Census tract · Jackson County
Census Tract 405, Jackson County, Mississippi
Census Tract 405, GEOID 28059040500, in Jackson County, Mississippi, mostly within Ocean Springs (99% of its census blocks). 3,469 residents in the ACS 2020-2024 5-year estimates (±405); the 2020 Census counted 3,685.
Residents, 2020-2024
3,469
±405 (90% margin)
2020 Census count: 3,685
Median household income
$52,893
±$8,976 (90% margin)
Jackson County: $66,201
Median home value
$399,700
±$63,880 (90% margin)
Jackson County: $193,100
Median gross rent
$925
±$159 (90% margin)
Jackson County: $1,101
Where is Census Tract 405?
Census Tract 405 is one of 43 census tracts in Jackson County, Mississippi. It covers 2.75 square miles of land, 1,339 residents per square mile in 2020. Its GEOID, 28059040500, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Ocean Springs | 99% |
5 census tracts border Census Tract 405: Tract 403.02 ($62,882), Tract 404.01 ($50,776), Tract 404.02 ($82,330), Tract 406 ($81,995) and Tract 407.02 ($89,464). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 405?
The 2020-2024 American Community Survey puts Census Tract 405's population at 3,469 (±405) in 1,941 households; the 2020 Census counted 3,685 residents and 2,078 housing units.
| Measure | Tract 405 | Ocean Springs |
|---|---|---|
| Total population | 3,469 ±405 | 18,646 |
| Households | 1,941 ±313 | 8,202 |
| Average household size | 1.78 ±0.14 | 2.26 |
| Housing units | 2,195 ±309 | 8,913 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 405?
The median resident of Census Tract 405 is 54.3 years old; 16.9% are under 18 and 36.4% are 65 or older. The largest group is non-Hispanic white residents at 93.5%, then non-Hispanic residents of two or more races at 2.5%.
| Measure | Tract 405 | Ocean Springs |
|---|---|---|
| Median age | 54.3 ±5.7 | 43.3 |
| Under 18 years | 16.9% ±3.1 pts | 20.7% |
| 65 years and over | 36.4% ±6.0 pts | 21.4% |
| Hispanic or Latino (any race) | 1.6% ±1.3 pts | 8.4% |
| White alone, not Hispanic | 93.5% ±3.0 pts | 76.6% |
| Black or African American alone, not Hispanic | 1.5% ±1.0 pts | 7.4% |
| Asian alone, not Hispanic | 0.6% ±1.0 pts | 4.9% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.3 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.3 pts | 0.0% |
| Two or more races, not Hispanic | 2.5% ±2.3 pts | 2.4% |
| Some other race alone, not Hispanic | 0.3% ±0.4 pts | 0.2% |
| Born outside the United States | 2.4% ±2.0 pts | 7.1% |
| Speak a language other than English at home (age 5+) | 1.0% ±1.1 pts | 8.3% |
| Civilian veterans (age 18+) | 9.1% ±3.9 pts | 12.6% |
| With a disability | 23.3% ±5.3 pts | 21.9% |
| No health insurance coverage | 3.0% ±2.4 pts | 7.7% |
| High school graduate or higher (age 25+) | 97.8% ±1.2 pts | 93.9% |
| Bachelor's degree or higher (age 25+) | 56.3% ±8.4 pts | 46.3% |
| Graduate or professional degree (age 25+) | 22.3% ±6.1 pts | 19.1% |
| Lived in the same house a year earlier | 88.0% ±5.3 pts | 87.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 405 earn?
Half of the 1,941 households in Census Tract 405 earn less than $52,893 a year (±$8,976), against $66,201 across Jackson County: 26th highest of the county's 41 tracts with a reliable estimate. 10.1% of residents live below the poverty line.
| Measure | Tract 405 | Ocean Springs |
|---|---|---|
| Median household income | $52,893 ±$8,976 | $79,712 |
| Mean household income | $97,452 ±$16,763 | $102,207 |
| Per capita income | $54,676 ±$8,374 | $45,853 |
| People below the poverty line | 10.1% ±5.2 pts | 5.5% |
| Children under 18 below the poverty line | 0.0% ±7.4 pts | 1.9% |
| Households receiving SNAP | 6.9% ±4.5 pts | 3.0% |
| Households with a computer | 97.0% ±2.1 pts | 97.7% |
| Households with a broadband subscription | 90.8% ±5.2 pts | 92.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 405?
Owners occupy 54.1% of Census Tract 405's occupied homes and renters 45.9%. The median owner-occupied home is valued at $399,700 by its owner (±$63,880). The median renter pays $925 a month including utilities, and 33.7% of renters pay 35% or more of their income on rent.
| Measure | Tract 405 | Ocean Springs |
|---|---|---|
| Median home value (owner-occupied) | $399,700 ±$63,880 | $259,400 |
| Median gross rent | $925 ±$159 | $1,358 |
| Renters paying 35% or more of income on rent | 33.7% ±18.6 pts | 41.0% |
| Median monthly owner costs, with a mortgage | $2,997 ±$508 | $1,810 |
| Owner-occupied homes | 54.1% ±9.5 pts | 68.7% |
| Renter-occupied homes | 45.9% ±9.5 pts | 31.3% |
| Housing units | 2,195 ±309 | 8,913 |
| Single-family detached homes | 62.8% ±9.1 pts | 78.3% |
| Mobile homes | 0.0% ±2.0 pts | 0.5% |
| Built 2020 or later | 0.0% ±2.0 pts | 1.2% |
| Built 2010 to 2019 | 5.0% ±3.5 pts | 10.3% |
| Built 1939 or earlier | 7.2% ±7.4 pts | 4.3% |
| Households with no vehicle | 8.9% ±5.0 pts | 4.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 405 get to work?
83.6% of Census Tract 405's workers drive alone and 8.3% work from home. The average trip to work takes 18.8 minutes.
| Measure | Tract 405 | Ocean Springs |
|---|---|---|
| In the labor force (age 16+) | 55.0% ±6.8 pts | 63.3% |
| Unemployment rate | 4.6% ±5.4 pts | 4.2% |
| Drove alone to work | 83.6% ±6.3 pts | 83.9% |
| Carpooled | 2.6% ±2.1 pts | 3.9% |
| Public transportation | 0.0% ±2.9 pts | 0.0% |
| Walked | 4.5% ±4.6 pts | 0.8% |
| Worked from home | 8.3% ±4.7 pts | 10.6% |
| Mean travel time to work | 18.8 min ±4.0 | 26.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 405 compare with the other tracts in Jackson County?
Among Jackson County's tracts with a reliable estimate, Census Tract 405 ranks as shown below (1 = highest).
| Measure | In Jackson County | In Ocean Springs |
|---|---|---|
| Population | 21st of 42 | 4th of 4 |
| Residents per square mile | 13th of 42 | 3rd of 4 |
| Median household income | 26th of 41 | 4th of 4 |
| Per capita income | 1st of 42 | 1st of 4 |
| Median home value | 1st of 42 | 1st of 4 |
| Median gross rent | 25th of 37 | 4th of 4 |
| Poverty rate | 23rd of 26 | 1st of 2 |
| Bachelor's degree or higher | 1st of 40 | 1st of 4 |
| Median age | 2nd of 42 | 1st of 4 |
| Owner-occupied share | 37th of 42 | 4th of 4 |
The tracts next to it on Jackson County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 403.02 | 23rd | $62,882±$8,402 · within the margin of this tract |
| Tract 422.02 | 24th | $61,111±$23,057 · within the margin of this tract |
| Tract 402.05 | 25th | $60,192±$20,282 · within the margin of this tract |
| Tract 405 | 26th | $52,893±$8,976 |
| Tract 411.02 | 27th | $52,242±$28,288 · within the margin of this tract |
| Tract 410.01 | 28th | $52,230±$28,458 · within the margin of this tract |
| Tract 403.01 | 29th | $50,857±$10,097 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 405?
3 of the 18 figures for Census Tract 405 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections