Census tract · Saratoga County
Census Tract 627, Saratoga County, New York
Census Tract 627, GEOID 36091062700, in Saratoga County, New York, entirely within Waterford (town). 6,078 residents in the ACS 2020-2024 5-year estimates (±316); the 2020 Census counted 6,170.
Residents, 2020-2024
6,078
±316 (90% margin)
2020 Census count: 6,170
Median household income
$93,214
±$13,007 (90% margin)
Saratoga County: $100,787
Median home value
$288,100
±$16,219 (90% margin)
Saratoga County: $348,600
Median gross rent
$1,264
±$580 (90% margin)
Saratoga County: $1,394
Where is Census Tract 627?
Census Tract 627 is one of 65 census tracts in Saratoga County, New York. It covers 6.28 square miles of land, 982 residents per square mile in 2020. Its GEOID, 36091062700, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Waterford (town) | 100% |
8 census tracts border Census Tract 627: Tract 127 in Albany County ($71,875), Tract 129 in Albany County ($38,750), Tract 135.03 in Albany County ($107,500), Tract 401 in Rensselaer County ($39,819), Tract 519.02 in Rensselaer County ($99,450), Tract 624.04 ($98,854), Tract 624.08 ($103,560) and Tract 628 ($72,938). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 627?
The 2020-2024 American Community Survey puts Census Tract 627's population at 6,078 (±316) in 2,656 households; the 2020 Census counted 6,170 residents and 2,862 housing units.
| Measure | Tract 627 | Waterford (town) |
|---|---|---|
| Total population | 6,078 ±316 | 8,163 |
| Households | 2,656 ±235 | 3,703 |
| Average household size | 2.28 ±0.18 | 2.20 |
| Housing units | 2,818 ±236 | 3,961 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 627?
The median resident of Census Tract 627 is 44.7 years old; 18.6% are under 18 and 21.4% are 65 or older. The largest group is non-Hispanic white residents at 77.8%, then Hispanic or Latino residents (of any race) at 9.5%. 4.1% of residents were born outside the United States.
| Measure | Tract 627 | Waterford (town) |
|---|---|---|
| Median age | 44.7 ±2.9 | 44.6 |
| Under 18 years | 18.6% ±4.7 pts | 18.2% |
| 65 years and over | 21.4% ±4.3 pts | 22.5% |
| Hispanic or Latino (any race) | 9.5% ±6.0 pts | 7.5% |
| White alone, not Hispanic | 77.8% ±7.2 pts | 80.0% |
| Black or African American alone, not Hispanic | 6.4% ±4.2 pts | 4.8% |
| Asian alone, not Hispanic | 0.3% ±0.5 pts | 2.2% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.7 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.7 pts | 0.0% |
| Two or more races, not Hispanic | 6.1% ±3.7 pts | 5.6% |
| Some other race alone, not Hispanic | 0.0% ±0.7 pts | 0.0% |
| Born outside the United States | 4.1% ±2.4 pts | 4.0% |
| Speak a language other than English at home (age 5+) | 8.8% ±4.3 pts | 8.0% |
| Civilian veterans (age 18+) | 6.2% ±2.5 pts | 6.7% |
| With a disability | 13.5% ±4.3 pts | 12.5% |
| No health insurance coverage | 1.5% ±1.4 pts | 2.0% |
| High school graduate or higher (age 25+) | 93.9% ±3.3 pts | 94.3% |
| Bachelor's degree or higher (age 25+) | 31.5% ±7.5 pts | 29.2% |
| Graduate or professional degree (age 25+) | 12.2% ±4.6 pts | 11.4% |
| Lived in the same house a year earlier | 91.5% ±5.3 pts | 90.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 627 earn?
Half of the 2,656 households in Census Tract 627 earn less than $93,214 a year (±$13,007), against $100,787 across Saratoga County: 40th highest of the county's 64 tracts with a reliable estimate. 7.5% of residents live below the poverty line.
| Measure | Tract 627 | Waterford (town) |
|---|---|---|
| Median household income | $93,214 ±$13,007 | $87,089 |
| Mean household income | $107,930 ±$14,178 | $99,394 |
| Per capita income | $47,588 ±$4,570 | $45,461 |
| People below the poverty line | 7.5% ±4.1 pts | 8.3% |
| Children under 18 below the poverty line | 6.7% ±8.7 pts | 9.4% |
| Households receiving SNAP | 10.4% ±6.7 pts | 12.0% |
| Households with a computer | 94.2% ±3.7 pts | 94.3% |
| Households with a broadband subscription | 95.1% ±3.0 pts | 94.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 627?
Owners occupy 74.2% of Census Tract 627's occupied homes and renters 25.8%. The median owner-occupied home is valued at $288,100 by its owner (±$16,219). The median renter pays $1,264 a month including utilities.
| Measure | Tract 627 | Waterford (town) |
|---|---|---|
| Median home value (owner-occupied) | $288,100 ±$16,219 | $269,900 |
| Median gross rent | $1,264 ±$580 | $1,116 |
| Renters paying 35% or more of income on rent | 12.7% ±11.1 pts | 16.5% |
| Median monthly owner costs, with a mortgage | $1,914 ±$81 | $1,898 |
| Owner-occupied homes | 74.2% ±7.9 pts | 68.5% |
| Renter-occupied homes | 25.8% ±7.9 pts | 31.5% |
| Housing units | 2,818 ±236 | 3,961 |
| Single-family detached homes | 60.5% ±7.9 pts | 51.9% |
| Mobile homes | 1.4% ±1.6 pts | 1.0% |
| Built 2020 or later | 0.0% ±1.5 pts | 0.0% |
| Built 2010 to 2019 | 1.0% ±1.1 pts | 1.5% |
| Built 1939 or earlier | 26.0% ±7.3 pts | 39.4% |
| Households with no vehicle | 4.1% ±3.2 pts | 6.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 627 get to work?
78.0% of Census Tract 627's workers drive alone and 19.7% work from home. The average trip to work takes 23.7 minutes.
| Measure | Tract 627 | Waterford (town) |
|---|---|---|
| In the labor force (age 16+) | 65.5% ±6.4 pts | 64.7% |
| Unemployment rate | 4.8% ±3.4 pts | 4.3% |
| Drove alone to work | 78.0% ±6.7 pts | 77.1% |
| Carpooled | 2.4% ±2.0 pts | 3.0% |
| Public transportation | 0.0% ±1.3 pts | 0.0% |
| Walked | 0.0% ±1.3 pts | 1.4% |
| Worked from home | 19.7% ±6.5 pts | 18.3% |
| Mean travel time to work | 23.7 min ±2.4 | 23.5 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 627 compare with the other tracts in Saratoga County?
Among Saratoga County's tracts with a reliable estimate, Census Tract 627 ranks as shown below (1 = highest).
| Measure | In Saratoga County |
|---|---|
| Population | 5th of 65 |
| Residents per square mile | 30th of 65 |
| Median household income | 40th of 64 |
| Per capita income | 48th of 65 |
| Median home value | 42nd of 64 |
| Median gross rent | 32nd of 58 |
| Poverty rate | 25th of 36 |
| Bachelor's degree or higher | 47th of 65 |
| Median age | 31st of 65 |
| Owner-occupied share | 33rd of 64 |
The tracts next to it on Saratoga County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 614.03 | 37th | $98,203±$14,957 · within the margin of this tract |
| Tract 612.01 | 38th | $95,878±$17,786 · within the margin of this tract |
| Tract 601.02 | 39th | $95,861±$15,423 · within the margin of this tract |
| Tract 627 | 40th | $93,214±$13,007 |
| Tract 629 | 41st | $92,604±$23,815 · within the margin of this tract |
| Tract 608 | 42nd | $91,178±$15,342 · within the margin of this tract |
| Tract 607.05 | 43rd | $90,313±$26,863 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 627?
1 of the 18 figures for Census Tract 627 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections