Census tract · Rutherford County
Census Tract 409.04, Rutherford County, Tennessee
Census Tract 409.04, GEOID 47149040904, in Rutherford County, Tennessee, mostly within Murfreesboro (86% of its census blocks). 5,887 residents in the ACS 2020-2024 5-year estimates (±899); the 2020 Census counted 5,175.
Residents, 2020-2024
5,887
±899 (90% margin)
2020 Census count: 5,175
Median household income
$96,135
±$13,555 (90% margin)
Rutherford County: $85,470
Median home value
$307,600
±$34,773 (90% margin)
Rutherford County: $382,600
Median gross rent
$1,787
±$98 (90% margin)
Rutherford County: $1,502
Where is Census Tract 409.04?
Census Tract 409.04 is one of 64 census tracts in Rutherford County, Tennessee. It covers 1.99 square miles of land, 2,599 residents per square mile in 2020. Its GEOID, 47149040904, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Murfreesboro | 86% |
5 census tracts border Census Tract 409.04: Tract 409.06 ($92,217), Tract 409.08 ($64,292), Tract 409.10 ($58,252), Tract 409.11 ($118,880) and Tract 418 ($55,983). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 409.04?
The 2020-2024 American Community Survey puts Census Tract 409.04's population at 5,887 (±899) in 2,159 households; the 2020 Census counted 5,175 residents and 2,135 housing units.
| Measure | Tract 409.04 | Murfreesboro |
|---|---|---|
| Total population | 5,887 ±899 | 161,445 |
| Households | 2,159 ±268 | 60,683 |
| Average household size | 2.73 ±0.22 | 2.59 |
| Housing units | 2,316 ±266 | 66,400 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 409.04?
The median resident of Census Tract 409.04 is 34.5 years old; 23.2% are under 18 and 12.7% are 65 or older. The largest group is non-Hispanic white residents at 75.4%, then Hispanic or Latino residents (of any race) at 12.9%. 4.6% of residents were born outside the United States.
| Measure | Tract 409.04 | Murfreesboro |
|---|---|---|
| Median age | 34.5 ±2.9 | 31.6 |
| Under 18 years | 23.2% ±5.5 pts | 23.3% |
| 65 years and over | 12.7% ±2.8 pts | 10.6% |
| Hispanic or Latino (any race) | 12.9% ±10.2 pts | 9.7% |
| White alone, not Hispanic | 75.4% ±10.3 pts | 62.9% |
| Black or African American alone, not Hispanic | 4.1% ±2.9 pts | 16.2% |
| Asian alone, not Hispanic | 3.0% ±2.9 pts | 3.7% |
| American Indian and Alaska Native alone, not Hispanic | 0.3% ±0.3 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.8 pts | 0.1% |
| Two or more races, not Hispanic | 4.0% ±3.2 pts | 6.7% |
| Some other race alone, not Hispanic | 0.3% ±0.5 pts | 0.5% |
| Born outside the United States | 4.6% ±2.0 pts | 8.8% |
| Speak a language other than English at home (age 5+) | 8.0% ±6.3 pts | 13.4% |
| Civilian veterans (age 18+) | 9.8% ±4.4 pts | 5.8% |
| With a disability | 10.1% ±2.9 pts | 12.1% |
| No health insurance coverage | 4.9% ±2.6 pts | 8.8% |
| High school graduate or higher (age 25+) | 94.8% ±4.3 pts | 94.3% |
| Bachelor's degree or higher (age 25+) | 35.9% ±6.0 pts | 43.0% |
| Graduate or professional degree (age 25+) | 15.7% ±5.4 pts | 15.3% |
| Lived in the same house a year earlier | 84.5% ±5.8 pts | 80.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 409.04 earn?
Half of the 2,159 households in Census Tract 409.04 earn less than $96,135 a year (±$13,555), against $85,470 across Rutherford County: 22nd highest of the county's 62 tracts with a reliable estimate. 5.0% of residents live below the poverty line.
| Measure | Tract 409.04 | Murfreesboro |
|---|---|---|
| Median household income | $96,135 ±$13,555 | $80,108 |
| Mean household income | $97,493 ±$8,391 | $103,084 |
| Per capita income | $36,993 ±$3,278 | $39,784 |
| People below the poverty line | 5.0% ±2.4 pts | 8.8% |
| Children under 18 below the poverty line | 2.3% ±2.7 pts | 5.2% |
| Households receiving SNAP | 3.0% ±2.8 pts | 6.6% |
| Households with a computer | 99.3% ±1.1 pts | 97.3% |
| Households with a broadband subscription | 98.9% ±1.3 pts | 93.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 409.04?
Owners occupy 70.0% of Census Tract 409.04's occupied homes and renters 30.0%. The median owner-occupied home is valued at $307,600 by its owner (±$34,773). The median renter pays $1,787 a month including utilities, and 46.3% of renters pay 35% or more of their income on rent.
| Measure | Tract 409.04 | Murfreesboro |
|---|---|---|
| Median home value (owner-occupied) | $307,600 ±$34,773 | $402,100 |
| Median gross rent | $1,787 ±$98 | $1,481 |
| Renters paying 35% or more of income on rent | 46.3% ±17.5 pts | 39.7% |
| Median monthly owner costs, with a mortgage | $1,588 ±$157 | $1,907 |
| Owner-occupied homes | 70.0% ±8.2 pts | 52.4% |
| Renter-occupied homes | 30.0% ±8.2 pts | 47.6% |
| Housing units | 2,316 ±266 | 66,400 |
| Single-family detached homes | 69.9% ±6.9 pts | 52.8% |
| Mobile homes | 0.0% ±1.9 pts | 0.7% |
| Built 2020 or later | 4.2% ±3.6 pts | 5.3% |
| Built 2010 to 2019 | 13.1% ±6.1 pts | 27.7% |
| Built 1939 or earlier | 0.0% ±1.9 pts | 2.1% |
| Households with no vehicle | 1.1% ±1.8 pts | 3.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 409.04 get to work?
75.1% of Census Tract 409.04's workers drive alone and 20.7% work from home. The average trip to work takes 26.4 minutes.
| Measure | Tract 409.04 | Murfreesboro |
|---|---|---|
| In the labor force (age 16+) | 74.1% ±5.2 pts | 72.9% |
| Unemployment rate | 1.4% ±1.5 pts | 4.3% |
| Drove alone to work | 75.1% ±6.3 pts | 71.6% |
| Carpooled | 4.1% ±2.9 pts | 9.8% |
| Public transportation | 0.0% ±1.3 pts | 0.3% |
| Walked | 0.0% ±1.3 pts | 1.2% |
| Worked from home | 20.7% ±6.0 pts | 16.2% |
| Mean travel time to work | 26.4 min ±4.1 | 26.7 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 409.04 compare with the other tracts in Rutherford County?
Among Rutherford County's tracts with a reliable estimate, Census Tract 409.04 ranks as shown below (1 = highest).
| Measure | In Rutherford County | In Murfreesboro |
|---|---|---|
| Population | 22nd of 64 | 15th of 34 |
| Residents per square mile | 21st of 64 | 15th of 34 |
| Median household income | 22nd of 62 | 11th of 33 |
| Per capita income | 32nd of 64 | 20th of 34 |
| Median home value | 47th of 63 | 28th of 33 |
| Median gross rent | 16th of 61 | 11th of 33 |
| Poverty rate | 28th of 30 | 14th of 16 |
| Bachelor's degree or higher | 29th of 63 | 22nd of 33 |
| Median age | 31st of 64 | 16th of 34 |
| Owner-occupied share | 32nd of 61 | 13th of 32 |
The tracts next to it on Rutherford County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 408.09 | 19th | $99,043±$20,679 · within the margin of this tract |
| Tract 401.02 | 20th | $98,036±$30,078 · within the margin of this tract |
| Tract 411.03 | 21st | $97,069±$17,814 · within the margin of this tract |
| Tract 409.04 | 22nd | $96,135±$13,555 |
| Tract 414.01 | 23rd | $93,594±$28,904 · within the margin of this tract |
| Tract 408.07 | 24th | $93,281±$28,718 · within the margin of this tract |
| Tract 409.07 | 25th | $93,050±$14,473 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 409.04?
3 of the 18 figures for Census Tract 409.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections