Census tract · Nassau County
Census Tract 501.03, Nassau County, Florida
Census Tract 501.03, GEOID 12089050103, in Nassau County, Florida, mostly within Fernandina Beach (99% of its census blocks). 3,609 residents in the ACS 2020-2024 5-year estimates (±429); the 2020 Census counted 3,599.
Residents, 2020-2024
3,609
±429 (90% margin)
2020 Census count: 3,599
Median household income
$61,250
±$9,021 (90% margin)
Nassau County: $89,804
Median home value
$382,800
±$35,199 (90% margin)
Nassau County: $382,800
Median gross rent
$1,154
±$156 (90% margin)
Nassau County: $1,526
Where is Census Tract 501.03?
Census Tract 501.03 is one of 24 census tracts in Nassau County, Florida. It covers 1.46 square miles of land, 2,468 residents per square mile in 2020. Its GEOID, 12089050103, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Fernandina Beach | 99% |
4 census tracts border Census Tract 501.03: Tract 501.02 ($98,504), Tract 501.04 ($135,084), Tract 502.04 ($66,731) and Tract 503.08 ($106,324). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 501.03?
The 2020-2024 American Community Survey puts Census Tract 501.03's population at 3,609 (±429) in 1,697 households; the 2020 Census counted 3,599 residents and 1,804 housing units.
| Measure | Tract 501.03 | Fernandina Beach |
|---|---|---|
| Total population | 3,609 ±429 | 13,420 |
| Households | 1,697 ±210 | 6,464 |
| Average household size | 2.05 ±0.21 | 2.02 |
| Housing units | 1,945 ±207 | 8,168 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 501.03?
The median resident of Census Tract 501.03 is 48.9 years old; 14.1% are under 18 and 23.5% are 65 or older. The largest group is non-Hispanic white residents at 66.1%, then non-Hispanic Black residents at 24.2%. 7.7% of residents were born outside the United States.
| Measure | Tract 501.03 | Fernandina Beach |
|---|---|---|
| Median age | 48.9 ±11.7 | 58.6 |
| Under 18 years | 14.1% ±4.8 pts | 11.5% |
| 65 years and over | 23.5% ±5.9 pts | 37.8% |
| Hispanic or Latino (any race) | 8.6% ±6.3 pts | 10.2% |
| White alone, not Hispanic | 66.1% ±8.4 pts | 80.0% |
| Black or African American alone, not Hispanic | 24.2% ±8.3 pts | 8.2% |
| Asian alone, not Hispanic | 0.0% ±1.4 pts | 0.4% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.4 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.4 pts | 0.0% |
| Two or more races, not Hispanic | 1.1% ±1.2 pts | 1.2% |
| Some other race alone, not Hispanic | 0.0% ±1.4 pts | 0.0% |
| Born outside the United States | 7.7% ±4.0 pts | 5.3% |
| Speak a language other than English at home (age 5+) | 10.3% ±8.0 pts | 5.8% |
| Civilian veterans (age 18+) | 12.4% ±5.0 pts | 12.3% |
| With a disability | 17.1% ±5.9 pts | 13.3% |
| No health insurance coverage | 14.9% ±4.7 pts | 8.6% |
| High school graduate or higher (age 25+) | 94.4% ±3.9 pts | 96.5% |
| Bachelor's degree or higher (age 25+) | 44.8% ±8.5 pts | 53.3% |
| Graduate or professional degree (age 25+) | 17.4% ±8.3 pts | 20.9% |
| Lived in the same house a year earlier | 92.0% ±3.9 pts | 90.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 501.03 earn?
Half of the 1,697 households in Census Tract 501.03 earn less than $61,250 a year (±$9,021), against $89,804 across Nassau County: 22nd highest of the county's 23 tracts with a reliable estimate. 14.3% of residents live below the poverty line.
| Measure | Tract 501.03 | Fernandina Beach |
|---|---|---|
| Median household income | $61,250 ±$9,021 | $97,903 |
| Mean household income | $85,433 ±$12,790 | $132,597 |
| Per capita income | $42,362 ±$7,167 | $65,868 |
| People below the poverty line | 14.3% ±6.4 pts | 11.3% |
| Children under 18 below the poverty line | 22.6% ±20.2 pts | 24.2% |
| Households receiving SNAP | 11.1% ±6.0 pts | 7.2% |
| Households with a computer | 99.5% ±0.9 pts | 98.4% |
| Households with a broadband subscription | 96.2% ±3.5 pts | 96.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 501.03?
Owners occupy 73.5% of Census Tract 501.03's occupied homes and renters 26.5%. The median owner-occupied home is valued at $382,800 by its owner (±$35,199). The median renter pays $1,154 a month including utilities, and 39.5% of renters pay 35% or more of their income on rent.
| Measure | Tract 501.03 | Fernandina Beach |
|---|---|---|
| Median home value (owner-occupied) | $382,800 ±$35,199 | $555,400 |
| Median gross rent | $1,154 ±$156 | $1,259 |
| Renters paying 35% or more of income on rent | 39.5% ±24.3 pts | 48.3% |
| Median monthly owner costs, with a mortgage | $1,671 ±$303 | $2,218 |
| Owner-occupied homes | 73.5% ±9.5 pts | 80.5% |
| Renter-occupied homes | 26.5% ±9.5 pts | 19.5% |
| Housing units | 1,945 ±207 | 8,168 |
| Single-family detached homes | 76.7% ±8.4 pts | 66.9% |
| Mobile homes | 0.0% ±2.7 pts | 0.3% |
| Built 2020 or later | 4.0% ±2.6 pts | 2.4% |
| Built 2010 to 2019 | 8.5% ±4.7 pts | 10.5% |
| Built 1939 or earlier | 20.7% ±7.7 pts | 8.7% |
| Households with no vehicle | 8.3% ±5.2 pts | 4.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 501.03 get to work?
84.6% of Census Tract 501.03's workers drive alone. The average trip to work takes 16.0 minutes.
| Measure | Tract 501.03 | Fernandina Beach |
|---|---|---|
| In the labor force (age 16+) | 60.3% ±7.6 pts | 52.3% |
| Unemployment rate | 3.6% ±3.9 pts | 2.7% |
| Drove alone to work | 84.6% ±8.5 pts | 74.9% |
| Carpooled | 5.3% ±6.7 pts | 6.0% |
| Public transportation | 0.0% ±2.8 pts | 0.0% |
| Walked | 1.8% ±2.2 pts | 1.0% |
| Worked from home | 6.1% ±4.4 pts | 16.6% |
| Mean travel time to work | 16.0 min ±2.8 | 22.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 501.03 compare with the other tracts in Nassau County?
Among Nassau County's tracts with a reliable estimate, Census Tract 501.03 ranks as shown below (1 = highest).
| Measure | In Nassau County | In Fernandina Beach |
|---|---|---|
| Population | 11th of 23 | 2nd of 6 |
| Residents per square mile | 1st of 23 | 1st of 6 |
| Median household income | 22nd of 23 | 6th of 6 |
| Per capita income | 12th of 23 | 6th of 6 |
| Median home value | 11th of 23 | 6th of 6 |
| Median gross rent | 13th of 20 | 4th of 5 |
| Poverty rate | 4th of 12 | 1st of 4 |
| Bachelor's degree or higher | 7th of 23 | 5th of 6 |
| Median age | 9th of 23 | 6th of 6 |
| Owner-occupied share | 20th of 23 | 5th of 6 |
The tracts next to it on Nassau County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 504.03 | 19th | $68,341±$27,344 · within the margin of this tract |
| Tract 502.04 | 20th | $66,731±$26,236 · within the margin of this tract |
| Tract 505.05 | 21st | $65,259±$24,681 · within the margin of this tract |
| Tract 501.03 | 22nd | $61,250±$9,021 |
| Tract 503.05 | 23rd | $49,875±$19,576 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 501.03?
3 of the 18 figures for Census Tract 501.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections