Census tract · LaPorte County
Census Tract 405, LaPorte County, Indiana
Census Tract 405, GEOID 18091040500, in LaPorte County, Indiana, entirely within Michigan City. 3,670 residents in the ACS 2020-2024 5-year estimates (±427); the 2020 Census counted 3,493.
Residents, 2020-2024
3,670
±427 (90% margin)
2020 Census count: 3,493
Median household income
$64,485
±$21,998 (90% margin)
LaPorte County: $71,055
Median home value
$169,800
±$14,066 (90% margin)
LaPorte County: $195,500
Median gross rent
$1,004
±$201 (90% margin)
LaPorte County: $976
Where is Census Tract 405?
Census Tract 405 is one of 31 census tracts in LaPorte County, Indiana. It covers 1.23 square miles of land, 2,835 residents per square mile in 2020. Its GEOID, 18091040500, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Michigan City | 100% |
| Michigan Township, LaPorte County | 58% |
| Coolspring Township | 42% |
5 census tracts border Census Tract 405: Tract 404 ($64,130), Tract 406 ($52,730), Tract 407 ($53,103), Tract 408 ($47,835) and Tract 414 ($45,709). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 405?
The 2020-2024 American Community Survey puts Census Tract 405's population at 3,670 (±427) in 1,638 households; the 2020 Census counted 3,493 residents and 1,771 housing units.
| Measure | Tract 405 | Michigan City |
|---|---|---|
| Total population | 3,670 ±427 | 31,814 |
| Households | 1,638 ±215 | 13,008 |
| Average household size | 2.05 ±0.17 | 2.23 |
| Housing units | 1,847 ±207 | 15,312 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 405?
The median resident of Census Tract 405 is 49.7 years old; 13.1% are under 18 and 33.6% are 65 or older. The largest group is non-Hispanic white residents at 72.4%, then non-Hispanic Black residents at 11.6%. 6.5% of residents were born outside the United States.
| Measure | Tract 405 | Michigan City |
|---|---|---|
| Median age | 49.7 ±2.8 | 38.8 |
| Under 18 years | 13.1% ±2.6 pts | 20.4% |
| 65 years and over | 33.6% ±5.1 pts | 18.8% |
| Hispanic or Latino (any race) | 9.7% ±5.8 pts | 8.9% |
| White alone, not Hispanic | 72.4% ±7.5 pts | 61.0% |
| Black or African American alone, not Hispanic | 11.6% ±7.1 pts | 23.8% |
| Asian alone, not Hispanic | 1.5% ±1.9 pts | 0.7% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.0 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| Two or more races, not Hispanic | 4.8% ±3.1 pts | 5.0% |
| Some other race alone, not Hispanic | 0.0% ±1.0 pts | 0.5% |
| Born outside the United States | 6.5% ±4.2 pts | 2.9% |
| Speak a language other than English at home (age 5+) | 6.7% ±4.4 pts | 5.0% |
| Civilian veterans (age 18+) | 6.8% ±2.7 pts | 6.6% |
| With a disability | 16.9% ±4.7 pts | 16.3% |
| No health insurance coverage | 5.5% ±3.0 pts | 8.0% |
| High school graduate or higher (age 25+) | 93.1% ±3.3 pts | 89.0% |
| Bachelor's degree or higher (age 25+) | 28.1% ±7.0 pts | 20.3% |
| Graduate or professional degree (age 25+) | 14.1% ±6.5 pts | 6.8% |
| Lived in the same house a year earlier | 80.2% ±7.0 pts | 82.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 405 earn?
Half of the 1,638 households in Census Tract 405 earn less than $64,485 a year (±$21,998), against $71,055 across LaPorte County: 15th highest of the county's 29 tracts with a reliable estimate. 11.6% of residents live below the poverty line.
| Measure | Tract 405 | Michigan City |
|---|---|---|
| Median household income | $64,485 ±$21,998 | $53,089 |
| Mean household income | $91,162 ±$18,698 | $70,827 |
| Per capita income | $43,308 ±$9,004 | $29,810 |
| People below the poverty line | 11.6% ±6.3 pts | 19.7% |
| Children under 18 below the poverty line | 18.1% ±15.7 pts | 30.3% |
| Households receiving SNAP | 1.0% ±1.3 pts | 14.5% |
| Households with a computer | 86.3% ±7.8 pts | 92.4% |
| Households with a broadband subscription | 84.4% ±8.0 pts | 86.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 405?
Owners occupy 58.2% of Census Tract 405's occupied homes and renters 41.8%. The median owner-occupied home is valued at $169,800 by its owner (±$14,066). The median renter pays $1,004 a month including utilities.
| Measure | Tract 405 | Michigan City |
|---|---|---|
| Median home value (owner-occupied) | $169,800 ±$14,066 | $143,100 |
| Median gross rent | $1,004 ±$201 | $967 |
| Renters paying 35% or more of income on rent | 16.6% ±14.3 pts | 34.9% |
| Median monthly owner costs, with a mortgage | $1,144 ±$102 | $1,126 |
| Owner-occupied homes | 58.2% ±9.0 pts | 58.8% |
| Renter-occupied homes | 41.8% ±9.0 pts | 41.2% |
| Housing units | 1,847 ±207 | 15,312 |
| Single-family detached homes | 63.8% ±6.9 pts | 65.8% |
| Mobile homes | 2.9% ±3.9 pts | 2.0% |
| Built 2020 or later | 0.0% ±2.0 pts | 0.0% |
| Built 2010 to 2019 | 5.6% ±4.2 pts | 3.7% |
| Built 1939 or earlier | 7.7% ±4.3 pts | 24.0% |
| Households with no vehicle | 8.9% ±5.8 pts | 8.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 405 get to work?
74.3% of Census Tract 405's workers drive alone and 13.8% work from home. The average trip to work takes 19.5 minutes.
| Measure | Tract 405 | Michigan City |
|---|---|---|
| In the labor force (age 16+) | 51.9% ±6.6 pts | 53.7% |
| Unemployment rate | 7.3% ±5.0 pts | 9.1% |
| Drove alone to work | 74.3% ±9.1 pts | 79.0% |
| Carpooled | 2.2% ±1.9 pts | 9.3% |
| Public transportation | 0.0% ±2.5 pts | 1.1% |
| Walked | 3.2% ±4.7 pts | 1.2% |
| Worked from home | 13.8% ±7.6 pts | 8.1% |
| Mean travel time to work | 19.5 min ±2.2 | 21.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 405 compare with the other tracts in LaPorte County?
Among LaPorte County's tracts with a reliable estimate, Census Tract 405 ranks as shown below (1 = highest).
| Measure | In LaPorte County | In Michigan City |
|---|---|---|
| Population | 14th of 30 | 4th of 11 |
| Residents per square mile | 8th of 30 | 6th of 11 |
| Median household income | 15th of 29 | 2nd of 11 |
| Per capita income | 7th of 30 | 2nd of 11 |
| Median home value | 17th of 29 | 3rd of 11 |
| Median gross rent | 14th of 26 | 6th of 11 |
| Poverty rate | 16th of 26 | 9th of 11 |
| Bachelor's degree or higher | 8th of 29 | 2nd of 10 |
| Median age | 5th of 30 | 1st of 11 |
| Owner-occupied share | 25th of 29 | 10th of 11 |
The tracts next to it on LaPorte County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 421 | 12th | $70,446±$14,801 · within the margin of this tract |
| Tract 427 | 13th | $69,074±$5,619 · within the margin of this tract |
| Tract 424.01 | 14th | $67,945±$11,829 · within the margin of this tract |
| Tract 405 | 15th | $64,485±$21,998 |
| Tract 404 | 16th | $64,130±$12,361 · within the margin of this tract |
| Tract 420 | 17th | $62,459±$19,061 · within the margin of this tract |
| Tract 403 | 18th | $61,463±$15,221 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 405?
1 of the 18 figures for Census Tract 405 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections