Census tract · Cass County
Census Tract 405.04, Cass County, North Dakota
Census Tract 405.04, GEOID 38017040504, in Cass County, North Dakota, entirely within Fargo. 6,136 residents in the ACS 2020-2024 5-year estimates (±753); the 2020 Census counted 6,393.
Residents, 2020-2024
6,136
±753 (90% margin)
2020 Census count: 6,393
Median household income
$72,469
±$13,775 (90% margin)
Cass County: $75,555
Median home value
$397,800
±$39,676 (90% margin)
Cass County: $298,000
Median gross rent
$1,069
±$55 (90% margin)
Cass County: $958
Where is Census Tract 405.04?
Census Tract 405.04 is one of 44 census tracts in Cass County, North Dakota. It covers 2.05 square miles of land, 3,112 residents per square mile in 2020. Its GEOID, 38017040504, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Fargo | 100% |
4 census tracts border Census Tract 405.04: Tract 103.03 ($79,556), Tract 405.01 ($74,595), Tract 405.09 ($142,240) and Tract 407 ($63,413). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 405.04?
The 2020-2024 American Community Survey puts Census Tract 405.04's population at 6,136 (±753) in 2,837 households; the 2020 Census counted 6,393 residents and 2,950 housing units.
| Measure | Tract 405.04 | Fargo |
|---|---|---|
| Total population | 6,136 ±753 | 131,627 |
| Households | 2,837 ±254 | 59,970 |
| Average household size | 2.16 ±0.17 | 2.09 |
| Housing units | 2,837 ±254 | 63,807 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 405.04?
The median resident of Census Tract 405.04 is 37.5 years old; 24.1% are under 18 and 15.7% are 65 or older. The largest group is non-Hispanic white residents at 80.6%, then non-Hispanic Black residents at 11.1%.
| Measure | Tract 405.04 | Fargo |
|---|---|---|
| Median age | 37.5 ±4.5 | 31.8 |
| Under 18 years | 24.1% ±3.9 pts | 20.0% |
| 65 years and over | 15.7% ±4.5 pts | 13.3% |
| Hispanic or Latino (any race) | 1.9% ±2.0 pts | 3.6% |
| White alone, not Hispanic | 80.6% ±8.0 pts | 78.6% |
| Black or African American alone, not Hispanic | 11.1% ±5.9 pts | 8.6% |
| Asian alone, not Hispanic | 4.3% ±4.8 pts | 4.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.3% ±0.4 pts | 0.9% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.4 pts | 0.0% |
| Two or more races, not Hispanic | 1.9% ±1.8 pts | 3.6% |
| Some other race alone, not Hispanic | 0.0% ±0.4 pts | 0.6% |
| Born outside the United States | 8.9% ±5.9 pts | 9.5% |
| Speak a language other than English at home (age 5+) | 12.1% ±6.2 pts | 10.7% |
| Civilian veterans (age 18+) | 2.3% ±1.5 pts | 5.9% |
| With a disability | 9.0% ±3.7 pts | 11.8% |
| No health insurance coverage | 2.2% ±2.3 pts | 6.0% |
| High school graduate or higher (age 25+) | 98.3% ±1.8 pts | 95.5% |
| Bachelor's degree or higher (age 25+) | 42.3% ±9.8 pts | 42.9% |
| Graduate or professional degree (age 25+) | 12.9% ±5.3 pts | 14.4% |
| Lived in the same house a year earlier | 74.8% ±11.1 pts | 76.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 405.04 earn?
Half of the 2,837 households in Census Tract 405.04 earn less than $72,469 a year (±$13,775), against $75,555 across Cass County: 25th highest of the county's 44 tracts with a reliable estimate. 9.1% of residents live below the poverty line.
| Measure | Tract 405.04 | Fargo |
|---|---|---|
| Median household income | $72,469 ±$13,775 | $66,998 |
| Mean household income | $94,489 ±$14,775 | $92,382 |
| Per capita income | $43,826 ±$5,607 | $42,734 |
| People below the poverty line | 9.1% ±5.9 pts | 12.9% |
| Children under 18 below the poverty line | 25.4% ±16.0 pts | 15.2% |
| Households receiving SNAP | 7.1% ±5.9 pts | 7.3% |
| Households with a computer | 95.5% ±4.1 pts | 96.4% |
| Households with a broadband subscription | 83.1% ±8.8 pts | 88.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 405.04?
Owners occupy 45.0% of Census Tract 405.04's occupied homes and renters 55.0%. The median owner-occupied home is valued at $397,800 by its owner (±$39,676). The median renter pays $1,069 a month including utilities, and 25.8% of renters pay 35% or more of their income on rent.
| Measure | Tract 405.04 | Fargo |
|---|---|---|
| Median home value (owner-occupied) | $397,800 ±$39,676 | $281,900 |
| Median gross rent | $1,069 ±$55 | $946 |
| Renters paying 35% or more of income on rent | 25.8% ±10.5 pts | 32.9% |
| Median monthly owner costs, with a mortgage | $2,474 ±$294 | $1,767 |
| Owner-occupied homes | 45.0% ±8.0 pts | 43.7% |
| Renter-occupied homes | 55.0% ±8.0 pts | 56.3% |
| Housing units | 2,837 ±254 | 63,807 |
| Single-family detached homes | 33.6% ±7.5 pts | 34.5% |
| Mobile homes | 0.0% ±0.9 pts | 1.4% |
| Built 2020 or later | 0.9% ±1.6 pts | 1.9% |
| Built 2010 to 2019 | 31.6% ±11.2 pts | 19.8% |
| Built 1939 or earlier | 0.0% ±0.9 pts | 8.3% |
| Households with no vehicle | 5.1% ±4.3 pts | 8.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 405.04 get to work?
90.8% of Census Tract 405.04's workers drive alone. The average trip to work takes 14.5 minutes.
| Measure | Tract 405.04 | Fargo |
|---|---|---|
| In the labor force (age 16+) | 75.1% ±7.0 pts | 74.7% |
| Unemployment rate | 2.5% ±2.2 pts | 3.8% |
| Drove alone to work | 90.8% ±5.8 pts | 76.7% |
| Carpooled | 1.8% ±2.3 pts | 6.9% |
| Public transportation | 0.0% ±0.7 pts | 0.6% |
| Walked | 1.1% ±1.5 pts | 3.7% |
| Worked from home | 5.2% ±4.2 pts | 9.8% |
| Mean travel time to work | 14.5 min ±1.4 | 15.5 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 405.04 compare with the other tracts in Cass County?
Among Cass County's tracts with a reliable estimate, Census Tract 405.04 ranks as shown below (1 = highest).
| Measure | In Cass County | In Fargo |
|---|---|---|
| Population | 5th of 44 | 4th of 30 |
| Residents per square mile | 28th of 44 | 22nd of 30 |
| Median household income | 25th of 44 | 12th of 30 |
| Per capita income | 23rd of 44 | 13th of 30 |
| Median home value | 6th of 42 | 4th of 28 |
| Median gross rent | 15th of 43 | 8th of 29 |
| Poverty rate | 17th of 28 | 15th of 22 |
| Bachelor's degree or higher | 24th of 44 | 18th of 30 |
| Median age | 12th of 44 | 8th of 30 |
| Owner-occupied share | 32nd of 43 | 18th of 29 |
The tracts next to it on Cass County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 403 | 22nd | $78,750±$25,471 · within the margin of this tract |
| Tract 8.01 | 23rd | $75,068±$17,001 · within the margin of this tract |
| Tract 405.01 | 24th | $74,595±$13,364 · within the margin of this tract |
| Tract 405.04 | 25th | $72,469±$13,775 |
| Tract 5.01 | 26th | $71,979±$12,079 · within the margin of this tract |
| Tract 8.02 | 27th | $70,927±$14,453 · within the margin of this tract |
| Tract 2.04 | 28th | $68,510±$8,189 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 405.04?
3 of the 18 figures for Census Tract 405.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections