Census tract · Bergen County
Census Tract 321.04, Bergen County, New Jersey
Census Tract 321.04, GEOID 34003032104, in Bergen County, New Jersey, entirely within Mahwah Township. 3,938 residents in the ACS 2020-2024 5-year estimates (±334); the 2020 Census counted 4,269.
Residents, 2020-2024
3,938
±334 (90% margin)
2020 Census count: 4,269
Median household income
$138,571
±$30,257 (90% margin)
Bergen County: $124,884
Median home value
$565,500
±$89,816 (90% margin)
Bergen County: $623,000
Median gross rent
$1,843
±$330 (90% margin)
Bergen County: $1,914
Where is Census Tract 321.04?
Census Tract 321.04 is one of 203 census tracts in Bergen County, New Jersey. It covers 13.99 square miles of land, 305 residents per square mile in 2020. Its GEOID, 34003032104, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Mahwah Township | 100% |
| Ramapo College of New Jersey | 7% |
5 census tracts border Census Tract 321.04: Tract 321.02 ($136,950), Tract 321.03 ($105,184), Tract 322.02 ($138,000), Tract 391 ($138,272) and Tract 2167.01 in Passaic County ($149,304). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 321.04?
The 2020-2024 American Community Survey puts Census Tract 321.04's population at 3,938 (±334) in 720 households; the 2020 Census counted 4,269 residents and 753 housing units.
| Measure | Tract 321.04 | Mahwah Township |
|---|---|---|
| Total population | 3,938±334 | 25,491 |
| Households | 720±88 | 10,031 |
| Average household size | 2.66±0.30 | 2.33 |
| Housing units | 745±94 | 10,319 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 321.04?
The median resident of Census Tract 321.04 is 21.2 years old; 12.3% are under 18 and 8.2% are 65 or older. The largest group is non-Hispanic white residents at 68.0%, then Hispanic or Latino residents (of any race) at 11.5%. 13.7% of residents were born outside the United States.
| Measure | Tract 321.04 | Mahwah Township |
|---|---|---|
| Median age | 21.2±0.3 | 48.9 |
| Under 18 years | 12.3%±3.9 pts | 16.2% |
| 65 years and over | 8.2%±1.8 pts | 23.5% |
| Hispanic or Latino (any race) | 11.5%±3.9 pts | 7.6% |
| White alone, not Hispanic | 68.0%±4.8 pts | 73.8% |
| Black or African American alone, not Hispanic | 7.5%±2.4 pts | 1.8% |
| Asian alone, not Hispanic | 7.3%±2.7 pts | 12.5% |
| American Indian and Alaska Native alone, not Hispanic | 0.4%±0.4 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±1.1 pts | 0.0% |
| Two or more races, not Hispanic | 5.2%±2.1 pts | 4.1% |
| Some other race alone, not Hispanic | 0.0%±0.1 pts | 0.1% |
| Born outside the United States | 13.7%±2.7 pts | 16.5% |
| Speak a language other than English at home (age 5+) | 19.3%±4.1 pts | 18.5% |
| Civilian veterans (age 18+) | 2.4%±1.1 pts | 3.3% |
| With a disability | 7.4%±2.0 pts | 10.5% |
| No health insurance coverage | 6.3%±3.4 pts | 2.2% |
| High school graduate or higher (age 25+) | 93.7%±3.9 pts | 95.5% |
| Bachelor's degree or higher (age 25+) | 49.1%±4.9 pts | 60.3% |
| Graduate or professional degree (age 25+) | 19.3%±4.6 pts | 26.5% |
| Lived in the same house a year earlier | 77.3%±4.7 pts | 91.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 321.04 earn?
Half of the 720 households in Census Tract 321.04 earn less than $138,571 a year (±$30,257), against $124,884 across Bergen County: 82nd highest of the county's 200 tracts with a reliable estimate.
| Measure | Tract 321.04 | Mahwah Township |
|---|---|---|
| Median household income | $138,571±$30,257 | $131,327 |
| Mean household income | $185,623±$27,601 | $177,239 |
| Per capita income | $36,807±$4,258 | $70,589 |
| People below the poverty line | 4.9%±3.5 pts | 2.1% |
| Children under 18 below the poverty line | 2.4%±3.3 pts | 0.3% |
| Households receiving SNAP | 2.5%±3.1 pts | 0.9% |
| Households with a computer | 88.2%±7.6 pts | 95.5% |
| Households with a broadband subscription | 90.6%±7.1 pts | 94.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 321.04?
Owners occupy 83.5% of Census Tract 321.04's occupied homes and renters 16.5%. The median owner-occupied home is valued at $565,500 by its owner (±$89,816). The median renter pays $1,843 a month including utilities, and 38.1% of renters pay 35% or more of their income on rent.
| Measure | Tract 321.04 | Mahwah Township |
|---|---|---|
| Median home value (owner-occupied) | $565,500±$89,816 | $606,000 |
| Median gross rent | $1,843±$330 | $2,204 |
| Renters paying 35% or more of income on rent | 38.1%±22.1 pts | 41.6% |
| Median monthly owner costs, with a mortgage | $3,288±$497 | $3,273 |
| Owner-occupied homes | 83.5%±5.3 pts | 81.1% |
| Renter-occupied homes | 16.5%±5.3 pts | 18.9% |
| Housing units | 745±94 | 10,319 |
| Single-family detached homes | 80.8%±5.8 pts | 46.7% |
| Mobile homes | 0.0%±5.9 pts | 1.8% |
| Built 2020 or later | 0.8%±0.9 pts | 0.7% |
| Built 2010 to 2019 | 7.1%±4.0 pts | 3.4% |
| Built 1939 or earlier | 14.5%±8.0 pts | 8.0% |
| Households with no vehicle | 10.8%±7.3 pts | 4.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 321.04 get to work?
61.8% of Census Tract 321.04's workers drive alone and 18.1% work from home. The average trip to work takes 23.5 minutes. The unemployment rate in 2020-2024 averaged 5.7%.
| Measure | Tract 321.04 | Mahwah Township |
|---|---|---|
| In the labor force (age 16+) | 57.5%±5.0 pts | 63.3% |
| Unemployment rate | 5.7%±2.2 pts | 5.5% |
| Drove alone to work | 61.8%±5.9 pts | 63.3% |
| Carpooled | 2.4%±1.5 pts | 3.0% |
| Public transportation | 2.9%±1.9 pts | 3.5% |
| Walked | 13.9%±5.2 pts | 2.7% |
| Worked from home | 18.1%±4.4 pts | 26.3% |
| Mean travel time to work | 23.5 min±3.5 | 28.2 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 321.04 compare with the other tracts in Bergen County?
Among Bergen County's tracts with a reliable estimate, Census Tract 321.04 ranks as shown below (1 = highest).
| Measure | In Bergen County |
|---|---|
| Population | 147th of 203 |
| Residents per square mile | 202nd of 203 |
| Median household income | 82nd of 200 |
| Per capita income | 193rd of 203 |
| Median home value | 108th of 202 |
| Median gross rent | 113th of 186 |
| Bachelor's degree or higher | 123rd of 203 |
| Median age | 203rd of 203 |
| Owner-occupied share | 64th of 201 |
The tracts next to it on Bergen County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 155 | 79th | $140,764±$40,451 · within the margin of this tract |
| Tract 600.01 | 80th | $140,211±$19,563 · within the margin of this tract |
| Tract 331 | 81st | $139,101±$9,890 · within the margin of this tract |
| Tract 321.04 | 82nd | $138,571±$30,257 |
| Tract 391 | 83rd | $138,272±$25,163 · within the margin of this tract |
| Tract 322.02 | 84th | $138,000±$12,553 · within the margin of this tract |
| Tract 322.01 | 85th | $137,522±$27,095 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 321.04?
1 of the 18 figures for Census Tract 321.04 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections