Census tract · Montgomery County
Census Tract 404.03, Montgomery County, Ohio
Census Tract 404.03, GEOID 39113040403, in Montgomery County, Ohio, entirely within Washington Township, Montgomery County. 3,769 residents in the ACS 2020-2024 5-year estimates (±514); the 2020 Census counted 4,201.
Residents, 2020-2024
3,769
±514 (90% margin)
2020 Census count: 4,201
Median household income
$56,893
±$9,695 (90% margin)
Montgomery County: $66,139
Median home value
$236,300
±$51,491 (90% margin)
Montgomery County: $180,900
Median gross rent
$1,327
±$58 (90% margin)
Montgomery County: $1,026
Where is Census Tract 404.03?
Census Tract 404.03 is one of 156 census tracts in Montgomery County, Ohio. It covers 1.15 square miles of land, 3,647 residents per square mile in 2020. Its GEOID, 39113040403, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Washington Township, Montgomery County | 100% |
| Centerville | 52% |
4 census tracts border Census Tract 404.03: Tract 403.02 ($78,720), Tract 404.01 ($91,058), Tract 404.05 ($81,891) and Tract 404.06 ($159,728). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 404.03?
The 2020-2024 American Community Survey puts Census Tract 404.03's population at 3,769 (±514) in 1,999 households; the 2020 Census counted 4,201 residents and 2,103 housing units.
| Measure | Tract 404.03 | Washington Township, Montgomery County |
|---|---|---|
| Total population | 3,769 ±514 | 62,601 |
| Households | 1,999 ±211 | 27,581 |
| Average household size | 1.88 ±0.19 | 2.23 |
| Housing units | 2,021 ±209 | 28,457 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 404.03?
The median resident of Census Tract 404.03 is 46.7 years old; 15.9% are under 18 and 22.3% are 65 or older. The largest group is non-Hispanic white residents at 89.5%, then non-Hispanic residents of two or more races at 3.7%. 8.4% of residents were born outside the United States.
| Measure | Tract 404.03 | Washington Township, Montgomery County |
|---|---|---|
| Median age | 46.7 ±6.5 | 44.8 |
| Under 18 years | 15.9% ±5.1 pts | 21.5% |
| 65 years and over | 22.3% ±4.3 pts | 25.4% |
| Hispanic or Latino (any race) | 0.5% ±0.7 pts | 5.2% |
| White alone, not Hispanic | 89.5% ±4.8 pts | 78.9% |
| Black or African American alone, not Hispanic | 3.3% ±1.8 pts | 6.1% |
| Asian alone, not Hispanic | 3.1% ±2.1 pts | 6.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| Two or more races, not Hispanic | 3.7% ±2.8 pts | 3.2% |
| Some other race alone, not Hispanic | 0.0% ±1.0 pts | 0.5% |
| Born outside the United States | 8.4% ±4.0 pts | 9.2% |
| Speak a language other than English at home (age 5+) | 7.1% ±4.6 pts | 10.2% |
| Civilian veterans (age 18+) | 7.0% ±2.8 pts | 9.5% |
| With a disability | 12.1% ±4.0 pts | 11.9% |
| No health insurance coverage | 5.2% ±2.7 pts | 5.5% |
| High school graduate or higher (age 25+) | 95.0% ±3.1 pts | 97.0% |
| Bachelor's degree or higher (age 25+) | 39.6% ±8.9 pts | 55.5% |
| Graduate or professional degree (age 25+) | 17.8% ±7.0 pts | 26.2% |
| Lived in the same house a year earlier | 79.5% ±7.5 pts | 86.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 404.03 earn?
Half of the 1,999 households in Census Tract 404.03 earn less than $56,893 a year (±$9,695), against $66,139 across Montgomery County: 92nd highest of the county's 148 tracts with a reliable estimate. 12.7% of residents live below the poverty line.
| Measure | Tract 404.03 | Washington Township, Montgomery County |
|---|---|---|
| Median household income | $56,893 ±$9,695 | $98,679 |
| Mean household income | $79,533 ±$11,515 | $128,697 |
| Per capita income | $42,752 ±$6,810 | $56,849 |
| People below the poverty line | 12.7% ±8.2 pts | 6.2% |
| Children under 18 below the poverty line | 29.0% ±25.6 pts | 7.4% |
| Households receiving SNAP | 6.7% ±4.5 pts | 3.0% |
| Households with a computer | 96.2% ±2.6 pts | 98.4% |
| Households with a broadband subscription | 91.6% ±4.8 pts | 94.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 404.03?
Owners occupy 54.8% of Census Tract 404.03's occupied homes and renters 45.2%. The median owner-occupied home is valued at $236,300 by its owner (±$51,491). The median renter pays $1,327 a month including utilities, and 37.6% of renters pay 35% or more of their income on rent.
| Measure | Tract 404.03 | Washington Township, Montgomery County |
|---|---|---|
| Median home value (owner-occupied) | $236,300 ±$51,491 | $322,800 |
| Median gross rent | $1,327 ±$58 | $1,334 |
| Renters paying 35% or more of income on rent | 37.6% ±13.4 pts | 32.3% |
| Median monthly owner costs, with a mortgage | $1,567 ±$244 | $2,039 |
| Owner-occupied homes | 54.8% ±9.7 pts | 72.0% |
| Renter-occupied homes | 45.2% ±9.7 pts | 28.0% |
| Housing units | 2,021 ±209 | 28,457 |
| Single-family detached homes | 28.3% ±8.4 pts | 58.7% |
| Mobile homes | 0.0% ±1.8 pts | 0.1% |
| Built 2020 or later | 0.5% ±0.9 pts | 1.9% |
| Built 2010 to 2019 | 0.0% ±1.8 pts | 6.8% |
| Built 1939 or earlier | 0.7% ±1.0 pts | 1.2% |
| Households with no vehicle | 4.6% ±3.2 pts | 4.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 404.03 get to work?
79.9% of Census Tract 404.03's workers drive alone and 12.2% work from home. The average trip to work takes 21.1 minutes. The unemployment rate in 2020-2024 averaged 11.0%.
| Measure | Tract 404.03 | Washington Township, Montgomery County |
|---|---|---|
| In the labor force (age 16+) | 65.2% ±5.7 pts | 61.7% |
| Unemployment rate | 11.0% ±5.2 pts | 2.9% |
| Drove alone to work | 79.9% ±7.9 pts | 74.2% |
| Carpooled | 7.8% ±5.5 pts | 4.7% |
| Public transportation | 0.1% ±0.2 pts | 0.2% |
| Walked | 0.0% ±2.0 pts | 1.0% |
| Worked from home | 12.2% ±6.5 pts | 18.9% |
| Mean travel time to work | 21.1 min ±1.9 | 21.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 404.03 compare with the other tracts in Montgomery County?
Among Montgomery County's tracts with a reliable estimate, Census Tract 404.03 ranks as shown below (1 = highest).
| Measure | In Montgomery County |
|---|---|
| Population | 58th of 155 |
| Residents per square mile | 55th of 156 |
| Median household income | 92nd of 148 |
| Per capita income | 42nd of 155 |
| Median home value | 34th of 150 |
| Median gross rent | 13th of 145 |
| Poverty rate | 78th of 112 |
| Bachelor's degree or higher | 43rd of 142 |
| Median age | 26th of 154 |
| Owner-occupied share | 103rd of 153 |
The tracts next to it on Montgomery County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 6 | 89th | $57,500±$17,322 · within the margin of this tract |
| Tract 29 | 90th | $57,404±$10,725 · within the margin of this tract |
| Tract 1102.02 | 91st | $57,071±$23,845 · within the margin of this tract |
| Tract 404.03 | 92nd | $56,893±$9,695 |
| Tract 907 | 93rd | $56,816±$7,005 · within the margin of this tract |
| Tract 501.01 | 94th | $56,607±$10,135 · within the margin of this tract |
| Tract 31 | 95th | $55,556±$11,804 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 404.03?
2 of the 18 figures for Census Tract 404.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections