Census tract · St. Joseph County
Census Tract 412, St. Joseph County, Michigan
Census Tract 412, GEOID 26149041200, in St. Joseph County, Michigan, partly within Lockport Township, Florence Township, Centreville, Nottawa Township, St. Joseph County, White Pigeon Township and Three Rivers. 3,006 residents in the ACS 2020-2024 5-year estimates (±280); the 2020 Census counted 2,950.
Residents, 2020-2024
3,006
±280 (90% margin)
2020 Census count: 2,950
Median household income
$62,228
±$9,798 (90% margin)
St. Joseph County: $66,425
Median home value
$186,700
±$24,630 (90% margin)
St. Joseph County: $178,300
Median gross rent
$1,080
±$179 (90% margin)
St. Joseph County: $849
Where is Census Tract 412?
Census Tract 412 is one of 18 census tracts in St. Joseph County, Michigan. It covers 54.34 square miles of land, 54 residents per square mile in 2020. Its GEOID, 26149041200, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Lockport Township | 43% |
| Florence Township | 42% |
| Centreville | 14% |
| Nottawa Township, St. Joseph County | 10% |
| White Pigeon Township | 4% |
| Three Rivers | 0% |
8 census tracts border Census Tract 412: Tract 402 ($56,360), Tract 403 ($44,962), Tract 404 ($44,282), Tract 409 ($77,964), Tract 411.01 ($73,418), Tract 413.01 ($66,131), Tract 414 ($70,677) and Tract 415 ($85,804). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 412?
The 2020-2024 American Community Survey puts Census Tract 412's population at 3,006 (±280) in 1,163 households; the 2020 Census counted 2,950 residents and 1,258 housing units.
| Measure | Tract 412 | St. Joseph County |
|---|---|---|
| Total population | 3,006 ±280 | 60,969 |
| Households | 1,163 ±107 | 23,620 |
| Average household size | 2.57 ±0.22 | 2.55 |
| Housing units | 1,229 ±98 | 27,302 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 412?
The median resident of Census Tract 412 is 41.8 years old; 27.0% are under 18 and 16.9% are 65 or older. The largest group is non-Hispanic white residents at 90.2%, then non-Hispanic residents of two or more races at 5.4%.
| Measure | Tract 412 | St. Joseph County |
|---|---|---|
| Median age | 41.8 ±3.0 | 39.9 |
| Under 18 years | 27.0% ±3.9 pts | 24.3% |
| 65 years and over | 16.9% ±3.2 pts | 18.7% |
| Hispanic or Latino (any race) | 1.4% ±1.2 pts | 9.4% |
| White alone, not Hispanic | 90.2% ±4.4 pts | 83.5% |
| Black or African American alone, not Hispanic | 3.0% ±1.8 pts | 2.1% |
| Asian alone, not Hispanic | 0.0% ±1.0 pts | 0.7% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| Two or more races, not Hispanic | 5.4% ±4.0 pts | 3.8% |
| Some other race alone, not Hispanic | 0.0% ±1.0 pts | 0.5% |
| Born outside the United States | 1.0% ±0.9 pts | 4.1% |
| Speak a language other than English at home (age 5+) | 3.2% ±2.0 pts | 12.5% |
| Civilian veterans (age 18+) | 4.6% ±1.8 pts | 6.6% |
| With a disability | 17.7% ±3.7 pts | 16.6% |
| No health insurance coverage | 9.0% ±4.5 pts | 10.1% |
| High school graduate or higher (age 25+) | 83.6% ±5.1 pts | 86.7% |
| Bachelor's degree or higher (age 25+) | 12.9% ±3.4 pts | 16.9% |
| Graduate or professional degree (age 25+) | 3.7% ±1.5 pts | 6.1% |
| Lived in the same house a year earlier | 93.0% ±3.9 pts | 89.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 412 earn?
Half of the 1,163 households in Census Tract 412 earn less than $62,228 a year (±$9,798), against $66,425 across St. Joseph County: 14th highest of the county's 18 tracts with a reliable estimate. 19.5% of residents live below the poverty line.
| Measure | Tract 412 | St. Joseph County |
|---|---|---|
| Median household income | $62,228 ±$9,798 | $66,425 |
| Mean household income | $72,312 ±$8,448 | $81,433 |
| Per capita income | $28,446 ±$2,917 | $32,102 |
| People below the poverty line | 19.5% ±6.4 pts | 11.4% |
| Children under 18 below the poverty line | 32.8% ±17.4 pts | 14.4% |
| Households receiving SNAP | 16.1% ±8.2 pts | 14.8% |
| Households with a computer | 92.9% ±3.7 pts | 92.0% |
| Households with a broadband subscription | 90.9% ±3.7 pts | 88.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 412?
Owners occupy 81.2% of Census Tract 412's occupied homes and renters 18.8%. The median owner-occupied home is valued at $186,700 by its owner (±$24,630). The median renter pays $1,080 a month including utilities, and 39.7% of renters pay 35% or more of their income on rent.
| Measure | Tract 412 | St. Joseph County |
|---|---|---|
| Median home value (owner-occupied) | $186,700 ±$24,630 | $178,300 |
| Median gross rent | $1,080 ±$179 | $849 |
| Renters paying 35% or more of income on rent | 39.7% ±18.5 pts | 29.5% |
| Median monthly owner costs, with a mortgage | $1,320 ±$168 | $1,309 |
| Owner-occupied homes | 81.2% ±6.3 pts | 76.1% |
| Renter-occupied homes | 18.8% ±6.3 pts | 23.9% |
| Housing units | 1,229 ±98 | 27,302 |
| Single-family detached homes | 85.6% ±4.6 pts | 78.2% |
| Mobile homes | 10.4% ±4.3 pts | 7.6% |
| Built 2020 or later | 2.0% ±2.4 pts | 0.7% |
| Built 2010 to 2019 | 2.8% ±2.0 pts | 3.1% |
| Built 1939 or earlier | 21.3% ±6.2 pts | 24.6% |
| Households with no vehicle | 0.9% ±1.0 pts | 7.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 412 get to work?
70.1% of Census Tract 412's workers drive alone and 13.2% work from home. The average trip to work takes 23.6 minutes. The unemployment rate in 2020-2024 averaged 4.3%.
| Measure | Tract 412 | St. Joseph County |
|---|---|---|
| In the labor force (age 16+) | 57.5% ±5.3 pts | 61.5% |
| Unemployment rate | 4.3% ±2.3 pts | 5.9% |
| Drove alone to work | 70.1% ±8.1 pts | 72.4% |
| Carpooled | 13.8% ±5.2 pts | 15.9% |
| Public transportation | 0.0% ±2.4 pts | 0.2% |
| Walked | 2.8% ±3.7 pts | 1.6% |
| Worked from home | 13.2% ±5.8 pts | 7.2% |
| Mean travel time to work | 23.6 min ±2.3 | 21.0 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 412 compare with the other tracts in St. Joseph County?
Among St. Joseph County's tracts with a reliable estimate, Census Tract 412 ranks as shown below (1 = highest).
| Measure | In St. Joseph County |
|---|---|
| Population | 13th of 18 |
| Residents per square mile | 17th of 18 |
| Median household income | 14th of 18 |
| Per capita income | 15th of 18 |
| Median home value | 8th of 18 |
| Median gross rent | 1st of 18 |
| Poverty rate | 3rd of 16 |
| Bachelor's degree or higher | 12th of 18 |
| Median age | 8th of 18 |
| Owner-occupied share | 9th of 18 |
The tracts next to it on St. Joseph County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 413.01 | 11th | $66,131±$8,740 · within the margin of this tract |
| Tract 413.02 | 12th | $65,417±$7,807 · within the margin of this tract |
| Tract 407 | 13th | $65,380±$26,223 · within the margin of this tract |
| Tract 412 | 14th | $62,228±$9,798 |
| Tract 402 | 15th | $56,360±$4,919 · within the margin of this tract |
| Tract 403 | 16th | $44,962±$6,956 |
| Tract 404 | 17th | $44,282±$13,662 |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 412?
2 of the 18 figures for Census Tract 412 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections