Census tract · Lake County
Census Tract 427.04, Lake County, Indiana
Census Tract 427.04, GEOID 18089042704, in Lake County, Indiana, entirely within Schererville and St. John Township. 3,704 residents in the ACS 2020-2024 5-year estimates (±353); the 2020 Census counted 4,150.
Residents, 2020-2024
3,704
±353 (90% margin)
2020 Census count: 4,150
Median household income
$72,292
±$12,983 (90% margin)
Lake County: $71,493
Median home value
$243,100
±$17,606 (90% margin)
Lake County: $230,600
Median gross rent
$1,216
±$108 (90% margin)
Lake County: $1,131
Where is Census Tract 427.04?
Census Tract 427.04 is one of 132 census tracts in Lake County, Indiana. It covers 3.98 square miles of land, 1,043 residents per square mile in 2020. Its GEOID, 18089042704, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Schererville | 100% |
| St. John Township | 100% |
5 census tracts border Census Tract 427.04: Tract 405.02 ($80,156), Tract 409 ($79,868), Tract 426.02 ($121,444), Tract 427.02 ($82,276) and Tract 427.03 ($84,006). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 427.04?
The 2020-2024 American Community Survey puts Census Tract 427.04's population at 3,704 (±353) in 1,767 households; the 2020 Census counted 4,150 residents and 1,925 housing units.
| Measure | Tract 427.04 | Schererville |
|---|---|---|
| Total population | 3,704 ±353 | 29,701 |
| Households | 1,767 ±131 | 12,464 |
| Average household size | 2.09 ±0.19 | 2.38 |
| Housing units | 1,811 ±114 | 12,868 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 427.04?
The median resident of Census Tract 427.04 is 48.5 years old; 15.3% are under 18 and 24.4% are 65 or older. The largest group is non-Hispanic white residents at 75.6%, then Hispanic or Latino residents (of any race) at 14.3%. 8.2% of residents were born outside the United States.
| Measure | Tract 427.04 | Schererville |
|---|---|---|
| Median age | 48.5 ±2.6 | 44.9 |
| Under 18 years | 15.3% ±3.2 pts | 19.8% |
| 65 years and over | 24.4% ±3.5 pts | 21.9% |
| Hispanic or Latino (any race) | 14.3% ±4.4 pts | 16.2% |
| White alone, not Hispanic | 75.6% ±4.9 pts | 70.0% |
| Black or African American alone, not Hispanic | 3.7% ±3.1 pts | 7.7% |
| Asian alone, not Hispanic | 2.5% ±2.2 pts | 2.1% |
| American Indian and Alaska Native alone, not Hispanic | 0.4% ±0.5 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| Two or more races, not Hispanic | 3.2% ±3.1 pts | 3.7% |
| Some other race alone, not Hispanic | 0.4% ±0.6 pts | 0.2% |
| Born outside the United States | 8.2% ±3.4 pts | 9.3% |
| Speak a language other than English at home (age 5+) | 12.9% ±4.4 pts | 16.1% |
| Civilian veterans (age 18+) | 9.7% ±3.3 pts | 5.4% |
| With a disability | 13.8% ±3.7 pts | 10.3% |
| No health insurance coverage | 3.9% ±1.9 pts | 2.9% |
| High school graduate or higher (age 25+) | 93.4% ±3.8 pts | 95.5% |
| Bachelor's degree or higher (age 25+) | 27.3% ±6.0 pts | 34.4% |
| Graduate or professional degree (age 25+) | 6.4% ±2.4 pts | 10.1% |
| Lived in the same house a year earlier | 97.1% ±3.2 pts | 94.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 427.04 earn?
Half of the 1,767 households in Census Tract 427.04 earn less than $72,292 a year (±$12,983), against $71,493 across Lake County: 55th highest of the county's 128 tracts with a reliable estimate. 11.2% of residents live below the poverty line.
| Measure | Tract 427.04 | Schererville |
|---|---|---|
| Median household income | $72,292 ±$12,983 | $89,466 |
| Mean household income | $83,891 ±$7,787 | $111,025 |
| Per capita income | $40,537 ±$4,963 | $47,520 |
| People below the poverty line | 11.2% ±6.0 pts | 7.7% |
| Children under 18 below the poverty line | 21.6% ±21.1 pts | 8.6% |
| Households receiving SNAP | 3.3% ±2.5 pts | 3.7% |
| Households with a computer | 93.9% ±3.0 pts | 96.6% |
| Households with a broadband subscription | 90.1% ±5.4 pts | 94.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 427.04?
Owners occupy 79.5% of Census Tract 427.04's occupied homes and renters 20.5%. The median owner-occupied home is valued at $243,100 by its owner (±$17,606). The median renter pays $1,216 a month including utilities, and 36.2% of renters pay 35% or more of their income on rent.
| Measure | Tract 427.04 | Schererville |
|---|---|---|
| Median home value (owner-occupied) | $243,100 ±$17,606 | $314,900 |
| Median gross rent | $1,216 ±$108 | $1,310 |
| Renters paying 35% or more of income on rent | 36.2% ±15.2 pts | 35.5% |
| Median monthly owner costs, with a mortgage | $1,452 ±$207 | $1,641 |
| Owner-occupied homes | 79.5% ±5.9 pts | 79.9% |
| Renter-occupied homes | 20.5% ±5.9 pts | 20.1% |
| Housing units | 1,811 ±114 | 12,868 |
| Single-family detached homes | 47.7% ±7.7 pts | 59.0% |
| Mobile homes | 0.2% ±0.4 pts | 0.0% |
| Built 2020 or later | 0.4% ±0.7 pts | 1.6% |
| Built 2010 to 2019 | 1.0% ±1.1 pts | 5.1% |
| Built 1939 or earlier | 3.1% ±2.4 pts | 2.3% |
| Households with no vehicle | 3.4% ±3.0 pts | 2.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 427.04 get to work?
80.6% of Census Tract 427.04's workers drive alone and 9.8% work from home. The average trip to work takes 28.8 minutes. The unemployment rate in 2020-2024 averaged 6.2%.
| Measure | Tract 427.04 | Schererville |
|---|---|---|
| In the labor force (age 16+) | 66.3% ±5.6 pts | 64.4% |
| Unemployment rate | 6.2% ±3.7 pts | 5.1% |
| Drove alone to work | 80.6% ±8.1 pts | 79.0% |
| Carpooled | 2.7% ±3.0 pts | 4.8% |
| Public transportation | 3.0% ±3.1 pts | 1.8% |
| Walked | 1.5% ±2.3 pts | 1.4% |
| Worked from home | 9.8% ±4.0 pts | 12.2% |
| Mean travel time to work | 28.8 min ±4.2 | 31.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 427.04 compare with the other tracts in Lake County?
Among Lake County's tracts with a reliable estimate, Census Tract 427.04 ranks as shown below (1 = highest).
| Measure | In Lake County | In Schererville |
|---|---|---|
| Population | 72nd of 131 | 6th of 7 |
| Residents per square mile | 109th of 131 | 7th of 7 |
| Median household income | 55th of 128 | 6th of 7 |
| Per capita income | 41st of 130 | 5th of 7 |
| Median home value | 40th of 122 | 7th of 7 |
| Median gross rent | 39th of 116 | 6th of 6 |
| Poverty rate | 66th of 90 | 2nd of 5 |
| Bachelor's degree or higher | 41st of 117 | 5th of 7 |
| Median age | 18th of 130 | 2nd of 7 |
| Owner-occupied share | 43rd of 128 | 5th of 7 |
The tracts next to it on Lake County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 406 | 52nd | $75,417±$19,001 · within the margin of this tract |
| Tract 420 | 53rd | $75,213±$12,950 · within the margin of this tract |
| Tract 425.09 | 54th | $74,184±$9,150 · within the margin of this tract |
| Tract 427.04 | 55th | $72,292±$12,983 |
| Tract 430.03 | 56th | $70,994±$12,203 · within the margin of this tract |
| Tract 421 | 57th | $70,776±$3,317 · within the margin of this tract |
| Tract 410.01 | 58th | $68,804±$15,074 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 427.04?
2 of the 18 figures for Census Tract 427.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections