Census tract · Montgomery County
Census Tract 708, Montgomery County, New York
Census Tract 708, GEOID 36057070800, in Montgomery County, New York, entirely within Amsterdam. 2,894 residents in the ACS 2020-2024 5-year estimates (±385); the 2020 Census counted 2,959.
Residents, 2020-2024
2,894
±385 (90% margin)
2020 Census count: 2,959
Median household income
$44,289
±$9,299 (90% margin)
Montgomery County: $64,943
Median home value
$129,200
±$44,389 (90% margin)
Montgomery County: $157,500
Median gross rent
$943
±$158 (90% margin)
Montgomery County: $940
Where is Census Tract 708?
Census Tract 708 is one of 16 census tracts in Montgomery County, New York. It covers 0.90 square miles of land, 3,280 residents per square mile in 2020. Its GEOID, 36057070800, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Amsterdam | 100% |
4 census tracts border Census Tract 708: Tract 706 ($42,629), Tract 707 ($83,190), Tract 709 ($41,417) and Tract 721 ($83,989). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 708?
The 2020-2024 American Community Survey puts Census Tract 708's population at 2,894 (±385) in 1,175 households; the 2020 Census counted 2,959 residents and 1,456 housing units.
| Measure | Tract 708 | Amsterdam |
|---|---|---|
| Total population | 2,894 ±385 | 18,166 |
| Households | 1,175 ±141 | 7,679 |
| Average household size | 2.45 ±0.25 | 2.31 |
| Housing units | 1,418 ±159 | 9,367 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 708?
The median resident of Census Tract 708 is 26.5 years old; 33.1% are under 18 and 11.8% are 65 or older. The largest group is Hispanic or Latino residents (of any race) at 47.9%, then non-Hispanic white residents at 40.9%.
| Measure | Tract 708 | Amsterdam |
|---|---|---|
| Median age | 26.5 ±1.7 | 39.5 |
| Under 18 years | 33.1% ±5.9 pts | 23.0% |
| 65 years and over | 11.8% ±4.2 pts | 19.5% |
| Hispanic or Latino (any race) | 47.9% ±8.7 pts | 34.2% |
| White alone, not Hispanic | 40.9% ±7.7 pts | 53.9% |
| Black or African American alone, not Hispanic | 4.0% ±3.1 pts | 5.3% |
| Asian alone, not Hispanic | 0.0% ±1.5 pts | 1.5% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.5 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.5 pts | 0.0% |
| Two or more races, not Hispanic | 7.2% ±3.9 pts | 3.5% |
| Some other race alone, not Hispanic | 0.0% ±1.5 pts | 1.5% |
| Born outside the United States | 3.9% ±3.1 pts | 4.6% |
| Speak a language other than English at home (age 5+) | 18.1% ±8.8 pts | 18.2% |
| Civilian veterans (age 18+) | 3.2% ±2.1 pts | 6.5% |
| With a disability | 19.6% ±5.9 pts | 18.0% |
| No health insurance coverage | 3.4% ±2.5 pts | 5.0% |
| High school graduate or higher (age 25+) | 90.1% ±5.7 pts | 87.7% |
| Bachelor's degree or higher (age 25+) | 23.7% ±7.1 pts | 22.5% |
| Graduate or professional degree (age 25+) | 4.8% ±2.5 pts | 6.3% |
| Lived in the same house a year earlier | 86.8% ±6.6 pts | 86.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 708 earn?
Half of the 1,175 households in Census Tract 708 earn less than $44,289 a year (±$9,299), against $64,943 across Montgomery County: 13th highest of the county's 16 tracts with a reliable estimate. 23.2% of residents live below the poverty line.
| Measure | Tract 708 | Amsterdam |
|---|---|---|
| Median household income | $44,289 ±$9,299 | $56,178 |
| Mean household income | $56,465 ±$8,834 | $73,986 |
| Per capita income | $22,516 ±$3,549 | $31,224 |
| People below the poverty line | 23.2% ±8.8 pts | 20.2% |
| Children under 18 below the poverty line | 29.5% ±17.8 pts | 26.5% |
| Households receiving SNAP | 29.1% ±10.4 pts | 21.5% |
| Households with a computer | 85.1% ±7.9 pts | 91.5% |
| Households with a broadband subscription | 77.6% ±9.5 pts | 87.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 708?
Owners occupy 38.2% of Census Tract 708's occupied homes and renters 61.8%. The median owner-occupied home is valued at $129,200 by its owner (±$44,389). The median renter pays $943 a month including utilities, and 32.7% of renters pay 35% or more of their income on rent.
| Measure | Tract 708 | Amsterdam |
|---|---|---|
| Median home value (owner-occupied) | $129,200 ±$44,389 | $137,900 |
| Median gross rent | $943 ±$158 | $1,006 |
| Renters paying 35% or more of income on rent | 32.7% ±14.6 pts | 41.1% |
| Median monthly owner costs, with a mortgage | $1,304 ±$147 | $1,491 |
| Owner-occupied homes | 38.2% ±9.4 pts | 53.0% |
| Renter-occupied homes | 61.8% ±9.4 pts | 47.0% |
| Housing units | 1,418 ±159 | 9,367 |
| Single-family detached homes | 22.0% ±7.7 pts | 37.4% |
| Mobile homes | 1.0% ±1.7 pts | 0.1% |
| Built 2020 or later | 2.9% ±3.4 pts | 0.5% |
| Built 2010 to 2019 | 2.1% ±2.0 pts | 0.3% |
| Built 1939 or earlier | 53.9% ±10.0 pts | 56.5% |
| Households with no vehicle | 18.5% ±8.4 pts | 14.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 708 get to work?
63.9% of Census Tract 708's workers drive alone. The average trip to work takes 18.1 minutes. The unemployment rate in 2020-2024 averaged 5.3%.
| Measure | Tract 708 | Amsterdam |
|---|---|---|
| In the labor force (age 16+) | 62.1% ±7.5 pts | 62.0% |
| Unemployment rate | 5.3% ±3.4 pts | 6.7% |
| Drove alone to work | 63.9% ±14.9 pts | 72.5% |
| Carpooled | 16.6% ±11.9 pts | 12.3% |
| Public transportation | 1.5% ±2.4 pts | 0.4% |
| Walked | 0.0% ±3.4 pts | 1.9% |
| Worked from home | 12.7% ±8.8 pts | 10.5% |
| Mean travel time to work | 18.1 min ±5.0 | 20.7 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 708 compare with the other tracts in Montgomery County?
Among Montgomery County's tracts with a reliable estimate, Census Tract 708 ranks as shown below (1 = highest).
| Measure | In Montgomery County | In Amsterdam |
|---|---|---|
| Population | 9th of 16 | 2nd of 8 |
| Residents per square mile | 6th of 16 | 6th of 8 |
| Median household income | 13th of 16 | 6th of 8 |
| Per capita income | 16th of 16 | 8th of 8 |
| Median home value | 11th of 16 | 5th of 8 |
| Median gross rent | 8th of 16 | 7th of 8 |
| Poverty rate | 4th of 13 | 4th of 6 |
| Bachelor's degree or higher | 5th of 16 | 4th of 8 |
| Median age | 16th of 16 | 8th of 8 |
| Owner-occupied share | 14th of 16 | 6th of 8 |
The tracts next to it on Montgomery County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 724 | 10th | $54,837±$7,263 · within the margin of this tract |
| Tract 702 | 11th | $50,377±$15,172 · within the margin of this tract |
| Tract 703 | 12th | $49,420±$4,338 · within the margin of this tract |
| Tract 708 | 13th | $44,289±$9,299 |
| Tract 725 | 14th | $44,195±$9,564 · within the margin of this tract |
| Tract 706 | 15th | $42,629±$6,567 · within the margin of this tract |
| Tract 709 | 16th | $41,417±$22,107 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 708?
3 of the 18 figures for Census Tract 708 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections