Census tract · Lake County
Census Tract 401, Lake County, Indiana
Census Tract 401, GEOID 18089040100, in Lake County, Indiana, entirely within Whiting and North Township, Lake County. 1,301 residents in the ACS 2020-2024 5-year estimates (±273); the 2020 Census counted 1,318.
Residents, 2020-2024
1,301
±273 (90% margin)
2020 Census count: 1,318
Median household income
$90,213
±$23,032 (90% margin)
Lake County: $71,493
Median home value
$212,500
±$41,344 (90% margin)
Lake County: $230,600
Median gross rent
$1,136
±$262 (90% margin)
Lake County: $1,131
Where is Census Tract 401?
Census Tract 401 is one of 132 census tracts in Lake County, Indiana. It covers 1.54 square miles of land, 856 residents per square mile in 2020. Its GEOID, 18089040100, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Whiting | 100% |
| North Township, Lake County | 100% |
5 census tracts border Census Tract 401: Tract 201 ($65,020), Tract 202 ($65,761), Tract 203 ($52,446), Tract 304 ($42,872) and Tract 402. The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 401?
The 2020-2024 American Community Survey puts Census Tract 401's population at 1,301 (±273) in 478 households; the 2020 Census counted 1,318 residents and 594 housing units.
| Measure | Tract 401 | Whiting |
|---|---|---|
| Total population | 1,301±273 | 4,532 |
| Households | 478±116 | 1,525 |
| Average household size | 2.72±0.48 | 2.97 |
| Housing units | 515±126 | 1,729 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 401?
The median resident of Census Tract 401 is 40.2 years old; 19.7% are under 18 and 12.7% are 65 or older. The largest group is Hispanic or Latino residents (of any race) at 51.3%, then non-Hispanic white residents at 46.7%. 23.2% of residents were born outside the United States.
| Measure | Tract 401 | Whiting |
|---|---|---|
| Median age | 40.2±8.1 | 33.5 |
| Under 18 years | 19.7%±4.7 pts | 26.8% |
| 65 years and over | 12.7%±4.4 pts | 10.4% |
| Hispanic or Latino (any race) | 51.3%±12.0 pts | 65.3% |
| White alone, not Hispanic | 46.7%±11.9 pts | 29.8% |
| Black or African American alone, not Hispanic | 0.4%±0.7 pts | 3.4% |
| Asian alone, not Hispanic | 0.0%±2.8 pts | 0.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±2.8 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 1.2%±1.9 pts | 0.4% |
| Two or more races, not Hispanic | 0.4%±0.6 pts | 1.1% |
| Some other race alone, not Hispanic | 0.0%±2.8 pts | 0.0% |
| Born outside the United States | 23.2%±10.9 pts | 18.3% |
| Speak a language other than English at home (age 5+) | 35.0%±14.5 pts | 45.8% |
| Civilian veterans (age 18+) | 4.4%±2.9 pts | 2.8% |
| With a disability | 10.4%±5.7 pts | 8.4% |
| No health insurance coverage | 9.6%±6.2 pts | 10.6% |
| High school graduate or higher (age 25+) | 77.0%±11.3 pts | 79.3% |
| Bachelor's degree or higher (age 25+) | 19.7%±6.9 pts | 17.4% |
| Graduate or professional degree (age 25+) | 4.8%±3.7 pts | 5.5% |
| Lived in the same house a year earlier | 87.5%±10.4 pts | 87.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 401 earn?
Half of the 478 households in Census Tract 401 earn less than $90,213 a year (±$23,032), against $71,493 across Lake County: 28th highest of the county's 128 tracts with a reliable estimate.
| Measure | Tract 401 | Whiting |
|---|---|---|
| Median household income | $90,213±$23,032 | $71,708 |
| Mean household income | $100,094±$19,498 | $88,334 |
| Per capita income | $37,679±$6,872 | $30,799 |
| People below the poverty line | 12.0%±10.4 pts | 17.1% |
| Children under 18 below the poverty line | 2.7%±4.3 pts | 18.1% |
| Households receiving SNAP | 0.0%±7.5 pts | 19.5% |
| Households with a computer | 94.4%±8.0 pts | 94.4% |
| Households with a broadband subscription | 86.6%±9.9 pts | 89.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 401?
Owners occupy 72.0% of Census Tract 401's occupied homes and renters 28.0%. The median owner-occupied home is valued at $212,500 by its owner (±$41,344). The median renter pays $1,136 a month including utilities.
| Measure | Tract 401 | Whiting |
|---|---|---|
| Median home value (owner-occupied) | $212,500±$41,344 | $198,900 |
| Median gross rent | $1,136±$262 | $1,004 |
| Renters paying 35% or more of income on rent | 16.4%±22.9 pts | 41.0% |
| Median monthly owner costs, with a mortgage | $1,413±$491 | $1,264 |
| Owner-occupied homes | 72.0%±11.9 pts | 53.0% |
| Renter-occupied homes | 28.0%±11.9 pts | 47.0% |
| Housing units | 515±126 | 1,729 |
| Single-family detached homes | 74.0%±13.7 pts | 62.6% |
| Mobile homes | 4.9%±7.6 pts | 1.4% |
| Built 2020 or later | 1.0%±1.8 pts | 1.6% |
| Built 2010 to 2019 | 4.7%±4.1 pts | 2.4% |
| Built 1939 or earlier | 41.0%±13.6 pts | 65.9% |
| Households with no vehicle | 5.9%±7.4 pts | 10.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 401 get to work?
74.3% of Census Tract 401's workers drive alone and 11.9% work from home. The average trip to work takes 26.4 minutes.
| Measure | Tract 401 | Whiting |
|---|---|---|
| In the labor force (age 16+) | 60.9%±8.8 pts | 67.4% |
| Unemployment rate | 7.1%±5.7 pts | 11.3% |
| Drove alone to work | 74.3%±8.9 pts | 75.9% |
| Carpooled | 8.5%±6.9 pts | 7.3% |
| Public transportation | 2.3%±3.1 pts | 4.0% |
| Walked | 1.8%±1.9 pts | 3.5% |
| Worked from home | 11.9%±6.4 pts | 8.4% |
| Mean travel time to work | 26.4 min±4.8 | 30.9 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 401 compare with the other tracts in Lake County?
Among Lake County's tracts with a reliable estimate, Census Tract 401 ranks as shown below (1 = highest).
| Measure | In Lake County |
|---|---|
| Population | 118th of 131 |
| Residents per square mile | 115th of 131 |
| Median household income | 28th of 128 |
| Per capita income | 54th of 130 |
| Median home value | 56th of 122 |
| Median gross rent | 63rd of 116 |
| Bachelor's degree or higher | 71st of 117 |
| Median age | 64th of 130 |
| Owner-occupied share | 64th of 128 |
The tracts next to it on Lake County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 403.01 | 25th | $96,405±$9,033 · within the margin of this tract |
| Tract 434.05 | 26th | $93,789±$21,095 · within the margin of this tract |
| Tract 423.01 | 27th | $90,686±$8,452 · within the margin of this tract |
| Tract 401 | 28th | $90,213±$23,032 |
| Tract 425.06 | 29th | $89,306±$31,306 · within the margin of this tract |
| Tract 430.01 | 30th | $88,807±$14,968 · within the margin of this tract |
| Tract 424.05 | 31st | $87,470±$21,288 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 401?
3 of the 18 figures for Census Tract 401 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections