Census tract · Morris County
Census Tract 428, Morris County, New Jersey
Census Tract 428, GEOID 34027042800, in Morris County, New Jersey, entirely within Chatham. 4,796 residents in the ACS 2020-2024 5-year estimates (±394); the 2020 Census counted 4,978.
Residents, 2020-2024
4,796
±394 (90% margin)
2020 Census count: 4,978
Median household income
$250,000 or more
The survey's top or bottom value; no margin is published
Morris County: $137,326
Median home value
$1,062,100
±$70,677 (90% margin)
Morris County: $582,500
Median gross rent
$2,344
±$722 (90% margin)
Morris County: $1,904
Where is Census Tract 428?
Census Tract 428 is one of 110 census tracts in Morris County, New Jersey. It covers 1.12 square miles of land, 4,437 residents per square mile in 2020. Its GEOID, 34027042800, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Chatham | 100% |
5 census tracts border Census Tract 428: Tract 427 ($220,045), Tract 431 ($230,795), Tract 439 ($222,668), Tract 377 in Union County ($250,000 or more) and Tract 378 in Union County ($175,491). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 428?
The 2020-2024 American Community Survey puts Census Tract 428's population at 4,796 (±394) in 1,451 households; the 2020 Census counted 4,978 residents and 1,642 housing units.
| Measure | Tract 428 | Chatham |
|---|---|---|
| Total population | 4,796 ±394 | 9,407 |
| Households | 1,451 ±109 | 2,972 |
| Average household size | 3.29 ±0.18 | 3.15 |
| Housing units | 1,478 ±107 | 3,010 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 428?
The median resident of Census Tract 428 is 39.1 years old; 35.2% are under 18 and 10.2% are 65 or older. The largest group is non-Hispanic white residents at 81.5%, then non-Hispanic Asian residents at 10.7%. 9.6% of residents were born outside the United States.
| Measure | Tract 428 | Chatham |
|---|---|---|
| Median age | 39.1 ±1.3 | 37.8 |
| Under 18 years | 35.2% ±3.4 pts | 32.7% |
| 65 years and over | 10.2% ±1.7 pts | 10.2% |
| Hispanic or Latino (any race) | 5.4% ±2.8 pts | 5.4% |
| White alone, not Hispanic | 81.5% ±4.2 pts | 78.4% |
| Black or African American alone, not Hispanic | 0.0% ±0.9 pts | 0.6% |
| Asian alone, not Hispanic | 10.7% ±2.9 pts | 11.6% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.9 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Two or more races, not Hispanic | 2.3% ±1.5 pts | 3.2% |
| Some other race alone, not Hispanic | 0.2% ±0.4 pts | 0.7% |
| Born outside the United States | 9.6% ±3.2 pts | 13.7% |
| Speak a language other than English at home (age 5+) | 14.1% ±4.1 pts | 18.5% |
| Civilian veterans (age 18+) | 2.4% ±1.4 pts | 3.2% |
| With a disability | 5.8% ±1.9 pts | 5.2% |
| No health insurance coverage | 1.7% ±1.6 pts | 1.3% |
| High school graduate or higher (age 25+) | 99.6% ±0.6 pts | 99.1% |
| Bachelor's degree or higher (age 25+) | 83.7% ±5.0 pts | 83.7% |
| Graduate or professional degree (age 25+) | 44.3% ±6.7 pts | 42.1% |
| Lived in the same house a year earlier | 93.6% ±3.7 pts | 89.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 428 earn?
Half of the 1,451 households in Census Tract 428 earn less than $250,000 or more a year (), against $137,326 across Morris County: 1st highest of the county's 109 tracts with a reliable estimate.
| Measure | Tract 428 | Chatham |
|---|---|---|
| Median household income | $250,000 or more | $241,500 |
| Mean household income | $328,934 ±$36,553 | $301,281 |
| Per capita income | $100,097 ±$9,727 | $95,660 |
| People below the poverty line | 1.9% ±1.4 pts | 2.2% |
| Children under 18 below the poverty line | 0.7% ±1.1 pts | 1.2% |
| Households receiving SNAP | 2.1% ±1.9 pts | 1.6% |
| Households with a computer | 99.4% ±0.9 pts | 98.7% |
| Households with a broadband subscription | 98.7% ±1.4 pts | 97.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 428?
Owners occupy 90.5% of Census Tract 428's occupied homes and renters 9.5%. The median owner-occupied home is valued at $1,062,100 by its owner (±$70,677). The median renter pays $2,344 a month including utilities, and 55.8% of renters pay 35% or more of their income on rent.
| Measure | Tract 428 | Chatham |
|---|---|---|
| Median home value (owner-occupied) | $1,062,100 ±$70,677 | $984,900 |
| Median gross rent | $2,344 ±$722 | $2,250 |
| Renters paying 35% or more of income on rent | 55.8% ±23.3 pts | 35.7% |
| Median monthly owner costs, with a mortgage | $4,000 or more | $4,000 or more |
| Owner-occupied homes | 90.5% ±4.2 pts | 82.5% |
| Renter-occupied homes | 9.5% ±4.2 pts | 17.5% |
| Housing units | 1,478 ±107 | 3,010 |
| Single-family detached homes | 91.1% ±4.4 pts | 82.8% |
| Mobile homes | 0.0% ±3.0 pts | 0.0% |
| Built 2020 or later | 1.8% ±2.1 pts | 1.2% |
| Built 2010 to 2019 | 9.1% ±7.2 pts | 7.5% |
| Built 1939 or earlier | 36.5% ±6.9 pts | 31.9% |
| Households with no vehicle | 1.2% ±1.6 pts | 2.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 428 get to work?
41.1% of Census Tract 428's workers drive alone and 33.1% work from home. The average trip to work takes 41.3 minutes.
| Measure | Tract 428 | Chatham |
|---|---|---|
| In the labor force (age 16+) | 70.5% ±3.9 pts | 71.7% |
| Unemployment rate | 5.4% ±3.6 pts | 5.2% |
| Drove alone to work | 41.1% ±6.5 pts | 40.7% |
| Carpooled | 2.9% ±2.2 pts | 2.8% |
| Public transportation | 21.4% ±5.2 pts | 18.0% |
| Walked | 1.0% ±0.9 pts | 1.3% |
| Worked from home | 33.1% ±6.4 pts | 36.6% |
| Mean travel time to work | 41.3 min ±4.0 | 39.2 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 428 compare with the other tracts in Morris County?
Among Morris County's tracts with a reliable estimate, Census Tract 428 ranks as shown below (1 = highest).
| Measure | In Morris County |
|---|---|
| Population | 48th of 110 |
| Residents per square mile | 16th of 110 |
| Median household income | 1st of 109 |
| Per capita income | 11th of 110 |
| Median home value | 5th of 110 |
| Median gross rent | 37th of 97 |
| Bachelor's degree or higher | 4th of 110 |
| Median age | 95th of 110 |
| Owner-occupied share | 35th of 110 |
The tracts next to it on Morris County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 412 | 1st | $250,000 or more |
| Tract 428 | 1st | $250,000 or more |
| Tract 458.04 | 1st | $250,000 or more |
| Tract 459.04 | 1st | $250,000 or more |
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 428?
2 of the 18 figures for Census Tract 428 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections