Census tract · Osceola County

Census Tract 408.12, Osceola County, Florida

Census Tract 408.12, GEOID 12097040812, in Osceola County, Florida, entirely within Four Corners. 8,764 residents in the ACS 2020-2024 5-year estimates (±1,266); the 2020 Census counted 6,510.

Residents, 2020-2024

8,764

±1,266 (90% margin)
2020 Census count: 6,510

Median household income

$90,595

±$21,298 (90% margin)
Osceola County: $72,637

Median home value

$408,000

±$38,150 (90% margin)
Osceola County: $353,300

Median gross rent

$1,872

±$96 (90% margin)
Osceola County: $1,746

Where is Census Tract 408.12?

Census Tract 408.12 is one of 59 census tracts in Osceola County, Florida. It covers 10.36 square miles of land, 628 residents per square mile in 2020. Its GEOID, 12097040812, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 408.12 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Four Corners100%
Census Tract 408.12 (marked with a dot) in Osceola County, Florida. Boundaries: Census Bureau 2024.
408.01408.06408.11124.05 408.12 2 mi
Census Tract 408.12 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Osceola County.

5 census tracts border Census Tract 408.12: Tract 408.01 ($91,292), Tract 408.06 ($66,682), Tract 408.11 ($64,273), Tract 124.05 in Polk County ($71,596) and Tract 124.15 in Polk County ($75,577). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 408.12?

The 2020-2024 American Community Survey puts Census Tract 408.12's population at 8,764 (±1,266) in 3,288 households; the 2020 Census counted 6,510 residents and 5,321 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 408.12Four CornersOsceola CountyFlorida
Total population 8,764 ±1,266 65,048 427,415 22,416,077
Households 3,288 ±431 24,422 142,794 8,752,810
Average household size 2.67 ±0.24 2.66 2.98 2.51
Housing units 5,570 ±366 37,575 171,410 10,256,470

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 408.12?

The median resident of Census Tract 408.12 is 33.6 years old; 18.4% are under 18 and 11.2% are 65 or older. The largest group is Hispanic or Latino residents (of any race) at 41.6%, then non-Hispanic white residents at 38.3%. 28.8% of residents were born outside the United States.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 408.12Four CornersOsceola CountyFlorida
Median age 33.6 ±3.8 35.6 37.1 42.6
Under 18 years 18.4% ±5.0 pts 21.1% 23.9% 19.5%
65 years and over 11.2% ±4.1 pts 12.4% 13.4% 21.3%
Hispanic or Latino (any race) 41.6% ±6.1 pts 38.1% 56.0% 27.4%
White alone, not Hispanic 38.3% ±7.1 pts 44.1% 27.2% 50.4%
Black or African American alone, not Hispanic 9.9% ±6.5 pts 8.6% 9.9% 14.6%
Asian alone, not Hispanic 3.1% ±2.6 pts 2.4% 2.7% 2.9%
American Indian and Alaska Native alone, not Hispanic 0.1% ±0.1 pts 0.0% 0.0% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±0.6 pts 0.0% 0.0% 0.1%
Two or more races, not Hispanic 2.0% ±1.4 pts 5.7% 3.3% 3.8%
Some other race alone, not Hispanic 5.1% ±6.8 pts 1.0% 0.9% 0.7%
Born outside the United States 28.8% ±8.6 pts 20.0% 26.6% 21.9%
Speak a language other than English at home (age 5+) 42.8% ±8.0 pts 35.4% 54.7% 30.6%
Civilian veterans (age 18+) 5.7% ±2.2 pts 5.3% 6.0% 7.4%
With a disability 7.2% ±2.6 pts 10.6% 13.6% 13.7%
No health insurance coverage 8.1% ±7.3 pts 10.4% 10.6% 11.5%
High school graduate or higher (age 25+) 91.9% ±3.1 pts 93.6% 89.5% 89.9%
Bachelor's degree or higher (age 25+) 49.0% ±7.0 pts 35.0% 29.8% 34.1%
Graduate or professional degree (age 25+) 14.4% ±4.4 pts 9.7% 9.0% 12.9%
Lived in the same house a year earlier 64.5% ±7.9 pts 81.7% 85.7% 86.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 408.12 earn?

Half of the 3,288 households in Census Tract 408.12 earn less than $90,595 a year (±$21,298), against $72,637 across Osceola County: 13th highest of the county's 58 tracts with a reliable estimate. 14.6% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 408.12Four CornersOsceola CountyFlorida
Median household income $90,595 ±$21,298 $72,879 $72,637 $74,568
Mean household income $115,325 ±$14,014 $95,932 $91,670 $105,967
Per capita income $44,284 ±$5,832 $37,069 $32,676 $42,609
People below the poverty line 14.6% ±7.7 pts 10.5% 12.8% 12.6%
Children under 18 below the poverty line 19.5% ±16.1 pts 15.5% 16.4% 16.5%
Households receiving SNAP 3.3% ±2.9 pts 8.9% 17.2% 12.6%
Households with a computer 100.0% ±1.6 pts 98.6% 97.6% 96.6%
Households with a broadband subscription 96.0% ±2.5 pts 94.7% 92.6% 91.6%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 408.12?

Owners occupy 48.9% of Census Tract 408.12's occupied homes and renters 51.1%. The median owner-occupied home is valued at $408,000 by its owner (±$38,150). The median renter pays $1,872 a month including utilities, and 55.2% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 408.12Four CornersOsceola CountyFlorida
Median home value (owner-occupied) $408,000 ±$38,150 $351,800 $353,300 $359,000
Median gross rent $1,872 ±$96 $1,847 $1,746 $1,669
Renters paying 35% or more of income on rent 55.2% ±11.3 pts 50.3% 55.1% 50.2%
Median monthly owner costs, with a mortgage $2,664 ±$208 $1,984 $1,877 $1,959
Owner-occupied homes 48.9% ±8.2 pts 51.8% 65.3% 67.6%
Renter-occupied homes 51.1% ±8.2 pts 48.2% 34.7% 32.4%
Housing units 5,570 ±366 37,575 171,410 10,256,470
Single-family detached homes 45.9% ±6.1 pts 48.6% 60.5% 54.7%
Mobile homes 0.0% ±0.9 pts 6.6% 6.7% 8.0%
Built 2020 or later 11.3% ±4.1 pts 8.5% 5.9% 3.2%
Built 2010 to 2019 60.4% ±7.1 pts 25.2% 21.4% 11.0%
Built 1939 or earlier 0.0% ±0.9 pts 0.6% 1.1% 1.9%
Households with no vehicle 2.8% ±2.3 pts 3.8% 4.3% 6.0%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 408.12 get to work?

63.6% of Census Tract 408.12's workers drive alone and 24.2% work from home. The average trip to work takes 32.6 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 408.12Four CornersOsceola CountyFlorida
In the labor force (age 16+) 70.7% ±7.1 pts 70.3% 66.1% 59.8%
Unemployment rate 1.7% ±1.4 pts 4.8% 5.4% 4.8%
Drove alone to work 63.6% ±6.7 pts 68.2% 70.8% 70.2%
Carpooled 8.6% ±4.3 pts 8.6% 12.1% 9.2%
Public transportation 0.5% ±0.9 pts 0.9% 1.3% 1.2%
Walked 0.3% ±0.6 pts 0.8% 0.8% 1.4%
Worked from home 24.2% ±7.1 pts 18.8% 13.3% 15.7%
Mean travel time to work 32.6 min ±2.6 30.6 min 35.2 min 28.0 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 408.12 compare with the other tracts in Osceola County?

Among Osceola County's tracts with a reliable estimate, Census Tract 408.12 ranks as shown below (1 = highest).

Census Tract 408.12's rank among the tracts of Osceola County and of Four Corners
MeasureIn Osceola CountyIn Four Corners
Population20th of 593rd of 12
Residents per square mile49th of 598th of 12
Median household income13th of 583rd of 12
Per capita income7th of 582nd of 12
Median home value12th of 573rd of 12
Median gross rent24th of 583rd of 11
Poverty rate24th of 432nd of 5
Bachelor's degree or higher3rd of 591st of 12
Median age48th of 5910th of 12
Owner-occupied share45th of 597th of 12

The tracts next to it on Osceola County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 432.0910th$92,885±$41,050 · within the margin of this tract1,590
Tract 438.0111th$92,039±$25,392 · within the margin of this tract8,099
Tract 408.0112th$91,292±$8,160 · within the margin of this tract1,723
Tract 408.1213th$90,595±$21,2988,764
Tract 433.0414th$87,726±$9,288 · within the margin of this tract9,316
Tract 42515th$83,979±$21,625 · within the margin of this tract7,983
Tract 429.0416th$82,004±$35,188 · within the margin of this tract6,072

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 408.12?

1 of the 18 figures for Census Tract 408.12 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections