Census tract · Bergen County
Census Tract 474, Bergen County, New Jersey
Census Tract 474, GEOID 34003047400, in Bergen County, New Jersey, entirely within Ridgewood. 5,613 residents in the ACS 2020-2024 5-year estimates (±691); the 2020 Census counted 5,158.
Residents, 2020-2024
5,613
±691 (90% margin)
2020 Census count: 5,158
Median household income
$160,278
±$47,485 (90% margin)
Bergen County: $124,884
Median home value
$663,400
±$167,483 (90% margin)
Bergen County: $623,000
Median gross rent
$2,429
±$411 (90% margin)
Bergen County: $1,914
Where is Census Tract 474?
Census Tract 474 is one of 203 census tracts in Bergen County, New Jersey. It covers 0.90 square miles of land, 5,718 residents per square mile in 2020. Its GEOID, 34003047400, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Ridgewood | 100% |
5 census tracts border Census Tract 474: Tract 221 ($182,917), Tract 471 ($202,625), Tract 472 ($208,700), Tract 473 ($250,000 or more) and Tract 475 ($224,556). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 474?
The 2020-2024 American Community Survey puts Census Tract 474's population at 5,613 (±691) in 2,132 households; the 2020 Census counted 5,158 residents and 2,143 housing units.
| Measure | Tract 474 | Ridgewood |
|---|---|---|
| Total population | 5,613 ±691 | 26,308 |
| Households | 2,132 ±207 | 8,903 |
| Average household size | 2.60 ±0.31 | 2.93 |
| Housing units | 2,241 ±199 | 9,191 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 474?
The median resident of Census Tract 474 is 37.5 years old; 24.3% are under 18 and 13.4% are 65 or older. The largest group is non-Hispanic white residents at 59.7%, then Hispanic or Latino residents (of any race) at 13.7%. 31.9% of residents were born outside the United States.
| Measure | Tract 474 | Ridgewood |
|---|---|---|
| Median age | 37.5 ±5.0 | 41.6 |
| Under 18 years | 24.3% ±4.9 pts | 27.6% |
| 65 years and over | 13.4% ±4.1 pts | 13.9% |
| Hispanic or Latino (any race) | 13.7% ±12.6 pts | 10.8% |
| White alone, not Hispanic | 59.7% ±11.2 pts | 64.8% |
| Black or African American alone, not Hispanic | 6.0% ±5.7 pts | 2.8% |
| Asian alone, not Hispanic | 13.6% ±6.3 pts | 15.8% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.8 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.8 pts | 0.0% |
| Two or more races, not Hispanic | 7.0% ±4.1 pts | 5.6% |
| Some other race alone, not Hispanic | 0.0% ±0.1 pts | 0.1% |
| Born outside the United States | 31.9% ±8.0 pts | 22.3% |
| Speak a language other than English at home (age 5+) | 34.0% ±11.4 pts | 25.6% |
| Civilian veterans (age 18+) | 2.4% ±2.2 pts | 3.5% |
| With a disability | 6.9% ±3.2 pts | 6.0% |
| No health insurance coverage | 6.0% ±6.2 pts | 2.2% |
| High school graduate or higher (age 25+) | 97.5% ±3.3 pts | 98.5% |
| Bachelor's degree or higher (age 25+) | 72.0% ±8.2 pts | 80.1% |
| Graduate or professional degree (age 25+) | 30.1% ±6.4 pts | 37.4% |
| Lived in the same house a year earlier | 91.1% ±4.9 pts | 91.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 474 earn?
Half of the 2,132 households in Census Tract 474 earn less than $160,278 a year (±$47,485), against $124,884 across Bergen County: 60th highest of the county's 200 tracts with a reliable estimate. 6.9% of residents live below the poverty line.
| Measure | Tract 474 | Ridgewood |
|---|---|---|
| Median household income | $160,278 ±$47,485 | $208,211 |
| Mean household income | $185,837 ±$26,532 | $273,185 |
| Per capita income | $71,907 ±$11,566 | $93,638 |
| People below the poverty line | 6.9% ±3.9 pts | 4.2% |
| Children under 18 below the poverty line | 0.8% ±1.3 pts | 2.9% |
| Households receiving SNAP | 1.0% ±1.6 pts | 1.4% |
| Households with a computer | 97.2% ±3.0 pts | 98.2% |
| Households with a broadband subscription | 97.2% ±3.0 pts | 97.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 474?
Owners occupy 50.6% of Census Tract 474's occupied homes and renters 49.4%. The median owner-occupied home is valued at $663,400 by its owner (±$167,483). The median renter pays $2,429 a month including utilities, and 43.7% of renters pay 35% or more of their income on rent.
| Measure | Tract 474 | Ridgewood |
|---|---|---|
| Median home value (owner-occupied) | $663,400 ±$167,483 | $891,200 |
| Median gross rent | $2,429 ±$411 | $2,499 |
| Renters paying 35% or more of income on rent | 43.7% ±15.4 pts | 37.7% |
| Median monthly owner costs, with a mortgage | $4,000 or more | $4,000 or more |
| Owner-occupied homes | 50.6% ±10.9 pts | 82.5% |
| Renter-occupied homes | 49.4% ±10.9 pts | 17.5% |
| Housing units | 2,241 ±199 | 9,191 |
| Single-family detached homes | 28.8% ±6.5 pts | 79.0% |
| Mobile homes | 0.0% ±2.0 pts | 0.2% |
| Built 2020 or later | 4.2% ±2.0 pts | 2.2% |
| Built 2010 to 2019 | 5.0% ±4.3 pts | 2.5% |
| Built 1939 or earlier | 40.7% ±8.9 pts | 37.9% |
| Households with no vehicle | 10.3% ±5.8 pts | 5.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 474 get to work?
59.6% of Census Tract 474's workers drive alone and 21.1% work from home. The average trip to work takes 31.4 minutes.
| Measure | Tract 474 | Ridgewood |
|---|---|---|
| In the labor force (age 16+) | 73.7% ±4.4 pts | 67.6% |
| Unemployment rate | 4.2% ±3.1 pts | 3.4% |
| Drove alone to work | 59.6% ±9.7 pts | 46.9% |
| Carpooled | 3.1% ±2.9 pts | 4.9% |
| Public transportation | 11.3% ±4.7 pts | 12.0% |
| Walked | 2.7% ±1.9 pts | 2.3% |
| Worked from home | 21.1% ±7.1 pts | 32.1% |
| Mean travel time to work | 31.4 min ±4.7 | 34.6 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 474 compare with the other tracts in Bergen County?
Among Bergen County's tracts with a reliable estimate, Census Tract 474 ranks as shown below (1 = highest).
| Measure | In Bergen County | In Ridgewood |
|---|---|---|
| Population | 49th of 203 | 3rd of 5 |
| Residents per square mile | 117th of 203 | 1st of 5 |
| Median household income | 60th of 200 | 5th of 5 |
| Per capita income | 59th of 203 | 5th of 5 |
| Median home value | 66th of 202 | 5th of 5 |
| Median gross rent | 48th of 186 | 3rd of 4 |
| Poverty rate | 56th of 91 | 1st of 3 |
| Bachelor's degree or higher | 33rd of 203 | 5th of 5 |
| Median age | 183rd of 203 | 5th of 5 |
| Owner-occupied share | 143rd of 201 | 5th of 5 |
The tracts next to it on Bergen County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 70.01 | 57th | $161,607±$26,477 · within the margin of this tract |
| Tract 591 | 58th | $161,083±$52,814 · within the margin of this tract |
| Tract 430.02 | 59th | $160,589±$28,240 · within the margin of this tract |
| Tract 474 | 60th | $160,278±$47,485 |
| Tract 423.02 | 61st | $159,173±$12,376 · within the margin of this tract |
| Tract 80.02 | 62nd | $157,900±$26,802 · within the margin of this tract |
| Tract 372.01 | 63rd | $157,850±$29,861 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 474?
2 of the 18 figures for Census Tract 474 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections