Census tract · Somerset County
Census Tract 539.05, Somerset County, New Jersey
Census Tract 539.05, GEOID 34035053905, in Somerset County, New Jersey, entirely within Montgomery Township. 6,959 residents in the ACS 2020-2024 5-year estimates (±542); the 2020 Census counted 6,629.
Residents, 2020-2024
6,959
±542 (90% margin)
2020 Census count: 6,629
Median household income
$224,900
±$12,337 (90% margin)
Somerset County: $140,374
Median home value
$770,100
±$67,676 (90% margin)
Somerset County: $552,100
Median gross rent
$2,440
±$420 (90% margin)
Somerset County: $2,033
Where is Census Tract 539.05?
Census Tract 539.05 is one of 74 census tracts in Somerset County, New Jersey. It covers 3.36 square miles of land, 1,975 residents per square mile in 2020. Its GEOID, 34035053905, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Montgomery Township | 100% |
| Belle Mead | 42% |
5 census tracts border Census Tract 539.05: Tract 534.02 ($138,438), Tract 538.06 ($187,031), Tract 538.07 ($250,000 or more), Tract 539.04 ($250,000 or more) and Tract 542.02 ($230,563). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 539.05?
The 2020-2024 American Community Survey puts Census Tract 539.05's population at 6,959 (±542) in 2,270 households; the 2020 Census counted 6,629 residents and 2,325 housing units.
| Measure | Tract 539.05 | Montgomery Township |
|---|---|---|
| Total population | 6,959 ±542 | 23,841 |
| Households | 2,270 ±188 | 8,466 |
| Average household size | 3.07 ±0.21 | 2.80 |
| Housing units | 2,270 ±188 | 8,488 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 539.05?
The median resident of Census Tract 539.05 is 39.3 years old; 26.6% are under 18 and 11.2% are 65 or older. The largest group is non-Hispanic Asian residents at 58.7%, then non-Hispanic white residents at 30.6%. 42.5% of residents were born outside the United States.
| Measure | Tract 539.05 | Montgomery Township |
|---|---|---|
| Median age | 39.3 ±3.3 | 43.1 |
| Under 18 years | 26.6% ±2.8 pts | 24.5% |
| 65 years and over | 11.2% ±2.2 pts | 14.7% |
| Hispanic or Latino (any race) | 3.6% ±5.2 pts | 4.6% |
| White alone, not Hispanic | 30.6% ±7.7 pts | 44.3% |
| Black or African American alone, not Hispanic | 2.0% ±2.6 pts | 3.2% |
| Asian alone, not Hispanic | 58.7% ±7.6 pts | 43.7% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.6 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.6 pts | 0.0% |
| Two or more races, not Hispanic | 4.1% ±3.4 pts | 3.6% |
| Some other race alone, not Hispanic | 1.1% ±1.2 pts | 0.7% |
| Born outside the United States | 42.5% ±5.5 pts | 35.3% |
| Speak a language other than English at home (age 5+) | 58.5% ±6.7 pts | 43.9% |
| Civilian veterans (age 18+) | 2.0% ±1.3 pts | 1.9% |
| With a disability | 4.0% ±2.0 pts | 5.0% |
| No health insurance coverage | 0.7% ±0.8 pts | 1.2% |
| High school graduate or higher (age 25+) | 98.8% ±1.4 pts | 98.8% |
| Bachelor's degree or higher (age 25+) | 80.2% ±5.9 pts | 80.4% |
| Graduate or professional degree (age 25+) | 41.6% ±6.2 pts | 46.2% |
| Lived in the same house a year earlier | 87.5% ±5.3 pts | 92.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 539.05 earn?
Half of the 2,270 households in Census Tract 539.05 earn less than $224,900 a year (±$12,337), against $140,374 across Somerset County: 8th highest of the county's 74 tracts with a reliable estimate. 4.6% of residents live below the poverty line.
| Measure | Tract 539.05 | Montgomery Township |
|---|---|---|
| Median household income | $224,900 ±$12,337 | $226,771 |
| Mean household income | $234,671 ±$22,592 | $270,887 |
| Per capita income | $76,758 ±$8,205 | $95,544 |
| People below the poverty line | 4.6% ±3.0 pts | 3.7% |
| Children under 18 below the poverty line | 1.9% ±2.9 pts | 1.6% |
| Households receiving SNAP | 2.0% ±2.6 pts | 0.8% |
| Households with a computer | 99.2% ±1.3 pts | 98.5% |
| Households with a broadband subscription | 98.5% ±1.8 pts | 97.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 539.05?
Owners occupy 74.3% of Census Tract 539.05's occupied homes and renters 25.7%. The median owner-occupied home is valued at $770,100 by its owner (±$67,676). The median renter pays $2,440 a month including utilities, and 30.1% of renters pay 35% or more of their income on rent.
| Measure | Tract 539.05 | Montgomery Township |
|---|---|---|
| Median home value (owner-occupied) | $770,100 ±$67,676 | $795,200 |
| Median gross rent | $2,440 ±$420 | $2,188 |
| Renters paying 35% or more of income on rent | 30.1% ±15.4 pts | 41.5% |
| Median monthly owner costs, with a mortgage | $4,000 or more | $4,000 or more |
| Owner-occupied homes | 74.3% ±6.1 pts | 84.6% |
| Renter-occupied homes | 25.7% ±6.1 pts | 15.4% |
| Housing units | 2,270 ±188 | 8,488 |
| Single-family detached homes | 61.8% ±6.6 pts | 70.7% |
| Mobile homes | 0.0% ±2.0 pts | 0.0% |
| Built 2020 or later | 0.0% ±2.0 pts | 1.1% |
| Built 2010 to 2019 | 1.4% ±1.5 pts | 8.9% |
| Built 1939 or earlier | 0.9% ±1.3 pts | 5.3% |
| Households with no vehicle | 4.4% ±3.0 pts | 4.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 539.05 get to work?
50.9% of Census Tract 539.05's workers drive alone and 33.9% work from home. The average trip to work takes 35.2 minutes. The unemployment rate in 2020-2024 averaged 4.8%.
| Measure | Tract 539.05 | Montgomery Township |
|---|---|---|
| In the labor force (age 16+) | 73.2% ±4.3 pts | 68.8% |
| Unemployment rate | 4.8% ±3.1 pts | 3.9% |
| Drove alone to work | 50.9% ±7.1 pts | 52.4% |
| Carpooled | 9.1% ±4.9 pts | 5.3% |
| Public transportation | 3.4% ±3.0 pts | 5.5% |
| Walked | 0.9% ±1.5 pts | 2.2% |
| Worked from home | 33.9% ±6.5 pts | 32.9% |
| Mean travel time to work | 35.2 min ±5.0 | 37.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 539.05 compare with the other tracts in Somerset County?
Among Somerset County's tracts with a reliable estimate, Census Tract 539.05 ranks as shown below (1 = highest).
| Measure | In Somerset County |
|---|---|
| Population | 8th of 74 |
| Residents per square mile | 33rd of 74 |
| Median household income | 8th of 74 |
| Per capita income | 28th of 74 |
| Median home value | 16th of 74 |
| Median gross rent | 21st of 65 |
| Poverty rate | 22nd of 31 |
| Bachelor's degree or higher | 3rd of 74 |
| Median age | 57th of 74 |
| Owner-occupied share | 52nd of 74 |
The tracts next to it on Somerset County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 509.03 | 5th | $249,803±$32,401 · within the margin of this tract |
| Tract 527.01 | 6th | $245,441±$20,995 · within the margin of this tract |
| Tract 542.02 | 7th | $230,563±$42,109 · within the margin of this tract |
| Tract 539.05 | 8th | $224,900±$12,337 |
| Tract 537.07 | 9th | $222,070±$10,474 · within the margin of this tract |
| Tract 536.02 | 10th | $218,000±$42,207 · within the margin of this tract |
| Tract 509.02 | 11th | $216,071±$25,129 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 539.05?
2 of the 18 figures for Census Tract 539.05 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections