Census tract · Hernando County

Census Tract 407.01, Hernando County, Florida

Census Tract 407.01, GEOID 12053040701, in Hernando County, Florida, outside any city, town or census-designated place. 9,154 residents in the ACS 2020-2024 5-year estimates (±1,132); the 2020 Census counted 7,830.

Residents, 2020-2024

9,154

±1,132 (90% margin)
2020 Census count: 7,830

Median household income

$77,375

±$25,527 (90% margin)
Hernando County: $66,058

Median home value

$321,400

±$20,011 (90% margin)
Hernando County: $276,000

Median gross rent

$1,203

±$491 (90% margin)
Hernando County: $1,298

Where is Census Tract 407.01?

Census Tract 407.01 is one of 47 census tracts in Hernando County, Florida. It covers 26.66 square miles of land, 294 residents per square mile in 2020. Its GEOID, 12053040701, names it uniquely (how tract numbers and GEOIDs work).

Census Tract 407.01 (marked with a dot) in Hernando County, Florida. Boundaries: Census Bureau 2024.
406.01406.02407.02416.01 407.01 5 mi
Census Tract 407.01 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Hernando County.

5 census tracts border Census Tract 407.01: Tract 4516.04 in Citrus County ($73,063), Tract 406.01 ($54,375), Tract 406.02 ($91,860), Tract 407.02 ($59,276) and Tract 416.01 ($76,250). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 407.01?

The 2020-2024 American Community Survey puts Census Tract 407.01's population at 9,154 (±1,132) in 3,010 households; the 2020 Census counted 7,830 residents and 3,001 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 407.01Hernando CountyFlorida
Total population 9,154 ±1,132 207,018 22,416,077
Households 3,010 ±259 82,475 8,752,810
Average household size 3.04 ±0.23 2.49 2.51
Housing units 3,136 ±267 92,535 10,256,470

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 407.01?

The median resident of Census Tract 407.01 is 39.6 years old; 25.5% are under 18 and 16.6% are 65 or older. The largest group is non-Hispanic white residents at 73.0%, then Hispanic or Latino residents (of any race) at 16.7%. 6.7% of residents were born outside the United States.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 407.01Hernando CountyFlorida
Median age 39.6 ±3.0 47.7 42.6
Under 18 years 25.5% ±2.9 pts 18.5% 19.5%
65 years and over 16.6% ±2.4 pts 26.4% 21.3%
Hispanic or Latino (any race) 16.7% ±4.3 pts 17.0% 27.4%
White alone, not Hispanic 73.0% ±5.6 pts 72.1% 50.4%
Black or African American alone, not Hispanic 2.3% ±2.0 pts 4.7% 14.6%
Asian alone, not Hispanic 0.0% ±0.6 pts 1.3% 2.9%
American Indian and Alaska Native alone, not Hispanic 0.6% ±0.5 pts 0.2% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±0.6 pts 0.1% 0.1%
Two or more races, not Hispanic 4.4% ±3.3 pts 3.7% 3.8%
Some other race alone, not Hispanic 3.0% ±2.8 pts 0.9% 0.7%
Born outside the United States 6.7% ±2.7 pts 8.4% 21.9%
Speak a language other than English at home (age 5+) 8.2% ±3.0 pts 13.3% 30.6%
Civilian veterans (age 18+) 7.8% ±2.8 pts 10.7% 7.4%
With a disability 16.1% ±5.1 pts 19.4% 13.7%
No health insurance coverage 8.4% ±2.8 pts 11.2% 11.5%
High school graduate or higher (age 25+) 88.5% ±3.3 pts 90.4% 89.9%
Bachelor's degree or higher (age 25+) 22.7% ±6.3 pts 21.1% 34.1%
Graduate or professional degree (age 25+) 9.1% ±5.5 pts 6.9% 12.9%
Lived in the same house a year earlier 91.6% ±3.1 pts 88.5% 86.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 407.01 earn?

Half of the 3,010 households in Census Tract 407.01 earn less than $77,375 a year (±$25,527), against $66,058 across Hernando County: 12th highest of the county's 46 tracts with a reliable estimate. 6.1% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 407.01Hernando CountyFlorida
Median household income $77,375 ±$25,527 $66,058 $74,568
Mean household income $96,112 ±$13,041 $84,501 $105,967
Per capita income $32,688 ±$4,622 $34,458 $42,609
People below the poverty line 6.1% ±3.2 pts 11.7% 12.6%
Children under 18 below the poverty line 1.7% ±2.6 pts 14.5% 16.5%
Households receiving SNAP 8.3% ±5.3 pts 12.4% 12.6%
Households with a computer 98.9% ±1.3 pts 96.0% 96.6%
Households with a broadband subscription 96.6% ±2.2 pts 91.9% 91.6%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 407.01?

Owners occupy 96.5% of Census Tract 407.01's occupied homes and renters 3.5%. The median owner-occupied home is valued at $321,400 by its owner (±$20,011). The median renter pays $1,203 a month including utilities.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 407.01Hernando CountyFlorida
Median home value (owner-occupied) $321,400 ±$20,011 $276,000 $359,000
Median gross rent $1,203 ±$491 $1,298 $1,669
Renters paying 35% or more of income on rent 46.3% ±46.7 pts 43.0% 50.2%
Median monthly owner costs, with a mortgage $1,519 ±$103 $1,513 $1,959
Owner-occupied homes 96.5% ±2.6 pts 82.5% 67.6%
Renter-occupied homes 3.5% ±2.6 pts 17.5% 32.4%
Housing units 3,136 ±267 92,535 10,256,470
Single-family detached homes 83.3% ±4.5 pts 76.6% 54.7%
Mobile homes 14.8% ±4.0 pts 14.4% 8.0%
Built 2020 or later 7.8% ±4.3 pts 2.2% 3.2%
Built 2010 to 2019 23.4% ±5.7 pts 7.3% 11.0%
Built 1939 or earlier 0.0% ±1.7 pts 0.5% 1.9%
Households with no vehicle 1.8% ±2.1 pts 4.5% 6.0%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 407.01 get to work?

77.0% of Census Tract 407.01's workers drive alone and 16.6% work from home. The average trip to work takes 33.7 minutes. The unemployment rate in 2020-2024 averaged 4.4%.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 407.01Hernando CountyFlorida
In the labor force (age 16+) 59.1% ±6.1 pts 51.7% 59.8%
Unemployment rate 4.4% ±2.6 pts 5.3% 4.8%
Drove alone to work 77.0% ±8.1 pts 73.1% 70.2%
Carpooled 6.5% ±4.3 pts 9.0% 9.2%
Public transportation 0.0% ±1.3 pts 0.3% 1.2%
Walked 0.0% ±1.3 pts 1.1% 1.4%
Worked from home 16.6% ±6.4 pts 14.4% 15.7%
Mean travel time to work 33.7 min ±4.2 31.4 min 28.0 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 407.01 compare with the other tracts in Hernando County?

Among Hernando County's tracts with a reliable estimate, Census Tract 407.01 ranks as shown below (1 = highest).

Census Tract 407.01's rank among the tracts of Hernando County
MeasureIn Hernando County
Population2nd of 46
Residents per square mile36th of 46
Median household income12th of 46
Per capita income28th of 46
Median home value12th of 46
Median gross rent24th of 40
Poverty rate36th of 39
Bachelor's degree or higher17th of 46
Median age40th of 46
Owner-occupied share3rd of 46

The tracts next to it on Hernando County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 409.109th$79,533±$17,527 · within the margin of this tract4,949
Tract 411.0410th$78,218±$12,750 · within the margin of this tract3,390
Tract 410.0611th$77,632±$16,312 · within the margin of this tract7,698
Tract 407.0112th$77,375±$25,5279,154
Tract 415.0113th$77,298±$15,979 · within the margin of this tract3,428
Tract 416.0114th$76,250±$24,661 · within the margin of this tract3,455
Tract 403.0215th$74,924±$11,674 · within the margin of this tract5,033

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 407.01?

2 of the 18 figures for Census Tract 407.01 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections