Census tract · Bedford County
Census Tract 305.04, Bedford County, Virginia
Census Tract 305.04, GEOID 51019030504, in Bedford County, Virginia, partly within Moneta. 2,542 residents in the ACS 2020-2024 5-year estimates (±287); the 2020 Census counted 2,858.
Residents, 2020-2024
2,542
±287 (90% margin)
2020 Census count: 2,858
Median household income
$72,278
±$11,214 (90% margin)
Bedford County: $78,937
Median home value
$304,300
±$52,858 (90% margin)
Bedford County: $297,400
Median gross rent
$1,389
±$131 (90% margin)
Bedford County: $952
Where is Census Tract 305.04?
Census Tract 305.04 is one of 20 census tracts in Bedford County, Virginia. It covers 21.82 square miles of land, 131 residents per square mile in 2020. Its GEOID, 51019030504, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Moneta | 26% |
5 census tracts border Census Tract 305.04: Tract 305.01 ($60,682), Tract 305.03 ($78,167), Tract 306.01 ($78,036), Tract 201.04 in Franklin County ($120,174) and Tract 203.02 in Franklin County ($86,908). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 305.04?
The 2020-2024 American Community Survey puts Census Tract 305.04's population at 2,542 (±287) in 1,228 households; the 2020 Census counted 2,858 residents and 1,888 housing units.
| Measure | Tract 305.04 | Bedford County |
|---|---|---|
| Total population | 2,542 ±287 | 80,894 |
| Households | 1,228 ±131 | 33,127 |
| Average household size | 2.07 ±0.15 | 2.43 |
| Housing units | 1,811 ±147 | 37,484 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 305.04?
The median resident of Census Tract 305.04 is 55.0 years old; 12.1% are under 18 and 29.8% are 65 or older. The largest group is non-Hispanic white residents at 91.3%, then non-Hispanic residents of two or more races at 3.0%.
| Measure | Tract 305.04 | Bedford County |
|---|---|---|
| Median age | 55.0 ±3.5 | 47.2 |
| Under 18 years | 12.1% ±2.6 pts | 19.5% |
| 65 years and over | 29.8% ±3.4 pts | 23.3% |
| Hispanic or Latino (any race) | 1.2% ±1.4 pts | 2.8% |
| White alone, not Hispanic | 91.3% ±6.3 pts | 85.0% |
| Black or African American alone, not Hispanic | 2.0% ±3.3 pts | 6.3% |
| Asian alone, not Hispanic | 2.4% ±2.4 pts | 1.3% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.6 pts | 0.2% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.6 pts | 0.0% |
| Two or more races, not Hispanic | 3.0% ±2.6 pts | 3.4% |
| Some other race alone, not Hispanic | 0.0% ±1.6 pts | 1.0% |
| Born outside the United States | 4.4% ±3.0 pts | 2.8% |
| Speak a language other than English at home (age 5+) | 4.5% ±3.5 pts | 3.4% |
| Civilian veterans (age 18+) | 9.5% ±3.1 pts | 8.3% |
| With a disability | 16.5% ±5.3 pts | 12.9% |
| No health insurance coverage | 8.5% ±4.7 pts | 5.7% |
| High school graduate or higher (age 25+) | 96.7% ±1.8 pts | 92.9% |
| Bachelor's degree or higher (age 25+) | 30.0% ±6.1 pts | 33.7% |
| Graduate or professional degree (age 25+) | 10.9% ±4.3 pts | 13.1% |
| Lived in the same house a year earlier | 89.0% ±5.8 pts | 90.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 305.04 earn?
Half of the 1,228 households in Census Tract 305.04 earn less than $72,278 a year (±$11,214), against $78,937 across Bedford County: 12th highest of the county's 20 tracts with a reliable estimate.
| Measure | Tract 305.04 | Bedford County |
|---|---|---|
| Median household income | $72,278 ±$11,214 | $78,937 |
| Mean household income | $95,096 ±$12,038 | $102,452 |
| Per capita income | $45,732 ±$5,390 | $42,461 |
| People below the poverty line | 11.3% ±7.7 pts | 8.1% |
| Children under 18 below the poverty line | 38.0% ±27.0 pts | 10.4% |
| Households receiving SNAP | 6.6% ±5.0 pts | 6.5% |
| Households with a computer | 95.4% ±4.9 pts | 94.6% |
| Households with a broadband subscription | 90.1% ±5.9 pts | 88.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 305.04?
Owners occupy 90.1% of Census Tract 305.04's occupied homes and renters 9.9%. The median owner-occupied home is valued at $304,300 by its owner (±$52,858). The median renter pays $1,389 a month including utilities, and 85.2% of renters pay 35% or more of their income on rent.
| Measure | Tract 305.04 | Bedford County |
|---|---|---|
| Median home value (owner-occupied) | $304,300 ±$52,858 | $297,400 |
| Median gross rent | $1,389 ±$131 | $952 |
| Renters paying 35% or more of income on rent | 85.2% ±20.1 pts | 40.4% |
| Median monthly owner costs, with a mortgage | $1,294 ±$136 | $1,522 |
| Owner-occupied homes | 90.1% ±6.0 pts | 84.7% |
| Renter-occupied homes | 9.9% ±6.0 pts | 15.3% |
| Housing units | 1,811 ±147 | 37,484 |
| Single-family detached homes | 77.6% ±8.1 pts | 78.2% |
| Mobile homes | 13.8% ±5.5 pts | 9.6% |
| Built 2020 or later | 3.1% ±3.0 pts | 1.7% |
| Built 2010 to 2019 | 14.6% ±5.8 pts | 10.3% |
| Built 1939 or earlier | 1.9% ±2.0 pts | 5.9% |
| Households with no vehicle | 6.8% ±5.7 pts | 3.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 305.04 get to work?
80.7% of Census Tract 305.04's workers drive alone and 14.6% work from home. The average trip to work takes 35.3 minutes.
| Measure | Tract 305.04 | Bedford County |
|---|---|---|
| In the labor force (age 16+) | 53.4% ±5.8 pts | 57.4% |
| Unemployment rate | 2.4% ±2.5 pts | 3.1% |
| Drove alone to work | 80.7% ±7.1 pts | 78.3% |
| Carpooled | 4.7% ±3.6 pts | 7.2% |
| Public transportation | 0.0% ±3.6 pts | 0.1% |
| Walked | 0.0% ±3.6 pts | 0.8% |
| Worked from home | 14.6% ±6.5 pts | 12.7% |
| Mean travel time to work | 35.3 min ±5.4 | 26.5 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 305.04 compare with the other tracts in Bedford County?
Among Bedford County's tracts with a reliable estimate, Census Tract 305.04 ranks as shown below (1 = highest).
| Measure | In Bedford County |
|---|---|
| Population | 18th of 20 |
| Residents per square mile | 10th of 20 |
| Median household income | 12th of 20 |
| Per capita income | 5th of 20 |
| Median home value | 6th of 20 |
| Median gross rent | 2nd of 17 |
| Bachelor's degree or higher | 7th of 20 |
| Median age | 2nd of 20 |
| Owner-occupied share | 9th of 20 |
The tracts next to it on Bedford County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 302.02 | 9th | $75,521±$6,991 · within the margin of this tract |
| Tract 303 | 10th | $75,179±$10,362 · within the margin of this tract |
| Tract 301.04 | 11th | $73,565±$5,107 · within the margin of this tract |
| Tract 305.04 | 12th | $72,278±$11,214 |
| Tract 304.01 | 13th | $71,632±$20,784 · within the margin of this tract |
| Tract 304.03 | 14th | $70,486±$18,609 · within the margin of this tract |
| Tract 306.05 | 15th | $70,400±$21,502 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 305.04?
4 of the 18 figures for Census Tract 305.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections