Census tract · Rutherford County
Census Tract 406, Rutherford County, Tennessee
Census Tract 406, GEOID 47149040600, in Rutherford County, Tennessee, outside any city, town or census-designated place. 5,695 residents in the ACS 2020-2024 5-year estimates (±988); the 2020 Census counted 5,167.
Residents, 2020-2024
5,695
±988 (90% margin)
2020 Census count: 5,167
Median household income
$85,968
±$16,149 (90% margin)
Rutherford County: $85,470
Median home value
$373,700
±$33,692 (90% margin)
Rutherford County: $382,600
Median gross rent
$1,343
±$579 (90% margin)
Rutherford County: $1,502
Where is Census Tract 406?
Census Tract 406 is one of 64 census tracts in Rutherford County, Tennessee. It covers 86.03 square miles of land, 60 residents per square mile in 2020. Its GEOID, 47149040600, names it uniquely (how tract numbers and GEOIDs work).
8 census tracts border Census Tract 406: Tract 9501 in Bedford County ($84,625), Tract 9602.02 in Cannon County ($72,375), Tract 9703 in Coffee County ($74,583), Tract 405.02 ($105,917), Tract 407.02 ($99,554), Tract 411.02 ($79,536), Tract 412.01 ($107,500) and Tract 412.02 ($111,579). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 406?
The 2020-2024 American Community Survey puts Census Tract 406's population at 5,695 (±988) in 2,094 households; the 2020 Census counted 5,167 residents and 2,037 housing units.
| Measure | Tract 406 | Rutherford County |
|---|---|---|
| Total population | 5,695 ±988 | 360,646 |
| Households | 2,094 ±240 | 129,431 |
| Average household size | 2.72 ±0.30 | 2.75 |
| Housing units | 2,291 ±182 | 138,929 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 406?
The median resident of Census Tract 406 is 43.7 years old; 18.6% are under 18 and 15.8% are 65 or older. The largest group is non-Hispanic white residents at 81.9%, then non-Hispanic residents of some other race at 7.9%.
| Measure | Tract 406 | Rutherford County |
|---|---|---|
| Median age | 43.7 ±4.9 | 34.2 |
| Under 18 years | 18.6% ±3.9 pts | 24.7% |
| 65 years and over | 15.8% ±3.6 pts | 11.2% |
| Hispanic or Latino (any race) | 4.7% ±5.0 pts | 12.2% |
| White alone, not Hispanic | 81.9% ±8.6 pts | 63.7% |
| Black or African American alone, not Hispanic | 3.1% ±3.1 pts | 14.7% |
| Asian alone, not Hispanic | 0.0% ±0.8 pts | 3.6% |
| American Indian and Alaska Native alone, not Hispanic | 0.2% ±0.3 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.8 pts | 0.1% |
| Two or more races, not Hispanic | 2.1% ±1.8 pts | 5.0% |
| Some other race alone, not Hispanic | 7.9% ±8.4 pts | 0.6% |
| Born outside the United States | 2.9% ±2.0 pts | 10.9% |
| Speak a language other than English at home (age 5+) | 4.4% ±4.9 pts | 16.1% |
| Civilian veterans (age 18+) | 3.5% ±1.6 pts | 6.3% |
| With a disability | 12.9% ±3.4 pts | 11.9% |
| No health insurance coverage | 12.2% ±5.9 pts | 10.0% |
| High school graduate or higher (age 25+) | 97.3% ±2.1 pts | 92.4% |
| Bachelor's degree or higher (age 25+) | 28.3% ±7.6 pts | 35.8% |
| Graduate or professional degree (age 25+) | 9.9% ±4.6 pts | 11.8% |
| Lived in the same house a year earlier | 90.7% ±5.3 pts | 84.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 406 earn?
Half of the 2,094 households in Census Tract 406 earn less than $85,968 a year (±$16,149), against $85,470 across Rutherford County: 33rd highest of the county's 62 tracts with a reliable estimate. 9.7% of residents live below the poverty line.
| Measure | Tract 406 | Rutherford County |
|---|---|---|
| Median household income | $85,968 ±$16,149 | $85,470 |
| Mean household income | $104,562 ±$24,375 | $105,834 |
| Per capita income | $38,982 ±$7,959 | $39,158 |
| People below the poverty line | 9.7% ±6.0 pts | 9.3% |
| Children under 18 below the poverty line | 5.0% ±8.0 pts | 10.7% |
| Households receiving SNAP | 7.1% ±5.9 pts | 7.0% |
| Households with a computer | 95.6% ±2.5 pts | 97.3% |
| Households with a broadband subscription | 91.7% ±4.7 pts | 93.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 406?
Owners occupy 83.6% of Census Tract 406's occupied homes and renters 16.4%. The median owner-occupied home is valued at $373,700 by its owner (±$33,692). The median renter pays $1,343 a month including utilities.
| Measure | Tract 406 | Rutherford County |
|---|---|---|
| Median home value (owner-occupied) | $373,700 ±$33,692 | $382,600 |
| Median gross rent | $1,343 ±$579 | $1,502 |
| Renters paying 35% or more of income on rent | 18.3% ±19.9 pts | 39.7% |
| Median monthly owner costs, with a mortgage | $1,693 ±$323 | $1,745 |
| Owner-occupied homes | 83.6% ±7.0 pts | 64.8% |
| Renter-occupied homes | 16.4% ±7.0 pts | 35.2% |
| Housing units | 2,291 ±182 | 138,929 |
| Single-family detached homes | 85.6% ±7.0 pts | 67.5% |
| Mobile homes | 12.8% ±7.5 pts | 2.4% |
| Built 2020 or later | 3.4% ±2.5 pts | 5.7% |
| Built 2010 to 2019 | 9.3% ±5.1 pts | 21.6% |
| Built 1939 or earlier | 4.9% ±4.0 pts | 1.7% |
| Households with no vehicle | 1.9% ±2.5 pts | 2.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 406 get to work?
74.6% of Census Tract 406's workers drive alone and 11.0% work from home. The average trip to work takes 31.3 minutes.
| Measure | Tract 406 | Rutherford County |
|---|---|---|
| In the labor force (age 16+) | 61.6% ±5.7 pts | 71.7% |
| Unemployment rate | 4.6% ±3.6 pts | 3.6% |
| Drove alone to work | 74.6% ±7.2 pts | 73.0% |
| Carpooled | 14.5% ±6.6 pts | 9.8% |
| Public transportation | 0.0% ±1.6 pts | 0.3% |
| Walked | 0.0% ±1.6 pts | 0.9% |
| Worked from home | 11.0% ±4.8 pts | 15.0% |
| Mean travel time to work | 31.3 min ±4.1 | 28.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 406 compare with the other tracts in Rutherford County?
Among Rutherford County's tracts with a reliable estimate, Census Tract 406 ranks as shown below (1 = highest).
| Measure | In Rutherford County |
|---|---|
| Population | 24th of 64 |
| Residents per square mile | 64th of 64 |
| Median household income | 33rd of 62 |
| Per capita income | 28th of 64 |
| Median home value | 29th of 63 |
| Median gross rent | 45th of 61 |
| Poverty rate | 24th of 30 |
| Bachelor's degree or higher | 39th of 63 |
| Median age | 4th of 64 |
| Owner-occupied share | 17th of 61 |
The tracts next to it on Rutherford County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 404.04 | 30th | $88,452±$17,238 · within the margin of this tract |
| Tract 403.08 | 31st | $87,165±$12,714 · within the margin of this tract |
| Tract 409.09 | 32nd | $86,015±$9,613 · within the margin of this tract |
| Tract 406 | 33rd | $85,968±$16,149 |
| Tract 401.01 | 34th | $85,625±$23,615 · within the margin of this tract |
| Tract 402 | 35th | $83,352±$11,527 · within the margin of this tract |
| Tract 403.12 | 36th | $82,866±$23,925 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 406?
3 of the 18 figures for Census Tract 406 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections