Census tract · Union County
Census Tract 320.03, Union County, New Jersey
Census Tract 320.03, GEOID 34039032003, in Union County, New Jersey, entirely within Elizabeth. 3,861 residents in the ACS 2020-2024 5-year estimates (±632); the 2020 Census counted 3,875.
Residents, 2020-2024
3,861
±632 (90% margin)
2020 Census count: 3,875
Median household income
$68,729
±$28,436 (90% margin)
Union County: $103,202
Median home value
$525,900
±$121,239 (90% margin)
Union County: $529,200
Median gross rent
$1,461
±$170 (90% margin)
Union County: $1,730
Where is Census Tract 320.03?
Census Tract 320.03 is one of 120 census tracts in Union County, New Jersey. It covers 0.18 square miles of land, 21,409 residents per square mile in 2020. Its GEOID, 34039032003, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Elizabeth | 100% |
6 census tracts border Census Tract 320.03: Tract 318.01 ($75,747), Tract 319.03 ($60,977), Tract 320.02 ($81,532), Tract 320.04 ($65,951), Tract 321.01 ($131,607) and Tract 341 ($95,197). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 320.03?
The 2020-2024 American Community Survey puts Census Tract 320.03's population at 3,861 (±632) in 1,257 households; the 2020 Census counted 3,875 residents and 1,285 housing units.
| Measure | Tract 320.03 | Elizabeth |
|---|---|---|
| Total population | 3,861 ±632 | 137,302 |
| Households | 1,257 ±233 | 46,121 |
| Average household size | 3.07 ±0.49 | 2.95 |
| Housing units | 1,257 ±233 | 48,976 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 320.03?
The median resident of Census Tract 320.03 is 38.4 years old; 23.6% are under 18 and 13.0% are 65 or older. The largest group is Hispanic or Latino residents (of any race) at 73.4%, then non-Hispanic white residents at 13.8%. 52.2% of residents were born outside the United States.
| Measure | Tract 320.03 | Elizabeth |
|---|---|---|
| Median age | 38.4 ±7.0 | 35.8 |
| Under 18 years | 23.6% ±6.7 pts | 25.6% |
| 65 years and over | 13.0% ±7.9 pts | 11.9% |
| Hispanic or Latino (any race) | 73.4% ±10.3 pts | 67.4% |
| White alone, not Hispanic | 13.8% ±6.6 pts | 12.1% |
| Black or African American alone, not Hispanic | 11.6% ±10.4 pts | 14.6% |
| Asian alone, not Hispanic | 1.2% ±1.7 pts | 1.7% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.2 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.2 pts | 0.0% |
| Two or more races, not Hispanic | 0.0% ±1.2 pts | 3.2% |
| Some other race alone, not Hispanic | 0.0% ±1.2 pts | 1.1% |
| Born outside the United States | 52.2% ±10.0 pts | 51.6% |
| Speak a language other than English at home (age 5+) | 75.5% ±9.5 pts | 77.1% |
| Civilian veterans (age 18+) | 0.4% ±0.7 pts | 1.4% |
| With a disability | 13.8% ±7.7 pts | 10.7% |
| No health insurance coverage | 21.4% ±9.0 pts | 24.2% |
| High school graduate or higher (age 25+) | 84.5% ±11.8 pts | 74.2% |
| Bachelor's degree or higher (age 25+) | 13.7% ±6.6 pts | 14.6% |
| Graduate or professional degree (age 25+) | 5.0% ±3.9 pts | 4.4% |
| Lived in the same house a year earlier | 92.9% ±5.9 pts | 91.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 320.03 earn?
Half of the 1,257 households in Census Tract 320.03 earn less than $68,729 a year (±$28,436), against $103,202 across Union County: 99th highest of the county's 118 tracts with a reliable estimate.
| Measure | Tract 320.03 | Elizabeth |
|---|---|---|
| Median household income | $68,729 ±$28,436 | $66,555 |
| Mean household income | $92,311 ±$21,958 | $85,318 |
| Per capita income | $30,752 ±$6,126 | $28,969 |
| People below the poverty line | 11.4% ±9.7 pts | 15.7% |
| Children under 18 below the poverty line | 10.8% ±12.1 pts | 19.8% |
| Households receiving SNAP | 3.3% ±4.1 pts | 16.7% |
| Households with a computer | 93.3% ±8.2 pts | 93.1% |
| Households with a broadband subscription | 81.6% ±13.8 pts | 89.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 320.03?
Owners occupy 40.6% of Census Tract 320.03's occupied homes and renters 59.4%. The median owner-occupied home is valued at $525,900 by its owner (±$121,239). The median renter pays $1,461 a month including utilities, and 43.6% of renters pay 35% or more of their income on rent.
| Measure | Tract 320.03 | Elizabeth |
|---|---|---|
| Median home value (owner-occupied) | $525,900 ±$121,239 | $449,300 |
| Median gross rent | $1,461 ±$170 | $1,523 |
| Renters paying 35% or more of income on rent | 43.6% ±20.2 pts | 44.9% |
| Median monthly owner costs, with a mortgage | $3,110 ±$347 | $2,916 |
| Owner-occupied homes | 40.6% ±11.0 pts | 25.6% |
| Renter-occupied homes | 59.4% ±11.0 pts | 74.4% |
| Housing units | 1,257 ±233 | 48,976 |
| Single-family detached homes | 33.7% ±11.7 pts | 13.8% |
| Mobile homes | 0.0% ±3.5 pts | 0.1% |
| Built 2020 or later | 0.0% ±3.5 pts | 0.5% |
| Built 2010 to 2019 | 1.0% ±1.4 pts | 6.6% |
| Built 1939 or earlier | 37.7% ±13.8 pts | 26.6% |
| Households with no vehicle | 27.4% ±11.4 pts | 20.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 320.03 get to work?
51.6% of Census Tract 320.03's workers drive alone. The average trip to work takes 41.9 minutes. The unemployment rate in 2020-2024 averaged 15.8%.
| Measure | Tract 320.03 | Elizabeth |
|---|---|---|
| In the labor force (age 16+) | 65.0% ±9.7 pts | 67.6% |
| Unemployment rate | 15.8% ±7.3 pts | 7.7% |
| Drove alone to work | 51.6% ±10.4 pts | 57.9% |
| Carpooled | 24.0% ±10.9 pts | 17.1% |
| Public transportation | 11.3% ±7.4 pts | 11.0% |
| Walked | 4.6% ±7.5 pts | 4.7% |
| Worked from home | 8.6% ±6.6 pts | 6.3% |
| Mean travel time to work | 41.9 min ±7.6 | 26.7 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 320.03 compare with the other tracts in Union County?
Among Union County's tracts with a reliable estimate, Census Tract 320.03 ranks as shown below (1 = highest).
| Measure | In Union County | In Elizabeth |
|---|---|---|
| Population | 88th of 120 | 19th of 31 |
| Residents per square mile | 17th of 120 | 17th of 31 |
| Median household income | 99th of 118 | 15th of 29 |
| Per capita income | 92nd of 119 | 12th of 30 |
| Median home value | 37th of 115 | 4th of 27 |
| Median gross rent | 97th of 113 | 21st of 29 |
| Bachelor's degree or higher | 98th of 114 | 14th of 27 |
| Median age | 70th of 120 | 9th of 31 |
| Owner-occupied share | 83rd of 115 | 5th of 27 |
The tracts next to it on Union County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 307.01 | 96th | $70,000±$23,144 · within the margin of this tract |
| Tract 315 | 97th | $69,068±$12,918 · within the margin of this tract |
| Tract 312 | 98th | $68,889±$7,106 · within the margin of this tract |
| Tract 320.03 | 99th | $68,729±$28,436 |
| Tract 395.02 | 100th | $67,604±$22,270 · within the margin of this tract |
| Tract 345 | 101st | $66,006±$22,889 · within the margin of this tract |
| Tract 320.04 | 102nd | $65,951±$27,937 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 320.03?
4 of the 18 figures for Census Tract 320.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections