Census tract · Nassau County
Census Tract 502.05, Nassau County, Florida
Census Tract 502.05, GEOID 12089050205, in Nassau County, Florida, mostly within Fernandina Beach (67% of its census blocks). 3,675 residents in the ACS 2020-2024 5-year estimates (±448); the 2020 Census counted 3,705.
Residents, 2020-2024
3,675
±448 (90% margin)
2020 Census count: 3,705
Median household income
$99,175
±$8,425 (90% margin)
Nassau County: $89,804
Median home value
$567,700
±$48,670 (90% margin)
Nassau County: $382,800
Median gross rent
not published
Nassau County: $1,526
Where is Census Tract 502.05?
Census Tract 502.05 is one of 24 census tracts in Nassau County, Florida. It covers 1.80 square miles of land, 2,064 residents per square mile in 2020. Its GEOID, 12089050205, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Fernandina Beach | 67% |
3 census tracts border Census Tract 502.05: Tract 501.04 ($135,084), Tract 502.03 ($105,446) and Tract 502.04 ($66,731). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 502.05?
The 2020-2024 American Community Survey puts Census Tract 502.05's population at 3,675 (±448) in 1,804 households; the 2020 Census counted 3,705 residents and 2,548 housing units.
| Measure | Tract 502.05 | Fernandina Beach |
|---|---|---|
| Total population | 3,675 ±448 | 13,420 |
| Households | 1,804 ±197 | 6,464 |
| Average household size | 2.04 ±0.23 | 2.02 |
| Housing units | 2,354 ±243 | 8,168 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 502.05?
The median resident of Census Tract 502.05 is 63.7 years old; 5.8% are under 18 and 46.9% are 65 or older. The largest group is non-Hispanic white residents at 81.3%, then Hispanic or Latino residents (of any race) at 16.3%. 6.6% of residents were born outside the United States.
| Measure | Tract 502.05 | Fernandina Beach |
|---|---|---|
| Median age | 63.7 ±2.9 | 58.6 |
| Under 18 years | 5.8% ±3.7 pts | 11.5% |
| 65 years and over | 46.9% ±7.6 pts | 37.8% |
| Hispanic or Latino (any race) | 16.3% ±7.9 pts | 10.2% |
| White alone, not Hispanic | 81.3% ±8.2 pts | 80.0% |
| Black or African American alone, not Hispanic | 1.2% ±1.8 pts | 8.2% |
| Asian alone, not Hispanic | 0.3% ±0.5 pts | 0.4% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.4 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.4 pts | 0.0% |
| Two or more races, not Hispanic | 0.5% ±0.7 pts | 1.2% |
| Some other race alone, not Hispanic | 0.4% ±0.7 pts | 0.0% |
| Born outside the United States | 6.6% ±3.0 pts | 5.3% |
| Speak a language other than English at home (age 5+) | 4.3% ±2.3 pts | 5.8% |
| Civilian veterans (age 18+) | 9.1% ±3.1 pts | 12.3% |
| With a disability | 12.0% ±4.3 pts | 13.3% |
| No health insurance coverage | 4.1% ±2.2 pts | 8.6% |
| High school graduate or higher (age 25+) | 99.2% ±0.8 pts | 96.5% |
| Bachelor's degree or higher (age 25+) | 56.7% ±5.9 pts | 53.3% |
| Graduate or professional degree (age 25+) | 20.6% ±5.3 pts | 20.9% |
| Lived in the same house a year earlier | 87.6% ±5.8 pts | 90.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 502.05 earn?
Half of the 1,804 households in Census Tract 502.05 earn less than $99,175 a year (±$8,425), against $89,804 across Nassau County: 7th highest of the county's 23 tracts with a reliable estimate. 4.9% of residents live below the poverty line.
| Measure | Tract 502.05 | Fernandina Beach |
|---|---|---|
| Median household income | $99,175 ±$8,425 | $97,903 |
| Mean household income | $139,028 ±$20,496 | $132,597 |
| Per capita income | $70,013 ±$10,270 | $65,868 |
| People below the poverty line | 4.9% ±3.0 pts | 11.3% |
| Children under 18 below the poverty line | 0.0% ±21.6 pts | 24.2% |
| Households receiving SNAP | 7.4% ±5.9 pts | 7.2% |
| Households with a computer | 95.2% ±3.9 pts | 98.4% |
| Households with a broadband subscription | 95.8% ±3.8 pts | 96.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 502.05?
Owners occupy 90.3% of Census Tract 502.05's occupied homes and renters 9.7%. The median owner-occupied home is valued at $567,700 by its owner (±$48,670).
| Measure | Tract 502.05 | Fernandina Beach |
|---|---|---|
| Median home value (owner-occupied) | $567,700 ±$48,670 | $555,400 |
| Renters paying 35% or more of income on rent | 25.3% ±24.0 pts | 48.3% |
| Median monthly owner costs, with a mortgage | $2,388 ±$210 | $2,218 |
| Owner-occupied homes | 90.3% ±6.5 pts | 80.5% |
| Renter-occupied homes | 9.7% ±6.5 pts | 19.5% |
| Housing units | 2,354 ±243 | 8,168 |
| Single-family detached homes | 65.0% ±7.6 pts | 66.9% |
| Mobile homes | 0.8% ±1.0 pts | 0.3% |
| Built 2020 or later | 0.3% ±0.5 pts | 2.4% |
| Built 2010 to 2019 | 5.0% ±2.6 pts | 10.5% |
| Built 1939 or earlier | 0.5% ±0.7 pts | 8.7% |
| Households with no vehicle | 4.0% ±3.9 pts | 4.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 502.05 get to work?
73.8% of Census Tract 502.05's workers drive alone and 24.9% work from home. The average trip to work takes 23.5 minutes.
| Measure | Tract 502.05 | Fernandina Beach |
|---|---|---|
| In the labor force (age 16+) | 53.4% ±6.3 pts | 52.3% |
| Unemployment rate | 0.6% ±1.0 pts | 2.7% |
| Drove alone to work | 73.8% ±9.4 pts | 74.9% |
| Carpooled | 1.3% ±1.6 pts | 6.0% |
| Public transportation | 0.0% ±2.9 pts | 0.0% |
| Walked | 0.0% ±2.9 pts | 1.0% |
| Worked from home | 24.9% ±9.3 pts | 16.6% |
| Mean travel time to work | 23.5 min ±4.6 | 22.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 502.05 compare with the other tracts in Nassau County?
Among Nassau County's tracts with a reliable estimate, Census Tract 502.05 ranks as shown below (1 = highest).
| Measure | In Nassau County | In Fernandina Beach |
|---|---|---|
| Population | 10th of 23 | 1st of 6 |
| Residents per square mile | 2nd of 23 | 2nd of 6 |
| Median household income | 7th of 23 | 3rd of 6 |
| Per capita income | 4th of 23 | 3rd of 6 |
| Median home value | 4th of 23 | 3rd of 6 |
| Poverty rate | 12th of 12 | 4th of 4 |
| Bachelor's degree or higher | 5th of 23 | 3rd of 6 |
| Median age | 3rd of 23 | 2nd of 6 |
| Owner-occupied share | 4th of 23 | 1st of 6 |
The tracts next to it on Nassau County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 503.08 | 4th | $106,324±$12,434 · within the margin of this tract |
| Tract 505.06 | 5th | $105,536±$26,181 · within the margin of this tract |
| Tract 502.03 | 6th | $105,446±$18,860 · within the margin of this tract |
| Tract 502.05 | 7th | $99,175±$8,425 |
| Tract 501.02 | 8th | $98,504±$8,458 · within the margin of this tract |
| Tract 503.10 | 9th | $94,495±$31,734 · within the margin of this tract |
| Tract 503.04 | 10th | $93,699±$10,094 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 502.05?
2 of the 17 figures for Census Tract 502.05 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections