Census tract · Schenectady County
Census Tract 320, Schenectady County, New York
Census Tract 320, GEOID 36093032000, in Schenectady County, New York, entirely within Niskayuna and Niskayuna (town). 7,505 residents in the ACS 2020-2024 5-year estimates (±591); the 2020 Census counted 7,108.
Residents, 2020-2024
7,505
±591 (90% margin)
2020 Census count: 7,108
Median household income
$107,233
±$9,164 (90% margin)
Schenectady County: $79,623
Median home value
$286,800
±$14,035 (90% margin)
Schenectady County: $235,700
Median gross rent
$1,707
±$147 (90% margin)
Schenectady County: $1,194
Where is Census Tract 320?
Census Tract 320 is one of 45 census tracts in Schenectady County, New York. It covers 2.41 square miles of land, 2,948 residents per square mile in 2020. Its GEOID, 36093032000, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Niskayuna | 100% |
| Niskayuna (town) | 100% |
8 census tracts border Census Tract 320: Tract 626.02 in Saratoga County ($167,389), Tract 201.01 ($96,207), Tract 201.02 ($54,089), Tract 202 ($58,304), Tract 205 ($74,697), Tract 319.02 ($119,688), Tract 321.01 ($185,464) and Tract 324.02 ($83,644). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 320?
The 2020-2024 American Community Survey puts Census Tract 320's population at 7,505 (±591) in 3,020 households; the 2020 Census counted 7,108 residents and 3,075 housing units.
| Measure | Tract 320 | Niskayuna |
|---|---|---|
| Total population | 7,505 ±591 | 21,227 |
| Households | 3,020 ±252 | 8,164 |
| Average household size | 2.43 ±0.14 | 2.55 |
| Housing units | 3,226 ±250 | 8,764 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 320?
The median resident of Census Tract 320 is 38.7 years old; 27.9% are under 18 and 16.5% are 65 or older. The largest group is non-Hispanic white residents at 64.9%, then non-Hispanic Asian residents at 9.6%. 14.1% of residents were born outside the United States.
| Measure | Tract 320 | Niskayuna |
|---|---|---|
| Median age | 38.7 ±4.0 | 41.4 |
| Under 18 years | 27.9% ±4.3 pts | 27.5% |
| 65 years and over | 16.5% ±2.4 pts | 19.0% |
| Hispanic or Latino (any race) | 8.1% ±4.1 pts | 5.8% |
| White alone, not Hispanic | 64.9% ±5.7 pts | 73.2% |
| Black or African American alone, not Hispanic | 8.6% ±3.8 pts | 4.0% |
| Asian alone, not Hispanic | 9.6% ±4.2 pts | 11.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.6 pts | 0.2% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.6 pts | 0.0% |
| Two or more races, not Hispanic | 8.5% ±4.5 pts | 5.2% |
| Some other race alone, not Hispanic | 0.3% ±0.5 pts | 0.6% |
| Born outside the United States | 14.1% ±4.6 pts | 12.5% |
| Speak a language other than English at home (age 5+) | 12.5% ±3.8 pts | 12.9% |
| Civilian veterans (age 18+) | 4.0% ±2.1 pts | 4.6% |
| With a disability | 8.8% ±3.2 pts | 8.0% |
| No health insurance coverage | 0.8% ±0.9 pts | 0.5% |
| High school graduate or higher (age 25+) | 97.4% ±1.4 pts | 98.1% |
| Bachelor's degree or higher (age 25+) | 66.8% ±6.4 pts | 67.4% |
| Graduate or professional degree (age 25+) | 35.4% ±6.5 pts | 39.5% |
| Lived in the same house a year earlier | 88.8% ±4.7 pts | 90.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 320 earn?
Half of the 3,020 households in Census Tract 320 earn less than $107,233 a year (±$9,164), against $79,623 across Schenectady County: 9th highest of the county's 44 tracts with a reliable estimate. 5.9% of residents live below the poverty line.
| Measure | Tract 320 | Niskayuna |
|---|---|---|
| Median household income | $107,233 ±$9,164 | $134,052 |
| Mean household income | $128,095 ±$11,055 | $159,788 |
| Per capita income | $50,494 ±$4,640 | $61,856 |
| People below the poverty line | 5.9% ±3.6 pts | 4.0% |
| Children under 18 below the poverty line | 8.0% ±8.2 pts | 3.6% |
| Households receiving SNAP | 3.7% ±2.7 pts | 2.4% |
| Households with a computer | 98.6% ±1.5 pts | 97.5% |
| Households with a broadband subscription | 97.1% ±2.0 pts | 94.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 320?
Owners occupy 71.7% of Census Tract 320's occupied homes and renters 28.3%. The median owner-occupied home is valued at $286,800 by its owner (±$14,035). The median renter pays $1,707 a month including utilities.
| Measure | Tract 320 | Niskayuna |
|---|---|---|
| Median home value (owner-occupied) | $286,800 ±$14,035 | $357,900 |
| Median gross rent | $1,707 ±$147 | $1,589 |
| Renters paying 35% or more of income on rent | 17.3% ±13.1 pts | 24.2% |
| Median monthly owner costs, with a mortgage | $2,218 ±$118 | $2,454 |
| Owner-occupied homes | 71.7% ±6.7 pts | 80.6% |
| Renter-occupied homes | 28.3% ±6.7 pts | 19.4% |
| Housing units | 3,226 ±250 | 8,764 |
| Single-family detached homes | 71.6% ±7.1 pts | 77.3% |
| Mobile homes | 0.0% ±1.3 pts | 0.7% |
| Built 2020 or later | 5.2% ±3.8 pts | 1.9% |
| Built 2010 to 2019 | 7.2% ±4.1 pts | 6.9% |
| Built 1939 or earlier | 21.2% ±5.8 pts | 14.7% |
| Households with no vehicle | 3.2% ±2.5 pts | 5.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 320 get to work?
67.8% of Census Tract 320's workers drive alone and 23.2% work from home. The average trip to work takes 20.9 minutes.
| Measure | Tract 320 | Niskayuna |
|---|---|---|
| In the labor force (age 16+) | 67.9% ±6.2 pts | 66.0% |
| Unemployment rate | 3.4% ±2.8 pts | 3.1% |
| Drove alone to work | 67.8% ±8.6 pts | 72.6% |
| Carpooled | 5.1% ±4.4 pts | 3.6% |
| Public transportation | 0.3% ±0.6 pts | 0.1% |
| Walked | 3.1% ±3.5 pts | 2.2% |
| Worked from home | 23.2% ±7.2 pts | 20.6% |
| Mean travel time to work | 20.9 min ±2.1 | 20.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 320 compare with the other tracts in Schenectady County?
Among Schenectady County's tracts with a reliable estimate, Census Tract 320 ranks as shown below (1 = highest).
| Measure | In Schenectady County | In Niskayuna |
|---|---|---|
| Population | 1st of 45 | 1st of 5 |
| Residents per square mile | 25th of 45 | 1st of 5 |
| Median household income | 9th of 44 | 5th of 5 |
| Per capita income | 14th of 44 | 5th of 5 |
| Median home value | 12th of 44 | 5th of 5 |
| Median gross rent | 2nd of 42 | 1st of 4 |
| Poverty rate | 23rd of 33 | 2nd of 2 |
| Bachelor's degree or higher | 3rd of 43 | 3rd of 5 |
| Median age | 29th of 45 | 5th of 5 |
| Owner-occupied share | 21st of 44 | 4th of 5 |
The tracts next to it on Schenectady County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 330.02 | 6th | $113,850±$27,980 · within the margin of this tract |
| Tract 325.04 | 7th | $109,750±$17,734 · within the margin of this tract |
| Tract 325.02 | 8th | $109,444±$16,602 · within the margin of this tract |
| Tract 320 | 9th | $107,233±$9,164 |
| Tract 324.04 | 10th | $106,134±$12,028 · within the margin of this tract |
| Tract 326.01 | 11th | $105,139±$20,673 · within the margin of this tract |
| Tract 324.03 | 12th | $100,417±$18,642 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 320?
Every figure for Census Tract 320 on this page has a coefficient of variation under 40%, the Census Bureau's threshold for a usable estimate.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections