Census tract · Hernando County
Census Tract 409.09, Hernando County, Florida
Census Tract 409.09, GEOID 12053040909, in Hernando County, Florida, entirely within Spring Hill. 5,273 residents in the ACS 2020-2024 5-year estimates (±731); the 2020 Census counted 5,430.
Residents, 2020-2024
5,273
±731 (90% margin)
2020 Census count: 5,430
Median household income
$81,369
±$16,876 (90% margin)
Hernando County: $66,058
Median home value
$374,300
±$24,932 (90% margin)
Hernando County: $276,000
Median gross rent
$1,992
±$406 (90% margin)
Hernando County: $1,298
Where is Census Tract 409.09?
Census Tract 409.09 is one of 47 census tracts in Hernando County, Florida. It covers 4.47 square miles of land, 1,214 residents per square mile in 2020. Its GEOID, 12053040909, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Spring Hill | 100% |
4 census tracts border Census Tract 409.09: Tract 408.02 ($53,989), Tract 409.08 ($91,310), Tract 409.10 ($79,533) and Tract 410.05 ($65,221). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 409.09?
The 2020-2024 American Community Survey puts Census Tract 409.09's population at 5,273 (±731) in 2,065 households; the 2020 Census counted 5,430 residents and 2,331 housing units.
| Measure | Tract 409.09 | Spring Hill |
|---|---|---|
| Total population | 5,273 ±731 | 119,983 |
| Households | 2,065 ±262 | 45,571 |
| Average household size | 2.55 ±0.31 | 2.60 |
| Housing units | 2,342 ±247 | 48,996 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 409.09?
The median resident of Census Tract 409.09 is 52.6 years old; 18.2% are under 18 and 34.0% are 65 or older. The largest group is non-Hispanic white residents at 69.1%, then Hispanic or Latino residents (of any race) at 15.9%. 10.2% of residents were born outside the United States.
| Measure | Tract 409.09 | Spring Hill |
|---|---|---|
| Median age | 52.6 ±6.0 | 44.0 |
| Under 18 years | 18.2% ±6.1 pts | 19.8% |
| 65 years and over | 34.0% ±5.8 pts | 22.8% |
| Hispanic or Latino (any race) | 15.9% ±4.7 pts | 20.5% |
| White alone, not Hispanic | 69.1% ±7.9 pts | 67.2% |
| Black or African American alone, not Hispanic | 8.5% ±6.3 pts | 5.0% |
| Asian alone, not Hispanic | 3.5% ±3.7 pts | 1.8% |
| American Indian and Alaska Native alone, not Hispanic | 0.6% ±0.5 pts | 0.2% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.0 pts | 0.1% |
| Two or more races, not Hispanic | 2.0% ±2.0 pts | 4.2% |
| Some other race alone, not Hispanic | 0.4% ±0.6 pts | 0.9% |
| Born outside the United States | 10.2% ±5.1 pts | 9.4% |
| Speak a language other than English at home (age 5+) | 13.0% ±4.5 pts | 16.1% |
| Civilian veterans (age 18+) | 17.7% ±4.4 pts | 10.0% |
| With a disability | 17.0% ±4.1 pts | 18.8% |
| No health insurance coverage | 15.8% ±5.2 pts | 11.3% |
| High school graduate or higher (age 25+) | 96.2% ±2.2 pts | 90.5% |
| Bachelor's degree or higher (age 25+) | 34.0% ±7.1 pts | 19.9% |
| Graduate or professional degree (age 25+) | 10.1% ±4.0 pts | 6.3% |
| Lived in the same house a year earlier | 83.4% ±6.7 pts | 88.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 409.09 earn?
Half of the 2,065 households in Census Tract 409.09 earn less than $81,369 a year (±$16,876), against $66,058 across Hernando County: 8th highest of the county's 46 tracts with a reliable estimate. 7.6% of residents live below the poverty line.
| Measure | Tract 409.09 | Spring Hill |
|---|---|---|
| Median household income | $81,369 ±$16,876 | $68,432 |
| Mean household income | $93,319 ±$14,708 | $84,779 |
| Per capita income | $39,123 ±$4,994 | $33,037 |
| People below the poverty line | 7.6% ±4.5 pts | 11.8% |
| Children under 18 below the poverty line | 4.6% ±7.8 pts | 15.0% |
| Households receiving SNAP | 8.2% ±7.2 pts | 12.8% |
| Households with a computer | 97.2% ±2.6 pts | 96.9% |
| Households with a broadband subscription | 93.2% ±4.9 pts | 93.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 409.09?
Owners occupy 78.1% of Census Tract 409.09's occupied homes and renters 21.9%. The median owner-occupied home is valued at $374,300 by its owner (±$24,932). The median renter pays $1,992 a month including utilities, and 56.8% of renters pay 35% or more of their income on rent.
| Measure | Tract 409.09 | Spring Hill |
|---|---|---|
| Median home value (owner-occupied) | $374,300 ±$24,932 | $288,500 |
| Median gross rent | $1,992 ±$406 | $1,440 |
| Renters paying 35% or more of income on rent | 56.8% ±25.8 pts | 43.4% |
| Median monthly owner costs, with a mortgage | $1,724 ±$211 | $1,506 |
| Owner-occupied homes | 78.1% ±7.8 pts | 80.3% |
| Renter-occupied homes | 21.9% ±7.8 pts | 19.7% |
| Housing units | 2,342 ±247 | 48,996 |
| Single-family detached homes | 81.2% ±6.7 pts | 88.3% |
| Mobile homes | 6.3% ±4.0 pts | 2.9% |
| Built 2020 or later | 0.0% ±2.2 pts | 1.8% |
| Built 2010 to 2019 | 4.2% ±2.3 pts | 7.3% |
| Built 1939 or earlier | 0.0% ±2.2 pts | 0.0% |
| Households with no vehicle | 1.3% ±1.9 pts | 3.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 409.09 get to work?
81.1% of Census Tract 409.09's workers drive alone and 11.5% work from home. The average trip to work takes 29.9 minutes.
| Measure | Tract 409.09 | Spring Hill |
|---|---|---|
| In the labor force (age 16+) | 46.4% ±5.7 pts | 54.1% |
| Unemployment rate | 6.7% ±6.5 pts | 5.5% |
| Drove alone to work | 81.1% ±7.1 pts | 74.4% |
| Carpooled | 5.3% ±4.3 pts | 8.3% |
| Public transportation | 0.0% ±2.7 pts | 0.3% |
| Walked | 0.0% ±2.7 pts | 1.1% |
| Worked from home | 11.5% ±5.2 pts | 14.2% |
| Mean travel time to work | 29.9 min ±4.5 | 29.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 409.09 compare with the other tracts in Hernando County?
Among Hernando County's tracts with a reliable estimate, Census Tract 409.09 ranks as shown below (1 = highest).
| Measure | In Hernando County | In Spring Hill |
|---|---|---|
| Population | 14th of 46 | 10th of 24 |
| Residents per square mile | 24th of 46 | 20th of 24 |
| Median household income | 8th of 46 | 5th of 24 |
| Per capita income | 12th of 46 | 4th of 24 |
| Median home value | 3rd of 46 | 1st of 24 |
| Median gross rent | 2nd of 40 | 2nd of 22 |
| Poverty rate | 34th of 39 | 19th of 20 |
| Bachelor's degree or higher | 2nd of 46 | 1st of 24 |
| Median age | 13th of 46 | 4th of 24 |
| Owner-occupied share | 36th of 46 | 17th of 24 |
The tracts next to it on Hernando County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 409.08 | 5th | $91,310±$28,159 · within the margin of this tract |
| Tract 409.06 | 6th | $89,503±$9,284 · within the margin of this tract |
| Tract 409.11 | 7th | $87,589±$10,438 · within the margin of this tract |
| Tract 409.09 | 8th | $81,369±$16,876 |
| Tract 409.10 | 9th | $79,533±$17,527 · within the margin of this tract |
| Tract 411.04 | 10th | $78,218±$12,750 · within the margin of this tract |
| Tract 410.06 | 11th | $77,632±$16,312 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 409.09?
2 of the 18 figures for Census Tract 409.09 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections