Census tract · Lake County

Census Tract 404.02, Lake County, Indiana

Census Tract 404.02, GEOID 18089040402, in Lake County, Indiana, entirely within Munster and North Township, Lake County. 4,309 residents in the ACS 2020-2024 5-year estimates (±512); the 2020 Census counted 4,493.

Residents, 2020-2024

4,309

±512 (90% margin)
2020 Census count: 4,493

Median household income

$167,083

±$16,606 (90% margin)
Lake County: $71,493

Median home value

$497,900

±$41,416 (90% margin)
Lake County: $230,600

Median gross rent

not published


Lake County: $1,131

Where is Census Tract 404.02?

Census Tract 404.02 is one of 132 census tracts in Lake County, Indiana. It covers 1.71 square miles of land, 2,634 residents per square mile in 2020. Its GEOID, 18089040402, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 404.02 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Munster100%
North Township, Lake County100%
Census Tract 404.02 (marked with a dot) in Lake County, Indiana. Boundaries: Census Bureau 2024.
403.01404.01404.03405.02427.03428.03428.04 404.02 1 mi
Census Tract 404.02 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

7 census tracts border Census Tract 404.02: Tract 403.01 ($96,405), Tract 404.01 ($121,520), Tract 404.03 ($103,477), Tract 405.02 ($80,156), Tract 427.03 ($84,006), Tract 428.03 ($98,277) and Tract 428.04 ($98,295). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 404.02?

The 2020-2024 American Community Survey puts Census Tract 404.02's population at 4,309 (±512) in 1,693 households; the 2020 Census counted 4,493 residents and 1,742 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 404.02MunsterLake CountyIndiana
Total population 4,309 ±512 23,733 500,379 6,851,073
Households 1,693 ±197 9,471 195,130 2,716,009
Average household size 2.55 ±0.24 2.47 2.54 2.46
Housing units 1,723 ±199 9,814 217,436 2,976,568

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 404.02?

The median resident of Census Tract 404.02 is 45.4 years old; 19.4% are under 18 and 18.0% are 65 or older. The largest group is non-Hispanic white residents at 65.7%, then non-Hispanic Asian residents at 14.7%. 15.2% of residents were born outside the United States.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 404.02MunsterLake CountyIndiana
Median age 45.4 ±3.7 45.0 39.7 38.1
Under 18 years 19.4% ±2.9 pts 19.5% 23.2% 23.3%
65 years and over 18.0% ±3.4 pts 20.7% 17.9% 16.8%
Hispanic or Latino (any race) 11.1% ±4.0 pts 14.5% 20.9% 8.6%
White alone, not Hispanic 65.7% ±6.5 pts 69.6% 51.4% 75.4%
Black or African American alone, not Hispanic 5.6% ±3.5 pts 7.4% 22.7% 9.1%
Asian alone, not Hispanic 14.7% ±4.0 pts 6.3% 1.6% 2.6%
American Indian and Alaska Native alone, not Hispanic 0.0% ±0.9 pts 0.2% 0.1% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±0.9 pts 0.0% 0.0% 0.0%
Two or more races, not Hispanic 2.8% ±2.1 pts 1.9% 2.9% 3.8%
Some other race alone, not Hispanic 0.0% ±0.9 pts 0.1% 0.4% 0.4%
Born outside the United States 15.2% ±4.4 pts 8.6% 7.3% 6.3%
Speak a language other than English at home (age 5+) 22.4% ±6.2 pts 12.8% 15.1% 10.3%
Civilian veterans (age 18+) 2.5% ±1.3 pts 5.4% 5.8% 6.3%
With a disability 8.2% ±2.8 pts 11.7% 13.6% 14.2%
No health insurance coverage 4.6% ±3.1 pts 4.4% 6.6% 7.4%
High school graduate or higher (age 25+) 96.9% ±2.0 pts 95.8% 90.2% 90.4%
Bachelor's degree or higher (age 25+) 59.8% ±8.5 pts 49.9% 25.8% 29.5%
Graduate or professional degree (age 25+) 29.2% ±6.2 pts 18.6% 8.5% 10.8%
Lived in the same house a year earlier 93.4% ±3.9 pts 94.6% 90.5% 87.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 404.02 earn?

Half of the 1,693 households in Census Tract 404.02 earn less than $167,083 a year (±$16,606), against $71,493 across Lake County: 1st highest of the county's 128 tracts with a reliable estimate.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 404.02MunsterLake CountyIndiana
Median household income $167,083 ±$16,606 $110,187 $71,493 $71,957
Mean household income $219,132 ±$28,759 $143,159 $93,636 $95,247
Per capita income $85,819 ±$13,585 $57,382 $37,284 $38,351
People below the poverty line 2.9% ±2.2 pts 6.0% 14.3% 12.3%
Children under 18 below the poverty line 1.9% ±2.8 pts 3.3% 21.6% 16.0%
Households receiving SNAP 0.0% ±2.2 pts 1.2% 12.9% 9.1%
Households with a computer 95.5% ±3.5 pts 96.7% 94.1% 94.6%
Households with a broadband subscription 94.4% ±3.7 pts 90.8% 89.7% 89.9%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 404.02?

Owners occupy 91.7% of Census Tract 404.02's occupied homes and renters 8.3%. The median owner-occupied home is valued at $497,900 by its owner (±$41,416).

Housing, ACS 2020-2024 5-year estimates
Measure Tract 404.02MunsterLake CountyIndiana
Median home value (owner-occupied) $497,900 ±$41,416 $334,300 $230,600 $218,200
Renters paying 35% or more of income on rent 0.0% ±24.8 pts 47.1% 44.8% 38.9%
Median monthly owner costs, with a mortgage $2,588 ±$311 $1,827 $1,529 $1,404
Owner-occupied homes 91.7% ±9.6 pts 87.0% 71.7% 70.6%
Renter-occupied homes 8.3% ±9.6 pts 13.0% 28.3% 29.4%
Housing units 1,723 ±199 9,814 217,436 2,976,568
Single-family detached homes 72.7% ±5.2 pts 75.7% 71.3% 72.6%
Mobile homes 0.1% ±0.1 pts 0.1% 1.5% 4.4%
Built 2020 or later 0.0% ±2.2 pts 0.1% 1.1% 1.7%
Built 2010 to 2019 5.7% ±3.0 pts 3.8% 5.7% 8.0%
Built 1939 or earlier 0.0% ±2.2 pts 1.9% 14.6% 16.0%
Households with no vehicle 4.5% ±3.6 pts 4.4% 7.2% 6.2%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 404.02 get to work?

68.7% of Census Tract 404.02's workers drive alone and 24.9% work from home. The average trip to work takes 28.3 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 404.02MunsterLake CountyIndiana
In the labor force (age 16+) 65.0% ±4.8 pts 62.1% 61.1% 63.8%
Unemployment rate 2.8% ±2.0 pts 5.5% 6.1% 4.3%
Drove alone to work 68.7% ±9.1 pts 74.7% 79.6% 76.3%
Carpooled 1.6% ±1.9 pts 5.7% 8.0% 9.1%
Public transportation 3.1% ±1.8 pts 3.4% 1.4% 0.6%
Walked 0.8% ±1.0 pts 1.9% 1.2% 1.9%
Worked from home 24.9% ±8.1 pts 13.0% 8.2% 10.7%
Mean travel time to work 28.3 min ±3.2 28.1 min 28.5 min 24.1 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 404.02 compare with the other tracts in Lake County?

Among Lake County's tracts with a reliable estimate, Census Tract 404.02 ranks as shown below (1 = highest).

Census Tract 404.02's rank among the tracts of Lake County and of Munster
MeasureIn Lake CountyIn Munster
Population52nd of 1314th of 5
Residents per square mile53rd of 1314th of 5
Median household income1st of 1281st of 5
Per capita income1st of 1301st of 5
Median home value1st of 1221st of 5
Bachelor's degree or higher1st of 1171st of 5
Median age29th of 1303rd of 5
Owner-occupied share20th of 1282nd of 5

The tracts next to it on Lake County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 404.021st$167,083±$16,6064,309
Tract 426.112nd$157,957±$18,577 · within the margin of this tract5,429
Tract 429.033rd$136,053±$28,163 · within the margin of this tract4,606
Tract 433.024th$135,951±$6,9667,495

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 404.02?

1 of the 17 figures for Census Tract 404.02 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections