Census tract · Morris County
Census Tract 432, Morris County, New Jersey
Census Tract 432, GEOID 34027043200, in Morris County, New Jersey, entirely within Madison. 4,532 residents in the ACS 2020-2024 5-year estimates (±341); the 2020 Census counted 4,626.
Residents, 2020-2024
4,532
±341 (90% margin)
2020 Census count: 4,626
Median household income
$152,703
±$35,829 (90% margin)
Morris County: $137,326
Median home value
$974,900
±$87,051 (90% margin)
Morris County: $582,500
Median gross rent
$2,352
±$180 (90% margin)
Morris County: $1,904
Where is Census Tract 432?
Census Tract 432 is one of 110 census tracts in Morris County, New Jersey. It covers 1.25 square miles of land, 3,707 residents per square mile in 2020. Its GEOID, 34027043200, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Madison | 100% |
6 census tracts border Census Tract 432: Tract 426.01 ($154,663), Tract 429 ($145,300), Tract 431 ($230,795), Tract 433.02 ($174,803), Tract 440 ($171,875) and Tract 442 ($222,429). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 432?
The 2020-2024 American Community Survey puts Census Tract 432's population at 4,532 (±341) in 1,217 households; the 2020 Census counted 4,626 residents and 1,252 housing units.
| Measure | Tract 432 | Madison |
|---|---|---|
| Total population | 4,532 ±341 | 16,447 |
| Households | 1,217 ±147 | 5,614 |
| Average household size | 2.47 ±0.21 | 2.65 |
| Housing units | 1,289 ±158 | 5,781 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 432?
The median resident of Census Tract 432 is 25.4 years old; 16.9% are under 18 and 10.8% are 65 or older. The largest group is non-Hispanic white residents at 73.6%, then Hispanic or Latino residents (of any race) at 8.0%. 8.5% of residents were born outside the United States.
| Measure | Tract 432 | Madison |
|---|---|---|
| Median age | 25.4 ±8.3 | 38.2 |
| Under 18 years | 16.9% ±2.4 pts | 23.2% |
| 65 years and over | 10.8% ±2.9 pts | 13.3% |
| Hispanic or Latino (any race) | 8.0% ±3.2 pts | 13.3% |
| White alone, not Hispanic | 73.6% ±6.2 pts | 73.4% |
| Black or African American alone, not Hispanic | 3.8% ±1.6 pts | 1.3% |
| Asian alone, not Hispanic | 5.7% ±2.9 pts | 6.3% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.0 pts | 0.1% |
| Two or more races, not Hispanic | 7.7% ±5.2 pts | 5.2% |
| Some other race alone, not Hispanic | 1.2% ±1.3 pts | 0.4% |
| Born outside the United States | 8.5% ±3.8 pts | 14.8% |
| Speak a language other than English at home (age 5+) | 12.8% ±4.8 pts | 18.3% |
| Civilian veterans (age 18+) | 2.7% ±1.8 pts | 3.0% |
| With a disability | 6.2% ±2.4 pts | 6.2% |
| No health insurance coverage | 1.7% ±1.1 pts | 3.4% |
| High school graduate or higher (age 25+) | 98.2% ±1.7 pts | 97.1% |
| Bachelor's degree or higher (age 25+) | 77.7% ±5.8 pts | 74.1% |
| Graduate or professional degree (age 25+) | 38.8% ±6.1 pts | 32.4% |
| Lived in the same house a year earlier | 83.5% ±5.0 pts | 90.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 432 earn?
Half of the 1,217 households in Census Tract 432 earn less than $152,703 a year (±$35,829), against $137,326 across Morris County: 52nd highest of the county's 109 tracts with a reliable estimate. 3.8% of residents live below the poverty line.
| Measure | Tract 432 | Madison |
|---|---|---|
| Median household income | $152,703 ±$35,829 | $171,471 |
| Mean household income | $217,294 ±$35,776 | $255,680 |
| Per capita income | $62,053 ±$9,284 | $89,692 |
| People below the poverty line | 3.8% ±2.5 pts | 3.2% |
| Children under 18 below the poverty line | 2.4% ±3.4 pts | 1.1% |
| Households receiving SNAP | 0.7% ±1.0 pts | 2.0% |
| Households with a computer | 100.0% ±3.6 pts | 96.5% |
| Households with a broadband subscription | 100.0% ±3.6 pts | 95.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 432?
Owners occupy 47.3% of Census Tract 432's occupied homes and renters 52.7%. The median owner-occupied home is valued at $974,900 by its owner (±$87,051). The median renter pays $2,352 a month including utilities, and 47.9% of renters pay 35% or more of their income on rent.
| Measure | Tract 432 | Madison |
|---|---|---|
| Median home value (owner-occupied) | $974,900 ±$87,051 | $943,200 |
| Median gross rent | $2,352 ±$180 | $2,253 |
| Renters paying 35% or more of income on rent | 47.9% ±16.4 pts | 44.8% |
| Median monthly owner costs, with a mortgage | $4,000 or more | $4,000 or more |
| Owner-occupied homes | 47.3% ±7.9 pts | 63.8% |
| Renter-occupied homes | 52.7% ±7.9 pts | 36.2% |
| Housing units | 1,289 ±158 | 5,781 |
| Single-family detached homes | 52.6% ±8.2 pts | 63.4% |
| Mobile homes | 0.0% ±3.4 pts | 0.0% |
| Built 2020 or later | 0.0% ±3.4 pts | 0.6% |
| Built 2010 to 2019 | 17.3% ±6.0 pts | 10.9% |
| Built 1939 or earlier | 16.0% ±6.4 pts | 21.0% |
| Households with no vehicle | 10.2% ±7.0 pts | 6.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 432 get to work?
49.0% of Census Tract 432's workers drive alone and 21.6% work from home. The average trip to work takes 24.1 minutes. The unemployment rate in 2020-2024 averaged 5.5%.
| Measure | Tract 432 | Madison |
|---|---|---|
| In the labor force (age 16+) | 61.4% ±4.7 pts | 67.5% |
| Unemployment rate | 5.5% ±2.7 pts | 6.3% |
| Drove alone to work | 49.0% ±8.3 pts | 51.2% |
| Carpooled | 4.4% ±2.8 pts | 3.2% |
| Public transportation | 5.9% ±4.7 pts | 8.0% |
| Walked | 17.4% ±5.8 pts | 7.3% |
| Worked from home | 21.6% ±6.6 pts | 27.7% |
| Mean travel time to work | 24.1 min ±4.3 | 27.6 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 432 compare with the other tracts in Morris County?
Among Morris County's tracts with a reliable estimate, Census Tract 432 ranks as shown below (1 = highest).
| Measure | In Morris County | In Madison |
|---|---|---|
| Population | 59th of 110 | 1st of 4 |
| Residents per square mile | 24th of 110 | 3rd of 4 |
| Median household income | 52nd of 109 | 3rd of 4 |
| Per capita income | 65th of 110 | 4th of 4 |
| Median home value | 7th of 110 | 2nd of 4 |
| Median gross rent | 36th of 97 | 2nd of 4 |
| Poverty rate | 33rd of 46 | 2nd of 3 |
| Bachelor's degree or higher | 10th of 110 | 2nd of 4 |
| Median age | 109th of 110 | 4th of 4 |
| Owner-occupied share | 95th of 110 | 4th of 4 |
The tracts next to it on Morris County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 419.02 | 49th | $156,023±$26,536 · within the margin of this tract |
| Tract 426.01 | 50th | $154,663±$30,313 · within the margin of this tract |
| Tract 423.02 | 51st | $154,202±$13,807 · within the margin of this tract |
| Tract 432 | 52nd | $152,703±$35,829 |
| Tract 445.04 | 53rd | $150,400±$19,405 · within the margin of this tract |
| Tract 437 | 54th | $149,864±$18,864 · within the margin of this tract |
| Tract 444.01 | 55th | $148,799±$11,086 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 432?
Every figure for Census Tract 432 on this page has a coefficient of variation under 40%, the Census Bureau's threshold for a usable estimate.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections