Census tract · Ottawa County
Census Tract 512.02, Ottawa County, Ohio
Census Tract 512.02, GEOID 39123051202, in Ottawa County, Ohio, mostly within Bay Township (63% of its census blocks). 1,786 residents in the ACS 2020-2024 5-year estimates (±308); the 2020 Census counted 1,729.
Residents, 2020-2024
1,786
±308 (90% margin)
2020 Census count: 1,729
Median household income
$51,442
±$15,204 (90% margin)
Ottawa County: $76,101
Median home value
$165,500
±$8,436 (90% margin)
Ottawa County: $219,900
Median gross rent
$962
±$42 (90% margin)
Ottawa County: $930
Where is Census Tract 512.02?
Census Tract 512.02 is one of 15 census tracts in Ottawa County, Ohio. It covers 21.56 square miles of land, 80 residents per square mile in 2020. Its GEOID, 39123051202, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Bay Township | 63% |
| Erie Township | 30% |
| Portage Township, Ottawa County | 4% |
| Port Clinton | 3% |
7 census tracts border Census Tract 512.02: Tract 505 ($66,914), Tract 506 ($60,661), Tract 508 ($80,527), Tract 512.01 ($80,083), Tract 512.03, Tract 9608 in Sandusky County ($85,556) and Tract 9609 in Sandusky County ($91,250). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 512.02?
The 2020-2024 American Community Survey puts Census Tract 512.02's population at 1,786 (±308) in 983 households; the 2020 Census counted 1,729 residents and 1,151 housing units.
| Measure | Tract 512.02 | Bay Township |
|---|---|---|
| Total population | 1,786 ±308 | 1,113 |
| Households | 983 ±250 | 627 |
| Average household size | 1.82 ±0.26 | 1.78 |
| Housing units | 1,346 ±247 | 928 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 512.02?
The median resident of Census Tract 512.02 is 59.2 years old; 15.8% are under 18 and 28.3% are 65 or older. The largest group is non-Hispanic white residents at 94.3%, then Hispanic or Latino residents (of any race) at 5.7%.
| Measure | Tract 512.02 | Bay Township |
|---|---|---|
| Median age | 59.2 ±8.1 | 60.4 |
| Under 18 years | 15.8% ±4.9 pts | 13.1% |
| 65 years and over | 28.3% ±7.7 pts | 35.9% |
| Hispanic or Latino (any race) | 5.7% ±4.7 pts | 9.2% |
| White alone, not Hispanic | 94.3% ±4.7 pts | 90.8% |
| Black or African American alone, not Hispanic | 0.0% ±2.1 pts | 0.0% |
| Asian alone, not Hispanic | 0.0% ±2.1 pts | 0.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±2.1 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±2.1 pts | 0.0% |
| Two or more races, not Hispanic | 0.0% ±2.1 pts | 0.0% |
| Some other race alone, not Hispanic | 0.0% ±2.1 pts | 0.0% |
| Born outside the United States | 0.8% ±1.2 pts | 1.3% |
| Speak a language other than English at home (age 5+) | 1.1% ±1.2 pts | 0.8% |
| Civilian veterans (age 18+) | 9.5% ±3.6 pts | 8.7% |
| With a disability | 13.2% ±4.9 pts | 11.3% |
| No health insurance coverage | 4.8% ±3.4 pts | 4.9% |
| High school graduate or higher (age 25+) | 95.1% ±3.4 pts | 96.7% |
| Bachelor's degree or higher (age 25+) | 12.0% ±5.7 pts | 14.2% |
| Graduate or professional degree (age 25+) | 3.8% ±3.2 pts | 4.9% |
| Lived in the same house a year earlier | 93.1% ±4.4 pts | 90.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 512.02 earn?
Half of the 983 households in Census Tract 512.02 earn less than $51,442 a year (±$15,204), against $76,101 across Ottawa County: 13th highest of the county's 14 tracts with a reliable estimate.
| Measure | Tract 512.02 | Bay Township |
|---|---|---|
| Median household income | $51,442 ±$15,204 | $65,375 |
| Mean household income | $75,964 ±$24,582 | $85,403 |
| Per capita income | $42,056 ±$11,952 | $48,379 |
| People below the poverty line | 11.3% ±8.6 pts | 12.9% |
| Children under 18 below the poverty line | 3.2% ±5.1 pts | 6.2% |
| Households receiving SNAP | 6.7% ±5.4 pts | 5.7% |
| Households with a computer | 96.1% ±3.1 pts | 94.9% |
| Households with a broadband subscription | 65.6% ±17.7 pts | 77.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 512.02?
Owners occupy 62.0% of Census Tract 512.02's occupied homes and renters 38.0%. The median owner-occupied home is valued at $165,500 by its owner (±$8,436). The median renter pays $962 a month including utilities.
| Measure | Tract 512.02 | Bay Township |
|---|---|---|
| Median home value (owner-occupied) | $165,500 ±$8,436 | $165,900 |
| Median gross rent | $962 ±$42 | not published |
| Renters paying 35% or more of income on rent | 10.6% ±20.4 pts | 0.0% |
| Median monthly owner costs, with a mortgage | $1,204 ±$183 | $1,292 |
| Owner-occupied homes | 62.0% ±18.1 pts | 80.9% |
| Renter-occupied homes | 38.0% ±18.1 pts | 19.1% |
| Housing units | 1,346 ±247 | 928 |
| Single-family detached homes | 69.4% ±13.8 pts | 78.0% |
| Mobile homes | 29.3% ±14.0 pts | 20.9% |
| Built 2020 or later | 0.0% ±2.7 pts | 0.0% |
| Built 2010 to 2019 | 4.2% ±3.4 pts | 6.1% |
| Built 1939 or earlier | 6.5% ±4.8 pts | 4.6% |
| Households with no vehicle | 0.9% ±1.4 pts | 1.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 512.02 get to work?
82.3% of Census Tract 512.02's workers drive alone. The average trip to work takes 28.2 minutes.
| Measure | Tract 512.02 | Bay Township |
|---|---|---|
| In the labor force (age 16+) | 59.9% ±11.5 pts | 54.7% |
| Unemployment rate | 1.9% ±3.2 pts | 0.0% |
| Drove alone to work | 82.3% ±7.4 pts | 87.6% |
| Carpooled | 7.9% ±5.9 pts | 3.3% |
| Public transportation | 3.1% ±2.6 pts | 2.0% |
| Walked | 1.2% ±2.4 pts | 2.0% |
| Worked from home | 1.6% ±1.9 pts | 2.6% |
| Mean travel time to work | 28.2 min ±8.9 | 28.7 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 512.02 compare with the other tracts in Ottawa County?
Among Ottawa County's tracts with a reliable estimate, Census Tract 512.02 ranks as shown below (1 = highest).
| Measure | In Ottawa County |
|---|---|
| Population | 12th of 15 |
| Residents per square mile | 13th of 15 |
| Median household income | 13th of 14 |
| Per capita income | 9th of 15 |
| Median home value | 10th of 15 |
| Median gross rent | 5th of 13 |
| Bachelor's degree or higher | 15th of 15 |
| Median age | 6th of 15 |
| Owner-occupied share | 15th of 15 |
The tracts next to it on Ottawa County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 501 | 10th | $71,250±$19,400 · within the margin of this tract |
| Tract 505 | 11th | $66,914±$7,663 · within the margin of this tract |
| Tract 506 | 12th | $60,661±$7,925 · within the margin of this tract |
| Tract 512.02 | 13th | $51,442±$15,204 |
| Tract 507 | 14th | $44,937±$11,569 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 512.02?
5 of the 18 figures for Census Tract 512.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections