Census tract · Hernando County
Census Tract 412.03, Hernando County, Florida
Census Tract 412.03, GEOID 12053041203, in Hernando County, Florida, entirely within Spring Hill. 4,397 residents in the ACS 2020-2024 5-year estimates (±510); the 2020 Census counted 4,378.
Residents, 2020-2024
4,397
±510 (90% margin)
2020 Census count: 4,378
Median household income
$61,250
±$22,864 (90% margin)
Hernando County: $66,058
Median home value
$242,800
±$21,306 (90% margin)
Hernando County: $276,000
Median gross rent
$1,107
±$153 (90% margin)
Hernando County: $1,298
Where is Census Tract 412.03?
Census Tract 412.03 is one of 47 census tracts in Hernando County, Florida. It covers 1.67 square miles of land, 2,628 residents per square mile in 2020. Its GEOID, 12053041203, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Spring Hill | 100% |
4 census tracts border Census Tract 412.03: Tract 411.03 ($66,711), Tract 412.01 ($63,203), Tract 412.04 ($49,107) and Tract 415.02 ($70,260). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 412.03?
The 2020-2024 American Community Survey puts Census Tract 412.03's population at 4,397 (±510) in 1,763 households; the 2020 Census counted 4,378 residents and 1,930 housing units.
| Measure | Tract 412.03 | Spring Hill |
|---|---|---|
| Total population | 4,397 ±510 | 119,983 |
| Households | 1,763 ±165 | 45,571 |
| Average household size | 2.49 ±0.20 | 2.60 |
| Housing units | 1,894 ±251 | 48,996 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 412.03?
The median resident of Census Tract 412.03 is 43.0 years old; 20.9% are under 18 and 21.9% are 65 or older. The largest group is non-Hispanic white residents at 73.8%, then Hispanic or Latino residents (of any race) at 17.1%. 3.6% of residents were born outside the United States.
| Measure | Tract 412.03 | Spring Hill |
|---|---|---|
| Median age | 43.0 ±5.5 | 44.0 |
| Under 18 years | 20.9% ±3.6 pts | 19.8% |
| 65 years and over | 21.9% ±3.7 pts | 22.8% |
| Hispanic or Latino (any race) | 17.1% ±5.1 pts | 20.5% |
| White alone, not Hispanic | 73.8% ±6.3 pts | 67.2% |
| Black or African American alone, not Hispanic | 0.6% ±0.6 pts | 5.0% |
| Asian alone, not Hispanic | 0.5% ±0.7 pts | 1.8% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.2 pts | 0.2% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.2 pts | 0.1% |
| Two or more races, not Hispanic | 2.5% ±2.1 pts | 4.2% |
| Some other race alone, not Hispanic | 5.5% ±5.7 pts | 0.9% |
| Born outside the United States | 3.6% ±1.7 pts | 9.4% |
| Speak a language other than English at home (age 5+) | 14.2% ±4.9 pts | 16.1% |
| Civilian veterans (age 18+) | 11.5% ±3.9 pts | 10.0% |
| With a disability | 20.1% ±4.9 pts | 18.8% |
| No health insurance coverage | 10.0% ±5.1 pts | 11.3% |
| High school graduate or higher (age 25+) | 92.1% ±3.3 pts | 90.5% |
| Bachelor's degree or higher (age 25+) | 17.4% ±5.3 pts | 19.9% |
| Graduate or professional degree (age 25+) | 5.6% ±2.8 pts | 6.3% |
| Lived in the same house a year earlier | 92.1% ±4.4 pts | 88.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 412.03 earn?
Half of the 1,763 households in Census Tract 412.03 earn less than $61,250 a year (±$22,864), against $66,058 across Hernando County: 31st highest of the county's 46 tracts with a reliable estimate. 16.7% of residents live below the poverty line.
| Measure | Tract 412.03 | Spring Hill |
|---|---|---|
| Median household income | $61,250 ±$22,864 | $68,432 |
| Mean household income | $80,679 ±$14,465 | $84,779 |
| Per capita income | $32,847 ±$5,839 | $33,037 |
| People below the poverty line | 16.7% ±6.4 pts | 11.8% |
| Children under 18 below the poverty line | 26.5% ±13.9 pts | 15.0% |
| Households receiving SNAP | 22.0% ±8.1 pts | 12.8% |
| Households with a computer | 96.5% ±4.0 pts | 96.9% |
| Households with a broadband subscription | 95.9% ±4.3 pts | 93.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 412.03?
Owners occupy 83.8% of Census Tract 412.03's occupied homes and renters 16.2%. The median owner-occupied home is valued at $242,800 by its owner (±$21,306). The median renter pays $1,107 a month including utilities, and 45.6% of renters pay 35% or more of their income on rent.
| Measure | Tract 412.03 | Spring Hill |
|---|---|---|
| Median home value (owner-occupied) | $242,800 ±$21,306 | $288,500 |
| Median gross rent | $1,107 ±$153 | $1,440 |
| Renters paying 35% or more of income on rent | 45.6% ±29.6 pts | 43.4% |
| Median monthly owner costs, with a mortgage | $1,349 ±$86 | $1,506 |
| Owner-occupied homes | 83.8% ±7.5 pts | 80.3% |
| Renter-occupied homes | 16.2% ±7.5 pts | 19.7% |
| Housing units | 1,894 ±251 | 48,996 |
| Single-family detached homes | 92.0% ±6.1 pts | 88.3% |
| Mobile homes | 2.2% ±3.1 pts | 2.9% |
| Built 2020 or later | 1.6% ±1.7 pts | 1.8% |
| Built 2010 to 2019 | 1.8% ±2.1 pts | 7.3% |
| Built 1939 or earlier | 0.0% ±2.7 pts | 0.0% |
| Households with no vehicle | 8.8% ±6.0 pts | 3.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 412.03 get to work?
68.1% of Census Tract 412.03's workers drive alone and 16.9% work from home. The average trip to work takes 24.0 minutes.
| Measure | Tract 412.03 | Spring Hill |
|---|---|---|
| In the labor force (age 16+) | 53.0% ±4.7 pts | 54.1% |
| Unemployment rate | 3.4% ±2.9 pts | 5.5% |
| Drove alone to work | 68.1% ±7.4 pts | 74.4% |
| Carpooled | 12.4% ±6.0 pts | 8.3% |
| Public transportation | 0.0% ±2.8 pts | 0.3% |
| Walked | 0.0% ±2.8 pts | 1.1% |
| Worked from home | 16.9% ±5.9 pts | 14.2% |
| Mean travel time to work | 24.0 min ±3.7 | 29.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 412.03 compare with the other tracts in Hernando County?
Among Hernando County's tracts with a reliable estimate, Census Tract 412.03 ranks as shown below (1 = highest).
| Measure | In Hernando County | In Spring Hill |
|---|---|---|
| Population | 22nd of 46 | 15th of 24 |
| Residents per square mile | 8th of 46 | 7th of 24 |
| Median household income | 31st of 46 | 20th of 24 |
| Per capita income | 26th of 46 | 12th of 24 |
| Median home value | 35th of 46 | 22nd of 24 |
| Median gross rent | 33rd of 40 | 21st of 22 |
| Poverty rate | 8th of 39 | 5th of 20 |
| Bachelor's degree or higher | 33rd of 46 | 17th of 24 |
| Median age | 31st of 46 | 12th of 24 |
| Owner-occupied share | 27th of 46 | 11th of 24 |
The tracts next to it on Hernando County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 413.04 | 28th | $62,717±$15,659 · within the margin of this tract |
| Tract 410.04 | 29th | $62,423±$4,442 · within the margin of this tract |
| Tract 409.13 | 30th | $61,793±$5,487 · within the margin of this tract |
| Tract 412.03 | 31st | $61,250±$22,864 |
| Tract 401.01 | 32nd | $60,487±$6,740 · within the margin of this tract |
| Tract 407.02 | 33rd | $59,276±$11,339 · within the margin of this tract |
| Tract 411.05 | 34th | $59,028±$12,159 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 412.03?
2 of the 18 figures for Census Tract 412.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections