70.1% |
| Unemployment rate | 11.9%±7.5 pts | 7.0% |
| Drove alone to work | 65.6%±9.8 pts | 66.6% |
| Carpooled | 13.5%±7.8 pts | 13.8% |
| Public transportation | 7.1%±3.6 pts | 6.5% |
| Walked | 0.0%±2.1 pts | 2.5% |
| Worked from home | 6.0%±3.2 pts | 7.8% |
| Mean travel time to work | 22.8 min±2.9 | 25.7 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 304.02 compare with the other tracts in Bergen County?
Among Bergen County's tracts with a reliable estimate, Census Tract 304.02 ranks as shown below (1 = highest).
| Measure | In Bergen County | In Lodi |
|---|---|---|
| Population | 112th of 203 | 3rd of 6 |
| Residents per square mile | 29th of 203 | 3rd of 6 |
| Median household income | 98th of 200 | 1st of 6 |
| Per capita income | 125th of 203 | 1st of 6 |
| Median home value | 172nd of 202 | 5th of 6 |
| Median gross rent | 166th of 186 | 5th of 6 |
| Bachelor's degree or higher | 192nd of 203 | 5th of 6 |
| Median age | 140th of 203 | 5th of 6 |
| Owner-occupied share | 175th of 201 | 5th of 6 |
The tracts next to it on Bergen County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 452 | 95th | $129,620±$50,416 · within the margin of this tract |
| Tract 233.01 | 96th | $129,291±$32,717 · within the margin of this tract |
| Tract 22 | 97th | $128,542±$23,999 · within the margin of this tract |
| Tract 304.02 | 98th | $127,372±$19,011 |
| Tract 130.04 | 99th | $127,236±$46,546 · within the margin of this tract |
| Tract 103 | 100th | $127,202±$17,889 · within the margin of this tract |
| Tract 521 | 101st | $126,321±$28,796 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 304.02?
3 of the 18 figures for Census Tract 304.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections