Census tract · Bergen County
Census Tract 514, Bergen County, New Jersey
Census Tract 514, GEOID 34003051400, in Bergen County, New Jersey, entirely within Rutherford. 4,569 residents in the ACS 2020-2024 5-year estimates (±518); the 2020 Census counted 4,989.
Residents, 2020-2024
4,569
±518 (90% margin)
2020 Census count: 4,989
Median household income
$175,102
±$15,863 (90% margin)
Bergen County: $124,884
Median home value
$621,700
±$29,009 (90% margin)
Bergen County: $623,000
Median gross rent
$2,327
±$156 (90% margin)
Bergen County: $1,914
Where is Census Tract 514?
Census Tract 514 is one of 203 census tracts in Bergen County, New Jersey. It covers 1.43 square miles of land, 3,494 residents per square mile in 2020. Its GEOID, 34003051400, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Rutherford | 100% |
6 census tracts border Census Tract 514: Tract 120.01 ($88,973), Tract 311 ($114,778), Tract 312 ($93,981), Tract 512 ($170,658), Tract 513 ($117,321) and Tract 201 in Hudson County ($199,773). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 514?
The 2020-2024 American Community Survey puts Census Tract 514's population at 4,569 (±518) in 1,605 households; the 2020 Census counted 4,989 residents and 1,867 housing units.
| Measure | Tract 514 | Rutherford |
|---|---|---|
| Total population | 4,569 ±518 | 18,894 |
| Households | 1,605 ±205 | 6,875 |
| Average household size | 2.85 ±0.15 | 2.68 |
| Housing units | 1,751 ±189 | 7,129 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 514?
The median resident of Census Tract 514 is 41.1 years old; 25.3% are under 18 and 14.5% are 65 or older. The largest group is non-Hispanic white residents at 52.5%, then Hispanic or Latino residents (of any race) at 30.0%. 27.0% of residents were born outside the United States.
| Measure | Tract 514 | Rutherford |
|---|---|---|
| Median age | 41.1 ±2.4 | 40.0 |
| Under 18 years | 25.3% ±3.3 pts | 20.3% |
| 65 years and over | 14.5% ±2.9 pts | 15.6% |
| Hispanic or Latino (any race) | 30.0% ±7.8 pts | 20.8% |
| White alone, not Hispanic | 52.5% ±6.2 pts | 59.8% |
| Black or African American alone, not Hispanic | 1.8% ±2.0 pts | 3.9% |
| Asian alone, not Hispanic | 11.7% ±4.4 pts | 12.3% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| Two or more races, not Hispanic | 4.1% ±2.2 pts | 2.7% |
| Some other race alone, not Hispanic | 0.0% ±1.0 pts | 0.4% |
| Born outside the United States | 27.0% ±6.0 pts | 21.3% |
| Speak a language other than English at home (age 5+) | 38.9% ±7.4 pts | 30.4% |
| Civilian veterans (age 18+) | 2.5% ±1.4 pts | 2.3% |
| With a disability | 11.4% ±3.1 pts | 10.8% |
| No health insurance coverage | 2.4% ±1.8 pts | 4.6% |
| High school graduate or higher (age 25+) | 96.4% ±2.6 pts | 95.7% |
| Bachelor's degree or higher (age 25+) | 63.6% ±9.2 pts | 60.5% |
| Graduate or professional degree (age 25+) | 21.5% ±5.0 pts | 23.8% |
| Lived in the same house a year earlier | 90.7% ±4.3 pts | 91.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 514 earn?
Half of the 1,605 households in Census Tract 514 earn less than $175,102 a year (±$15,863), against $124,884 across Bergen County: 48th highest of the county's 200 tracts with a reliable estimate.
| Measure | Tract 514 | Rutherford |
|---|---|---|
| Median household income | $175,102 ±$15,863 | $143,153 |
| Mean household income | $193,286 ±$16,260 | $169,304 |
| Per capita income | $67,364 ±$5,372 | $62,187 |
| People below the poverty line | 4.2% ±3.2 pts | 5.5% |
| Children under 18 below the poverty line | 5.9% ±5.9 pts | 5.0% |
| Households receiving SNAP | 1.4% ±1.4 pts | 3.2% |
| Households with a computer | 98.9% ±1.8 pts | 96.8% |
| Households with a broadband subscription | 98.4% ±1.9 pts | 91.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 514?
Owners occupy 80.2% of Census Tract 514's occupied homes and renters 19.8%. The median owner-occupied home is valued at $621,700 by its owner (±$29,009). The median renter pays $2,327 a month including utilities.
| Measure | Tract 514 | Rutherford |
|---|---|---|
| Median home value (owner-occupied) | $621,700 ±$29,009 | $603,600 |
| Median gross rent | $2,327 ±$156 | $1,966 |
| Renters paying 35% or more of income on rent | 2.9% ±5.2 pts | 25.3% |
| Median monthly owner costs, with a mortgage | $3,520 ±$212 | $3,475 |
| Owner-occupied homes | 80.2% ±11.5 pts | 64.3% |
| Renter-occupied homes | 19.8% ±11.5 pts | 35.7% |
| Housing units | 1,751 ±189 | 7,129 |
| Single-family detached homes | 73.2% ±10.4 pts | 57.0% |
| Mobile homes | 0.0% ±2.5 pts | 1.4% |
| Built 2020 or later | 1.3% ±2.1 pts | 0.6% |
| Built 2010 to 2019 | 0.5% ±1.0 pts | 3.5% |
| Built 1939 or earlier | 55.0% ±10.7 pts | 42.8% |
| Households with no vehicle | 4.3% ±3.4 pts | 5.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 514 get to work?
45.8% of Census Tract 514's workers drive alone and 25.4% work from home. The average trip to work takes 34.4 minutes. The unemployment rate in 2020-2024 averaged 4.4%.
| Measure | Tract 514 | Rutherford |
|---|---|---|
| In the labor force (age 16+) | 73.9% ±6.2 pts | 68.8% |
| Unemployment rate | 4.4% ±2.6 pts | 4.2% |
| Drove alone to work | 45.8% ±10.4 pts | 50.8% |
| Carpooled | 2.3% ±1.8 pts | 3.6% |
| Public transportation | 22.2% ±8.8 pts | 17.2% |
| Walked | 0.3% ±0.6 pts | 1.7% |
| Worked from home | 25.4% ±8.1 pts | 23.3% |
| Mean travel time to work | 34.4 min ±3.7 | 33.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 514 compare with the other tracts in Bergen County?
Among Bergen County's tracts with a reliable estimate, Census Tract 514 ranks as shown below (1 = highest).
| Measure | In Bergen County | In Rutherford |
|---|---|---|
| Population | 104th of 203 | 3rd of 4 |
| Residents per square mile | 147th of 203 | 4th of 4 |
| Median household income | 48th of 200 | 1st of 4 |
| Per capita income | 71st of 203 | 2nd of 4 |
| Median home value | 79th of 202 | 2nd of 4 |
| Median gross rent | 53rd of 186 | 1st of 4 |
| Bachelor's degree or higher | 59th of 203 | 1st of 4 |
| Median age | 121st of 203 | 2nd of 4 |
| Owner-occupied share | 77th of 201 | 2nd of 4 |
The tracts next to it on Bergen County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 614 | 45th | $178,309±$21,892 · within the margin of this tract |
| Tract 351 | 46th | $178,269±$20,952 · within the margin of this tract |
| Tract 201 | 47th | $175,517±$46,550 · within the margin of this tract |
| Tract 514 | 48th | $175,102±$15,863 |
| Tract 80.01 | 49th | $174,375±$30,086 · within the margin of this tract |
| Tract 280.02 | 50th | $173,262±$57,845 · within the margin of this tract |
| Tract 512 | 51st | $170,658±$38,606 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 514?
2 of the 18 figures for Census Tract 514 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections