Census tract · Horry County
Census Tract 514.05, Horry County, South Carolina
Census Tract 514.05, GEOID 45051051405, in Horry County, South Carolina, mostly within Garden City (68% of its census blocks). 4,649 residents in the ACS 2020-2024 5-year estimates (±603); the 2020 Census counted 3,693.
Residents, 2020-2024
4,649
±603 (90% margin)
2020 Census count: 3,693
Median household income
$68,621
±$19,513 (90% margin)
Horry County: $66,880
Median home value
$251,300
±$15,682 (90% margin)
Horry County: $287,700
Median gross rent
$1,674
±$129 (90% margin)
Horry County: $1,255
Where is Census Tract 514.05?
Census Tract 514.05 is one of 78 census tracts in Horry County, South Carolina. It covers 2.14 square miles of land, 1,727 residents per square mile in 2020. Its GEOID, 45051051405, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Garden City | 68% |
| Surfside Beach | 13% |
6 census tracts border Census Tract 514.05: Tract 512.02 ($65,972), Tract 513.01 ($63,125), Tract 513.02 ($64,138), Tract 514.04 ($70,982), Tract 514.06 ($39,906) and Tract 516.05 ($98,342). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 514.05?
The 2020-2024 American Community Survey puts Census Tract 514.05's population at 4,649 (±603) in 2,212 households; the 2020 Census counted 3,693 residents and 2,400 housing units.
| Measure | Tract 514.05 | Garden City |
|---|---|---|
| Total population | 4,649 ±603 | 11,591 |
| Households | 2,212 ±249 | 6,023 |
| Average household size | 2.10 ±0.20 | 1.89 |
| Housing units | 2,624 ±225 | 10,506 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 514.05?
The median resident of Census Tract 514.05 is 55.8 years old; 10.1% are under 18 and 29.8% are 65 or older. The largest group is non-Hispanic white residents at 94.0%, then non-Hispanic Black residents at 2.4%. 3.3% of residents were born outside the United States.
| Measure | Tract 514.05 | Garden City |
|---|---|---|
| Median age | 55.8 ±3.5 | 62.2 |
| Under 18 years | 10.1% ±3.4 pts | 5.6% |
| 65 years and over | 29.8% ±4.5 pts | 42.0% |
| Hispanic or Latino (any race) | 1.8% ±1.6 pts | 1.8% |
| White alone, not Hispanic | 94.0% ±2.8 pts | 94.5% |
| Black or African American alone, not Hispanic | 2.4% ±1.7 pts | 0.9% |
| Asian alone, not Hispanic | 0.9% ±1.0 pts | 0.8% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.0 pts | 0.3% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.0 pts | 0.2% |
| Two or more races, not Hispanic | 0.9% ±0.9 pts | 1.5% |
| Some other race alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| Born outside the United States | 3.3% ±2.0 pts | 2.3% |
| Speak a language other than English at home (age 5+) | 2.6% ±1.6 pts | 2.6% |
| Civilian veterans (age 18+) | 11.7% ±4.0 pts | 10.2% |
| With a disability | 20.6% ±4.2 pts | 20.9% |
| No health insurance coverage | 4.7% ±2.3 pts | 11.1% |
| High school graduate or higher (age 25+) | 89.9% ±4.2 pts | 91.7% |
| Bachelor's degree or higher (age 25+) | 17.9% ±5.4 pts | 22.2% |
| Graduate or professional degree (age 25+) | 3.4% ±1.6 pts | 7.7% |
| Lived in the same house a year earlier | 88.8% ±5.2 pts | 89.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 514.05 earn?
Half of the 2,212 households in Census Tract 514.05 earn less than $68,621 a year (±$19,513), against $66,880 across Horry County: 35th highest of the county's 76 tracts with a reliable estimate. 15.8% of residents live below the poverty line.
| Measure | Tract 514.05 | Garden City |
|---|---|---|
| Median household income | $68,621 ±$19,513 | $47,249 |
| Mean household income | $86,486 ±$13,331 | $80,593 |
| Per capita income | $40,951 ±$7,097 | $45,274 |
| People below the poverty line | 15.8% ±5.2 pts | 17.7% |
| Children under 18 below the poverty line | 22.8% ±18.6 pts | 16.5% |
| Households receiving SNAP | 3.7% ±2.1 pts | 4.2% |
| Households with a computer | 96.5% ±2.7 pts | 95.4% |
| Households with a broadband subscription | 91.9% ±4.1 pts | 90.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 514.05?
Owners occupy 75.3% of Census Tract 514.05's occupied homes and renters 24.7%. The median owner-occupied home is valued at $251,300 by its owner (±$15,682). The median renter pays $1,674 a month including utilities.
| Measure | Tract 514.05 | Garden City |
|---|---|---|
| Median home value (owner-occupied) | $251,300 ±$15,682 | $217,400 |
| Median gross rent | $1,674 ±$129 | $1,472 |
| Renters paying 35% or more of income on rent | 22.4% ±15.1 pts | 30.8% |
| Median monthly owner costs, with a mortgage | $1,311 ±$71 | $1,328 |
| Owner-occupied homes | 75.3% ±8.1 pts | 85.4% |
| Renter-occupied homes | 24.7% ±8.1 pts | 14.6% |
| Housing units | 2,624 ±225 | 10,506 |
| Single-family detached homes | 58.8% ±7.5 pts | 33.8% |
| Mobile homes | 4.8% ±2.6 pts | 33.1% |
| Built 2020 or later | 2.0% ±1.5 pts | 1.8% |
| Built 2010 to 2019 | 6.3% ±2.9 pts | 6.4% |
| Built 1939 or earlier | 0.0% ±1.7 pts | 0.1% |
| Households with no vehicle | 3.7% ±2.6 pts | 4.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 514.05 get to work?
86.7% of Census Tract 514.05's workers drive alone. The average trip to work takes 18.6 minutes.
| Measure | Tract 514.05 | Garden City |
|---|---|---|
| In the labor force (age 16+) | 50.2% ±6.0 pts | 41.9% |
| Unemployment rate | 1.6% ±1.8 pts | 5.1% |
| Drove alone to work | 86.7% ±8.3 pts | 80.8% |
| Carpooled | 0.7% ±0.8 pts | 4.8% |
| Public transportation | 0.0% ±2.2 pts | 0.0% |
| Walked | 0.3% ±0.6 pts | 0.2% |
| Worked from home | 12.3% ±8.4 pts | 13.0% |
| Mean travel time to work | 18.6 min ±2.7 | 22.0 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 514.05 compare with the other tracts in Horry County?
Among Horry County's tracts with a reliable estimate, Census Tract 514.05 ranks as shown below (1 = highest).
| Measure | In Horry County | In Garden City |
|---|---|---|
| Population | 36th of 77 | 1st of 4 |
| Residents per square mile | 18th of 77 | 4th of 4 |
| Median household income | 35th of 76 | 1st of 4 |
| Per capita income | 26th of 76 | 2nd of 3 |
| Median home value | 45th of 76 | 2nd of 4 |
| Median gross rent | 13th of 73 | 1st of 4 |
| Poverty rate | 23rd of 63 | 2nd of 4 |
| Bachelor's degree or higher | 55th of 77 | 3rd of 4 |
| Median age | 26th of 77 | 4th of 4 |
| Owner-occupied share | 49th of 77 | 4th of 4 |
The tracts next to it on Horry County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 516.06 | 32nd | $69,940±$23,207 · within the margin of this tract |
| Tract 604.05 | 33rd | $69,476±$23,412 · within the margin of this tract |
| Tract 706.01 | 34th | $68,787±$17,837 · within the margin of this tract |
| Tract 514.05 | 35th | $68,621±$19,513 |
| Tract 602.11 | 36th | $68,611±$11,593 · within the margin of this tract |
| Tract 706.02 | 37th | $67,188±$11,521 · within the margin of this tract |
| Tract 601.01 | 38th | $67,105±$15,263 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 514.05?
4 of the 18 figures for Census Tract 514.05 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections